# 4:8 Financial

> 4:8 Financial is an SEC-registered investment advisory firm in Canby, OR, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 8, 2026.

- CRD: 335831
- Filed as: 4:8 FINANCIAL
- Legal name: Carlson Financial, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Canby, OR
- Filing period: October 2026
- Form ADV filing dated: April 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/335831
- AdvisorCensus page: https://advisorcensus.com/firm/4-8-financial-canby-or-335831

## Quick answers

**How is 4:8 Financial compensated?**
On its Form ADV (Item 5.E, October 2026), 4:8 Financial reports these compensation arrangements: a percentage of assets under its management.

**Where is 4:8 Financial located?**
4:8 Financial's principal office is in Canby, OR, according to its Form ADV.

**Is 4:8 Financial registered with the SEC or a state?**
4:8 Financial is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 335831.

**How much does 4:8 Financial manage?**
4:8 Financial reports $317,952,000 in regulatory assets under management in its Form ADV filing dated April 8, 2026 (100% discretionary).

**What types of clients does 4:8 Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (752); high net worth individuals (69); pension and profit sharing plans (but not the plan participants or government pension plans) (6).

**Which custodians does 4:8 Financial use?**
4:8 Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists LPL Financial LLC as a custodian holding 10% or more of its separately managed account assets.

**Does 4:8 Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/335831

**What changed in 4:8 Financial's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 3 to 4.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Custodians (Schedule D, Section 5.K(3))
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $317,952,000
- Discretionary: $317,952,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 752 | $156,105,000 |
| High net worth individuals | 69 | $143,628,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 6 | $17,454,000 |
| Charitable organizations | 3 | $257,000 |
| Corporations or other businesses not listed above | 4 | $508,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2025 (1 year)
- Employees: 8 total, 4 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, CA, ID, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- 48financial.com
- Facebook @48financial

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 3 to 4.

### March 2026
- Registered or notice-filed in AZ, CA, ID, TX, WA.

### January 2026
- Employees performing advisory functions went from 1 to 3.

### December 2025
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. 4:8 Financial (CRD 335831): Form ADV filing data as of October 2026.