# 210 Financial

> 210 Financial is an SEC-registered investment advisory firm in Morton, IL, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 3, 2026.

- CRD: 328570
- Filed as: 210 FINANCIAL
- Legal name: 210 Wealth Management, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Morton, IL
- Filing period: October 2026
- Form ADV filing dated: August 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/328570
- AdvisorCensus page: https://advisorcensus.com/firm/210-financial-morton-il-328570

## Quick answers

**How is 210 Financial compensated?**
On its Form ADV (Item 5.E, October 2026), 210 Financial reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**What does 210 Financial's brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 23, 2026 states: Asset-based fee: up to 2% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is 210 Financial located?**
210 Financial's principal office is in Morton, IL, according to its Form ADV; the September 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is 210 Financial registered with the SEC or a state?**
210 Financial is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 328570.

**How much does 210 Financial manage?**
210 Financial reports $242,847,830 in regulatory assets under management in its Form ADV filing dated August 3, 2026 (100% discretionary).

**How have 210 Financial's assets and staff changed since 2024?**
In the Form ADV data for 210 Financial: Regulatory assets under management: $116,830,850 in the October 2024 data and $242,847,830 in the October 2026 data, up 108%. Total employees: 13 in October 2024 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does 210 Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (904); pension and profit sharing plans (but not the plan participants or government pension plans) (65); high net worth individuals (32).

**Which custodians does 210 Financial use?**
210 Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Alight Financial Solutions, LLC and Charles Schwab & Co., Inc. as custodians holding 10% or more of its separately managed account assets.

**Does 210 Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/328570

**What changed in 210 Financial's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $145,139,695 to $242,847,830 (+67%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 23, 2026)

- Asset-based fee: up to 2% of assets a year (the maximum the brochure states)

> Client portfolios are a maximum annual advisory fee of 2.00% but may be modified lower, as noted in the Investment Advisory Agreement.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Alight Financial Solutions, LLC
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $242,847,830
- Discretionary: $242,847,830
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 904 | $181,205,569 |
| High net worth individuals | 32 | $58,458,521 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 65 | $2,953,971 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | Fewer than 5 | $229,769 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2023 (2 years)
- Employees: 16 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, IA, IL, IN, LA, NY, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Bloomington, IL
- Davenport, IA

### Websites listed on Form ADV (Item 1.I)
- 210financial.com
- Facebook @210financial
- Instagram @210financial
- LinkedIn @210-financial
- YouTube @210financial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $116,830,850 | 13 | July 25, 2024 |
| October 2025 | $145,139,695 | 16 | March 31, 2025 |
| October 2026 | $242,847,830 | 16 | August 3, 2026 |

Regulatory assets under management: $116,830,850 in the October 2024 data and $242,847,830 in the October 2026 data, up 108%.
Total employees: 13 in October 2024 and 16 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $145,139,695 to $242,847,830 (+67%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. 210 Financial (CRD 328570): Form ADV filing data as of October 2026.