{
  "crd_number": 152985,
  "slug": "1650-wealth-management-llc-lighthouse-point-fl-152985",
  "primary_business_name": "1650 WEALTH MANAGEMENT, LLC",
  "legal_name": "1650 WEALTH MANAGEMENT, LLC",
  "dbas": [],
  "city": "Lighthouse Point",
  "state": "FL",
  "country": "United States",
  "cbsa_code": "33100",
  "metro": {
    "cbsa_code": "33100",
    "common_name": "Miami",
    "msa_name": "Miami-Fort Lauderdale-West Palm Beach, FL",
    "path": "/advisors/fl/miami"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-10-23",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-03-18",
  "carried_forward": false,
  "raum_total": 119650000.0,
  "raum_discretionary": 119650000.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 1500000.0,
      "count": 1
    },
    "individuals": {
      "raum": 24000000.0,
      "count": 85
    },
    "pension_profit_sharing": {
      "raum": 1000000.0,
      "count": 1,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 88150000.0,
      "count": 37
    },
    "corporations_other_businesses": {
      "raum": 5000000.0,
      "count": 1
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 1,
  "states_registered": [
    "FL",
    "IL",
    "MA",
    "NH",
    "TX"
  ],
  "websites": [
    "https://1650wealth.com",
    "https://facebook.com/1650Wealth",
    "https://linkedin.com/company/1650-wealth-management"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/152985",
  "disclosure_items": [
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    }
  ],
  "city_as_filed": "LIGHTHOUSE POINT",
  "url": "https://advisorcensus.com/firm/1650-wealth-management-llc-lighthouse-point-fl-152985",
  "display_name": "1650 Wealth Management, LLC",
  "summary": "1650 Wealth Management, LLC is an SEC-registered investment advisory firm in Lighthouse Point, FL, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 18, 2026.",
  "citation": "AdvisorCensus. 1650 Wealth Management, LLC (CRD 152985): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is 1650 Wealth Management, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), 1650 Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "What does 1650 Wealth Management, LLC's brochure say about its fees?",
      "a": "Its Form ADV Part 2A brochure dated March 18, 2026 states: Up to $1,000,000: 1% a year; $1,000,001 to $3,000,000: 0.75% a year; $3,000,001 to $5,000,000: 0.5% a year; Above $5,000,001: 0.25% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is 1650 Wealth Management, LLC located?",
      "a": "1650 Wealth Management, LLC's principal office is in Lighthouse Point, FL, according to its Form ADV."
    },
    {
      "q": "Is 1650 Wealth Management, LLC registered with the SEC or a state?",
      "a": "1650 Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 152985."
    },
    {
      "q": "How much does 1650 Wealth Management, LLC manage?",
      "a": "1650 Wealth Management, LLC reports $119,650,000 in regulatory assets under management in its Form ADV filing dated March 18, 2026 (100% discretionary)."
    },
    {
      "q": "How have 1650 Wealth Management, LLC's assets and staff changed since 2025?",
      "a": "In the Form ADV data for 1650 Wealth Management, LLC: Regulatory assets under management: $112,000,000 in the October 2025 data and $119,650,000 in the October 2026 data, up 7%. Total employees: 1 in October 2025 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does 1650 Wealth Management, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (85); high net worth individuals (37); pension and profit sharing plans (but not the plan participants or government pension plans) (1)."
    },
    {
      "q": "Which custodians does 1650 Wealth Management, LLC use?",
      "a": "1650 Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does 1650 Wealth Management, LLC report any disciplinary disclosures?",
      "a": "Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/152985"
    },
    {
      "q": "Does 1650 Wealth Management, LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 18, 2026 says: \"We have established account minimums at $500,000, although we will occasionally make exceptions for friends, relatives, or business associates of current clients.\""
    },
    {
      "q": "What changed in 1650 Wealth Management, LLC's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Registered or notice-filed in NH."
    }
  ],
  "filing_history": [
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 112000000.0,
      "total_employees": 1,
      "filing_date": "2025-04-08"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 119650000.0,
      "total_employees": 1,
      "filing_date": "2026-03-18"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Registered or notice-filed in NH."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Item 11 disclosure answers changed: 1 yes answer, previously 2 (now no: 11.E(2))."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 18, 2026",
    "tiers": [
      {
        "band": "Up to $1,000,000",
        "rate": "1%"
      },
      {
        "band": "$1,000,001 to $3,000,000",
        "rate": "0.75%"
      },
      {
        "band": "$3,000,001 to $5,000,000",
        "rate": "0.5%"
      },
      {
        "band": "Above $5,000,001",
        "rate": "0.25%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$500,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $1,000,000: 1% a year",
          "$1,000,001 to $3,000,000: 0.75% a year",
          "$3,000,001 to $5,000,000: 0.5% a year",
          "Above $5,000,001: 0.25% a year"
        ],
        "quotes": [
          "Household Assets  Marginal Fee \n$0-$1,000,000  1.00% \n$1,000,001-$3,000,000 0.75% \n$3,000,001-$5,000,000 0.50% \n$5,000,001 and up  0.25%"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $500,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "We have established account minimums at $500,000, although we will occasionally make exceptions for friends, relatives, or business associates of current clients."
        ]
      }
    ],
    "quotes": [
      "Household Assets  Marginal Fee \n$0-$1,000,000  1.00% \n$1,000,001-$3,000,000 0.75% \n$3,000,001-$5,000,000 0.50% \n$5,000,001 and up  0.25%",
      "We have established account minimums at $500,000, although we will occasionally make exceptions for friends, relatives, or business associates of current clients."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/1650-wealth-management-llc-lighthouse-point-fl-152985.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 85,
      "fewer_than_5": false,
      "raum": 24000000.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 37,
      "fewer_than_5": false,
      "raum": 88150000.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 1,
      "fewer_than_5": true,
      "raum": 1000000.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 1,
      "fewer_than_5": false,
      "raum": 1500000.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 1,
      "fewer_than_5": false,
      "raum": 5000000.0
    }
  ],
  "disclosure_line": "Reports 1 disclosure item on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/152985",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}