# Flat-fee financial advisors in Puerto Rico

> AdvisorCensus lists 35 investment advisory firms with a principal office in Puerto Rico that report fixed fees among their Form ADV Item 5.E compensation arrangements, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.

Source: Form ADV filings as of October 2026. Rebuilt monthly. HTML page: https://advisorcensus.com/advisors/pr/flat-fee

## At a glance

- Investment advisory firms: 35
- Registration: SEC-registered investment adviser: 18, State-registered investment adviser: 17
- How firms are compensated (Form ADV Item 5.E; shares of the firms that file it): Fee-only (AdvisorCensus test) 9 (26%); Percentage of assets 33 (94%); Hourly charges 14 (40%); Subscription fees (newsletter or periodical) 2 (6%); Fixed fees 35 (100%); Commissions 2 (6%); Performance-based fees 10 (29%); Other 4 (11%)
- Regulatory assets under management (Item 5.F): Under $25 million 5 (14%); $25 million to $100 million 6 (17%); $100 million to $500 million 5 (14%); $500 million to $1 billion 5 (14%); $1 billion to $5 billion 5 (14%); Not reported 9 (26%)
- Years registered: Under 5 years 13 (37%); 5 to 9 years 16 (46%); 10 to 19 years 5 (14%); 20 years or more 1 (3%)

## Firms (page 1 of 1, 1 to 35 of 35, sorted by name)

| Firm | CRD | City | Registration | Assets band | Years registered | Compensation |
| --- | --- | --- | --- | --- | --- | --- |
| [4/26 Retirement Income Planning & Wealth Management, LLC](https://advisorcensus.com/firm/4-26-retirement-income-planning-and-wealth-management-llc-guaynabo-pr-312258) ([md](https://advisorcensus.com/firm/4-26-retirement-income-planning-and-wealth-management-llc-guaynabo-pr-312258.md)) | 312258 | Guaynabo, PR | State-registered investment adviser | $25 million to $100 million | 5 | % of assets, Hourly, Fixed fee |
| [Applied Finance Capital Management, LLC](https://advisorcensus.com/firm/applied-finance-capital-management-llc-san-juan-pr-226755) ([md](https://advisorcensus.com/firm/applied-finance-capital-management-llc-san-juan-pr-226755.md)) | 226755 | San Juan, PR | SEC-registered investment adviser | $1 billion to $5 billion | 11 | % of assets, Fixed fee, Performance fee |
| [Arco Global Management, LLC](https://advisorcensus.com/firm/arco-global-management-llc-guaynabo-pr-287921) ([md](https://advisorcensus.com/firm/arco-global-management-llc-guaynabo-pr-287921.md)) | 287921 | Guaynabo, PR | SEC-registered investment adviser | $100 million to $500 million | 7 | Fixed fee, Performance fee, Other |
| [Atlantis Investment Coaching, LLC](https://advisorcensus.com/firm/atlantis-investment-coaching-llc-san-juan-pr-145416) ([md](https://advisorcensus.com/firm/atlantis-investment-coaching-llc-san-juan-pr-145416.md)) | 145416 | San Juan, PR | State-registered investment adviser | $25 million to $100 million | 18 | % of assets, Hourly, Fixed fee, Other |
| [Atlas Asset Management LLC](https://advisorcensus.com/firm/atlas-asset-management-llc-guaynabo-pr-173561) ([md](https://advisorcensus.com/firm/atlas-asset-management-llc-guaynabo-pr-173561.md)) | 173561 | Guaynabo, PR | SEC-registered investment adviser | $500 million to $1 billion | 5 | % of assets, Fixed fee |
| [Aton Financial LLC](https://advisorcensus.com/firm/aton-financial-llc-san-juan-pr-173070) ([md](https://advisorcensus.com/firm/aton-financial-llc-san-juan-pr-173070.md)) | 173070 | San Juan, PR | SEC-registered investment adviser | $500 million to $1 billion | 8 | % of assets, Hourly, Fixed fee, Performance fee |
| [Blue Ocean Strategic Advisors, LLC](https://advisorcensus.com/firm/blue-ocean-strategic-advisors-llc-san-juan-pr-165146) ([md](https://advisorcensus.com/firm/blue-ocean-strategic-advisors-llc-san-juan-pr-165146.md)) | 165146 | San Juan, PR | State-registered investment adviser | Not reported | 13 | % of assets, Hourly, Fixed fee |
| [Celeres Capital Advisors, LLC](https://advisorcensus.com/firm/celeres-capital-advisors-llc-san-juan-pr-304581) ([md](https://advisorcensus.com/firm/celeres-capital-advisors-llc-san-juan-pr-304581.md)) | 304581 | San Juan, PR | SEC-registered investment adviser | $500 million to $1 billion | 7 | % of assets, Fixed fee, Performance fee |
| [Centuria Capital Partners LLC](https://advisorcensus.com/firm/centuria-capital-partners-llc-guaynabo-pr-339596) ([md](https://advisorcensus.com/firm/centuria-capital-partners-llc-guaynabo-pr-339596.md)) | 339596 | Guaynabo, PR | SEC-registered investment adviser | Under $25 million | 0 | % of assets, Fixed fee, Performance fee |
| [Chapel Bridge Wealth Advisors](https://advisorcensus.com/firm/chapel-bridge-wealth-advisors-san-juan-pr-313295) ([md](https://advisorcensus.com/firm/chapel-bridge-wealth-advisors-san-juan-pr-313295.md)) | 313295 | San Juan, PR | SEC-registered investment adviser | $100 million to $500 million | 4 | % of assets, Fixed fee |
| [Chinea Wealth Management LLC](https://advisorcensus.com/firm/chinea-wealth-management-llc-guaynabo-pr-331477) ([md](https://advisorcensus.com/firm/chinea-wealth-management-llc-guaynabo-pr-331477.md)) | 331477 | Guaynabo, PR | State-registered investment adviser | Under $25 million | 2 | % of assets, Hourly, Fixed fee |
| [Consultiva Wealth Management, Corp.](https://advisorcensus.com/firm/consultiva-wealth-management-corp-san-juan-pr-111846) ([md](https://advisorcensus.com/firm/consultiva-wealth-management-corp-san-juan-pr-111846.md)) | 111846 | San Juan, PR | SEC-registered investment adviser | $500 million to $1 billion | 26 | % of assets, Hourly, Fixed fee |
| [ESI Advisors](https://advisorcensus.com/firm/esi-advisors-ponce-pr-283973) ([md](https://advisorcensus.com/firm/esi-advisors-ponce-pr-283973.md)) | 283973 | Ponce, PR | State-registered investment adviser | Under $25 million | 10 | % of assets, Hourly, Fixed fee |
| [Fortaleza Capital Partners, LLC](https://advisorcensus.com/firm/fortaleza-capital-partners-llc-san-juan-pr-234792) ([md](https://advisorcensus.com/firm/fortaleza-capital-partners-llc-san-juan-pr-234792.md)) | 234792 | San Juan, PR | State-registered investment adviser | $25 million to $100 million | 10 | % of assets, Fixed fee |
| [FRA Services Inc.](https://advisorcensus.com/firm/fra-services-inc-san-juan-pr-292588) ([md](https://advisorcensus.com/firm/fra-services-inc-san-juan-pr-292588.md)) | 292588 | San Juan, PR | State-registered investment adviser | $25 million to $100 million | 7 | % of assets, Subscription, Fixed fee, Performance fee |
| [Freedom Advisory](https://advisorcensus.com/firm/freedom-advisory-guaynabo-pr-147546) ([md](https://advisorcensus.com/firm/freedom-advisory-guaynabo-pr-147546.md)) | 147546 | Guaynabo, PR | SEC-registered investment adviser | $500 million to $1 billion | 9 | % of assets, Fixed fee |
| [Infinity Strategies Advisors LLC](https://advisorcensus.com/firm/infinity-strategies-advisors-llc-340423) ([md](https://advisorcensus.com/firm/infinity-strategies-advisors-llc-340423.md)) | 340423 | Not reported, Not reported | State-registered investment adviser | Not reported | 0 | % of assets, Fixed fee, Other |
| [Integral Financial Counselors LLC](https://advisorcensus.com/firm/integral-financial-counselors-llc-san-juan-pr-305569) ([md](https://advisorcensus.com/firm/integral-financial-counselors-llc-san-juan-pr-305569.md)) | 305569 | San Juan, PR | State-registered investment adviser | Not reported | 6 | Fixed fee |
| [Intuitivo LLC](https://advisorcensus.com/firm/intuitivo-llc-guaynabo-pr-322668) ([md](https://advisorcensus.com/firm/intuitivo-llc-guaynabo-pr-322668.md)) | 322668 | Guaynabo, PR | State-registered investment adviser | Under $25 million | 4 | % of assets, Hourly, Fixed fee |
| [Lumiere Bay](https://advisorcensus.com/firm/lumiere-bay-carolina-pr-308212) ([md](https://advisorcensus.com/firm/lumiere-bay-carolina-pr-308212.md)) | 308212 | Carolina, PR | State-registered investment adviser | Not reported | 6 | % of assets, Fixed fee |
| [Lyon Bern, LLC](https://advisorcensus.com/firm/lyon-bern-llc-san-juan-pr-301277) ([md](https://advisorcensus.com/firm/lyon-bern-llc-san-juan-pr-301277.md)) | 301277 | San Juan, PR | State-registered investment adviser | $25 million to $100 million | 6 | % of assets, Hourly, Fixed fee |
| [Mainstreet Advisors, LLC](https://advisorcensus.com/firm/mainstreet-advisors-llc-san-juan-pr-310795) ([md](https://advisorcensus.com/firm/mainstreet-advisors-llc-san-juan-pr-310795.md)) | 310795 | San Juan, PR | State-registered investment adviser | Under $25 million | 5 | % of assets, Hourly, Subscription, Fixed fee, Commissions |
| [McKenzie Investment Advisors LLC](https://advisorcensus.com/firm/mckenzie-investment-advisors-llc-guaynabo-pr-313635) ([md](https://advisorcensus.com/firm/mckenzie-investment-advisors-llc-guaynabo-pr-313635.md)) | 313635 | Guaynabo, PR | State-registered investment adviser | Not reported | 4 | % of assets, Fixed fee |
| [Mission Prime LLC](https://advisorcensus.com/firm/mission-prime-llc-guaynabo-pr-318328) ([md](https://advisorcensus.com/firm/mission-prime-llc-guaynabo-pr-318328.md)) | 318328 | Guaynabo, PR | SEC-registered investment adviser | $1 billion to $5 billion | 4 | % of assets, Fixed fee |
| [Negron-Ramos LLC](https://advisorcensus.com/firm/negron-ramos-llc-san-juan-pr-332437) ([md](https://advisorcensus.com/firm/negron-ramos-llc-san-juan-pr-332437.md)) | 332437 | San Juan, PR | State-registered investment adviser | Not reported | 1 | % of assets, Hourly, Fixed fee |
| [Parliament Capital Management, LLC](https://advisorcensus.com/firm/parliament-capital-management-llc-san-juan-pr-194513) ([md](https://advisorcensus.com/firm/parliament-capital-management-llc-san-juan-pr-194513.md)) | 194513 | San Juan, PR | SEC-registered investment adviser | $1 billion to $5 billion | 5 | % of assets, Fixed fee, Performance fee |
| [Popular Asset Management](https://advisorcensus.com/firm/popular-asset-management-san-juan-pr-313653) ([md](https://advisorcensus.com/firm/popular-asset-management-san-juan-pr-313653.md)) | 313653 | San Juan, PR | SEC-registered investment adviser | $1 billion to $5 billion | 5 | % of assets, Fixed fee |
| [Relative Sentiment Technologies, LLC](https://advisorcensus.com/firm/relative-sentiment-technologies-llc-humacao-pr-318050) ([md](https://advisorcensus.com/firm/relative-sentiment-technologies-llc-humacao-pr-318050.md)) | 318050 | Humacao, PR | SEC-registered investment adviser | $100 million to $500 million | 4 | % of assets, Fixed fee, Other |
| [Savile Capital Management LLC](https://advisorcensus.com/firm/savile-capital-management-llc-san-juan-pr-337692) ([md](https://advisorcensus.com/firm/savile-capital-management-llc-san-juan-pr-337692.md)) | 337692 | San Juan, PR | SEC-registered investment adviser | Not reported | 0 | % of assets, Fixed fee, Performance fee |
| [Savile Private Wealth LLC](https://advisorcensus.com/firm/savile-private-wealth-llc-san-juan-pr-339409) ([md](https://advisorcensus.com/firm/savile-private-wealth-llc-san-juan-pr-339409.md)) | 339409 | San Juan, PR | SEC-registered investment adviser | Not reported | 0 | % of assets, Hourly, Fixed fee |
| [Select Advisory Group Inc](https://advisorcensus.com/firm/select-advisory-group-inc-san-juan-pr-150129) ([md](https://advisorcensus.com/firm/select-advisory-group-inc-san-juan-pr-150129.md)) | 150129 | San Juan, PR | State-registered investment adviser | $25 million to $100 million | 8 | % of assets, Fixed fee, Performance fee |
| [Socio-Economico](https://advisorcensus.com/firm/socio-economico-333104) ([md](https://advisorcensus.com/firm/socio-economico-333104.md)) | 333104 | Not reported, Not reported | State-registered investment adviser | Not reported | 1 | % of assets, Hourly, Fixed fee, Commissions |
| [Talon LLC](https://advisorcensus.com/firm/talon-llc-san-juan-pr-298714) ([md](https://advisorcensus.com/firm/talon-llc-san-juan-pr-298714.md)) | 298714 | San Juan, PR | SEC-registered investment adviser | $1 billion to $5 billion | 7 | % of assets, Hourly, Fixed fee |
| [Vauban Wealth Management](https://advisorcensus.com/firm/vauban-wealth-management-guaynabo-pr-305222) ([md](https://advisorcensus.com/firm/vauban-wealth-management-guaynabo-pr-305222.md)) | 305222 | Guaynabo, PR | SEC-registered investment adviser | $100 million to $500 million | 6 | % of assets, Fixed fee |
| [VRM Penzini Capital L.L.C.](https://advisorcensus.com/firm/vrm-penzini-capital-l-l-c-san-juan-pr-336315) ([md](https://advisorcensus.com/firm/vrm-penzini-capital-l-l-c-san-juan-pr-336315.md)) | 336315 | San Juan, PR | SEC-registered investment adviser | $100 million to $500 million | 0 | % of assets, Fixed fee, Performance fee |

## Questions people ask

**How many financial advisory firms are there in Puerto Rico?**
AdvisorCensus lists 188 investment advisory firms with a principal office in Puerto Rico, from Form ADV filings as of October 2026: 50 SEC-registered, 34 state-registered, and 104 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV.

**How many fee-only financial advisors are in Puerto Rico?**
18 of the 188 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed.

**How many financial advisors in Puerto Rico offer financial planning?**
26 of the 84 firms in Puerto Rico that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports.

**Are the financial advisors in Puerto Rico fiduciaries?**
Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 18 firms that meet AdvisorCensus's fee-only test report none of those sales ties.

**How do I check whether a financial advisor has disciplinary disclosures?**
Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck.

**Does AdvisorCensus rate, verify, or recommend these firms?**
No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content.

**What does regulatory assets under management mean?**
Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality.

## Related pages

- [Financial advisors in Puerto Rico](https://advisorcensus.com/advisors/pr) (https://advisorcensus.com/advisors/pr.md)
- [Fee-only financial advisors in Puerto Rico](https://advisorcensus.com/advisors/pr/fee-only) (https://advisorcensus.com/advisors/pr/fee-only.md)
- [Hourly financial advisors in Puerto Rico](https://advisorcensus.com/advisors/pr/hourly) (https://advisorcensus.com/advisors/pr/hourly.md)

Cite as: AdvisorCensus. Flat-fee financial advisors in Puerto Rico: 35 firms from Form ADV filings as of October 2026.