{
  "crd_number": 335831,
  "slug": "4-8-financial-canby-or-335831",
  "primary_business_name": "4:8 FINANCIAL",
  "legal_name": "CARLSON FINANCIAL, INC.",
  "dbas": [],
  "city": "Canby",
  "state": "OR",
  "country": "United States",
  "cbsa_code": "38900",
  "metro": {
    "cbsa_code": "38900",
    "common_name": "Portland",
    "msa_name": "Portland-Vancouver-Hillsboro, OR-WA",
    "path": "/advisors/or/portland"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2025-08-01",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-04-08",
  "carried_forward": false,
  "raum_total": 317952000.0,
  "raum_discretionary": 317952000.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 8,
  "advisory_employees": 4,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 257000.0,
      "count": 3,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 156105000.0,
      "count": 752
    },
    "pension_profit_sharing": {
      "raum": 17454000.0,
      "count": 6
    },
    "high_net_worth_individuals": {
      "raum": 143628000.0,
      "count": 69
    },
    "corporations_other_businesses": {
      "raum": 508000.0,
      "count": 4,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AZ",
    "CA",
    "ID",
    "OR",
    "TX",
    "WA"
  ],
  "websites": [
    "https://48financial.com",
    "https://facebook.com/48financial"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/335831",
  "city_as_filed": "CANBY",
  "url": "https://advisorcensus.com/firm/4-8-financial-canby-or-335831",
  "display_name": "4:8 Financial",
  "summary": "4:8 Financial is an SEC-registered investment advisory firm in Canby, OR, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 8, 2026.",
  "citation": "AdvisorCensus. 4:8 Financial (CRD 335831): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is 4:8 Financial compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), 4:8 Financial reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "Where is 4:8 Financial located?",
      "a": "4:8 Financial's principal office is in Canby, OR, according to its Form ADV."
    },
    {
      "q": "Is 4:8 Financial registered with the SEC or a state?",
      "a": "4:8 Financial is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 335831."
    },
    {
      "q": "How much does 4:8 Financial manage?",
      "a": "4:8 Financial reports $317,952,000 in regulatory assets under management in its Form ADV filing dated April 8, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does 4:8 Financial serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (752); high net worth individuals (69); pension and profit sharing plans (but not the plan participants or government pension plans) (6)."
    },
    {
      "q": "Which custodians does 4:8 Financial use?",
      "a": "4:8 Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists LPL Financial LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does 4:8 Financial report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/335831"
    },
    {
      "q": "What changed in 4:8 Financial's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 3 to 4."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 3 to 4."
      ]
    },
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Registered or notice-filed in AZ, CA, ID, TX, WA."
      ]
    },
    {
      "period": "2026-01-01",
      "period_label": "January 2026",
      "notes": [
        "Employees performing advisory functions went from 1 to 3."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "LPL Financial LLC",
      "name_as_filed": "LPL FINANCIAL LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/4-8-financial-canby-or-335831.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 752,
      "fewer_than_5": false,
      "raum": 156105000.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 69,
      "fewer_than_5": false,
      "raum": 143628000.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 6,
      "fewer_than_5": false,
      "raum": 17454000.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 3,
      "fewer_than_5": true,
      "raum": 257000.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 4,
      "fewer_than_5": true,
      "raum": 508000.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/335831",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}