# 1650 Wealth Management, LLC

> 1650 Wealth Management, LLC is an SEC-registered investment advisory firm in Lighthouse Point, FL, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 18, 2026.

- CRD: 152985
- Filed as: 1650 WEALTH MANAGEMENT, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lighthouse Point, FL
- Filing period: October 2026
- Form ADV filing dated: March 18, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/152985
- AdvisorCensus page: https://advisorcensus.com/firm/1650-wealth-management-llc-lighthouse-point-fl-152985

## Quick answers

**How is 1650 Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), 1650 Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management.

**What does 1650 Wealth Management, LLC's brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 18, 2026 states: Up to $1,000,000: 1% a year; $1,000,001 to $3,000,000: 0.75% a year; $3,000,001 to $5,000,000: 0.5% a year; Above $5,000,001: 0.25% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is 1650 Wealth Management, LLC located?**
1650 Wealth Management, LLC's principal office is in Lighthouse Point, FL, according to its Form ADV.

**Is 1650 Wealth Management, LLC registered with the SEC or a state?**
1650 Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 152985.

**How much does 1650 Wealth Management, LLC manage?**
1650 Wealth Management, LLC reports $119,650,000 in regulatory assets under management in its Form ADV filing dated March 18, 2026 (100% discretionary).

**How have 1650 Wealth Management, LLC's assets and staff changed since 2025?**
In the Form ADV data for 1650 Wealth Management, LLC: Regulatory assets under management: $112,000,000 in the October 2025 data and $119,650,000 in the October 2026 data, up 7%. Total employees: 1 in October 2025 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does 1650 Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (85); high net worth individuals (37); pension and profit sharing plans (but not the plan participants or government pension plans) (1).

**Which custodians does 1650 Wealth Management, LLC use?**
1650 Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does 1650 Wealth Management, LLC report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/152985

**Does 1650 Wealth Management, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 18, 2026 says: "We have established account minimums at $500,000, although we will occasionally make exceptions for friends, relatives, or business associates of current clients."

**What changed in 1650 Wealth Management, LLC's recent Form ADV filings?**
In the April 2026 filing data: Registered or notice-filed in NH.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 18, 2026)

- Up to $1,000,000: 1% a year
- $1,000,001 to $3,000,000: 0.75% a year
- $3,000,001 to $5,000,000: 0.5% a year
- Above $5,000,001: 0.25% a year

> Household Assets Marginal Fee $0-$1,000,000 1.00% $1,000,001-$3,000,000 0.75% $3,000,001-$5,000,000 0.50% $5,000,001 and up 0.25%

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> We have established account minimums at $500,000, although we will occasionally make exceptions for friends, relatives, or business associates of current clients.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $119,650,000
- Discretionary: $119,650,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 85 | $24,000,000 |
| High net worth individuals | 37 | $88,150,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $1,000,000 |
| Charitable organizations | 1 | $1,500,000 |
| Corporations or other businesses not listed above | 1 | $5,000,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (1 year)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, IL, MA, NH, TX
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/152985

### Websites listed on Form ADV (Item 1.I)
- 1650wealth.com
- Facebook @1650Wealth
- LinkedIn @1650-wealth-management

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $112,000,000 | 1 | April 8, 2025 |
| October 2026 | $119,650,000 | 1 | March 18, 2026 |

Regulatory assets under management: $112,000,000 in the October 2025 data and $119,650,000 in the October 2026 data, up 7%.
Total employees: 1 in October 2025 and 1 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Registered or notice-filed in NH.

### December 2025
- Item 11 disclosure answers changed: 1 yes answer, previously 2 (now no: 11.E(2)).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. 1650 Wealth Management, LLC (CRD 152985): Form ADV filing data as of October 2026.