{
  "path": "/advisors/pr/flat-fee",
  "url": "https://advisorcensus.com/advisors/pr/flat-fee",
  "page_type": "state_fee",
  "title": "Flat-fee financial advisors in Puerto Rico",
  "filters": {},
  "scope_total": 35,
  "faq": [
    {
      "q": "How many financial advisory firms are there in Puerto Rico?",
      "a": "AdvisorCensus lists 188 investment advisory firms with a principal office in Puerto Rico, from Form ADV filings as of October 2026: 50 SEC-registered, 34 state-registered, and 104 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV."
    },
    {
      "q": "How many fee-only financial advisors are in Puerto Rico?",
      "a": "18 of the 188 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed."
    },
    {
      "q": "How many financial advisors in Puerto Rico offer financial planning?",
      "a": "26 of the 84 firms in Puerto Rico that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports."
    },
    {
      "q": "Are the financial advisors in Puerto Rico fiduciaries?",
      "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 18 firms that meet AdvisorCensus's fee-only test report none of those sales ties."
    },
    {
      "q": "How do I check whether a financial advisor has disciplinary disclosures?",
      "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck."
    },
    {
      "q": "Does AdvisorCensus rate, verify, or recommend these firms?",
      "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content."
    },
    {
      "q": "What does regulatory assets under management mean?",
      "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality."
    }
  ],
  "period": "2026-10-01",
  "answer_paragraph": "AdvisorCensus lists 35 investment advisory firms with a principal office in Puerto Rico that report fixed fees among their Form ADV Item 5.E compensation arrangements, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.",
  "about_market": null,
  "citation": "AdvisorCensus. Flat-fee financial advisors in Puerto Rico: 35 firms from Form ADV filings as of October 2026.",
  "total_firms": 35,
  "page": 1,
  "total_pages": 1,
  "sort": "name",
  "registration_types": {
    "sec": 18,
    "state": 17,
    "exempt": 0
  },
  "fee_model_mix": [
    {
      "code": "fee-only",
      "count": 9
    },
    {
      "code": "percentage_of_aum",
      "count": 33
    },
    {
      "code": "hourly",
      "count": 14
    },
    {
      "code": "subscription",
      "count": 2
    },
    {
      "code": "fixed",
      "count": 35
    },
    {
      "code": "commissions",
      "count": 2
    },
    {
      "code": "performance_based",
      "count": 10
    },
    {
      "code": "other",
      "count": 4
    },
    {
      "code": "not_reported",
      "count": 0
    }
  ],
  "years_registered_distribution": [
    {
      "code": "under_5",
      "count": 13
    },
    {
      "code": "5_to_9",
      "count": 16
    },
    {
      "code": "10_to_19",
      "count": 5
    },
    {
      "code": "20_plus",
      "count": 1
    },
    {
      "code": "not_reported",
      "count": 0
    }
  ],
  "raum_band_distribution": [
    {
      "code": "under_25m",
      "count": 5
    },
    {
      "code": "25m_100m",
      "count": 6
    },
    {
      "code": "100m_500m",
      "count": 5
    },
    {
      "code": "500m_1b",
      "count": 5
    },
    {
      "code": "1b_5b",
      "count": 5
    },
    {
      "code": "over_5b",
      "count": 0
    },
    {
      "code": "not_reported",
      "count": 9
    }
  ],
  "firms": [
    {
      "crd_number": 312258,
      "name": "4/26 Retirement Income Planning & Wealth Management, LLC",
      "name_as_filed": "4/26 RETIREMENT INCOME PLANNING & WEALTH MANAGEMENT, LLC",
      "url": "https://advisorcensus.com/firm/4-26-retirement-income-planning-and-wealth-management-llc-guaynabo-pr-312258",
      "city": "Guaynabo",
      "state": "PR",
      "years_registered": 5,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 226755,
      "name": "Applied Finance Capital Management, LLC",
      "name_as_filed": "APPLIED FINANCE CAPITAL MANAGEMENT, LLC",
      "url": "https://advisorcensus.com/firm/applied-finance-capital-management-llc-san-juan-pr-226755",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 11,
      "raum_band": "1b_5b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed",
        "performance_based"
      ],
      "enhanced": false
    },
    {
      "crd_number": 287921,
      "name": "Arco Global Management, LLC",
      "name_as_filed": "ARCO GLOBAL MANAGEMENT, LLC",
      "url": "https://advisorcensus.com/firm/arco-global-management-llc-guaynabo-pr-287921",
      "city": "Guaynabo",
      "state": "PR",
      "years_registered": 7,
      "raum_band": "100m_500m",
      "compensation_types": [
        "fixed",
        "performance_based",
        "other"
      ],
      "enhanced": false
    },
    {
      "crd_number": 145416,
      "name": "Atlantis Investment Coaching, LLC",
      "name_as_filed": "ATLANTIS INVESTMENT COACHING, LLC",
      "url": "https://advisorcensus.com/firm/atlantis-investment-coaching-llc-san-juan-pr-145416",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 18,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed",
        "other"
      ],
      "enhanced": false
    },
    {
      "crd_number": 173561,
      "name": "Atlas Asset Management LLC",
      "name_as_filed": "ATLAS ASSET MANAGEMENT LLC",
      "url": "https://advisorcensus.com/firm/atlas-asset-management-llc-guaynabo-pr-173561",
      "city": "Guaynabo",
      "state": "PR",
      "years_registered": 5,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 173070,
      "name": "Aton Financial LLC",
      "name_as_filed": "ATON FINANCIAL LLC",
      "url": "https://advisorcensus.com/firm/aton-financial-llc-san-juan-pr-173070",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 8,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed",
        "performance_based"
      ],
      "enhanced": false
    },
    {
      "crd_number": 165146,
      "name": "Blue Ocean Strategic Advisors, LLC",
      "name_as_filed": "BLUE OCEAN STRATEGIC ADVISORS, LLC",
      "url": "https://advisorcensus.com/firm/blue-ocean-strategic-advisors-llc-san-juan-pr-165146",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 13,
      "raum_band": "not_reported",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 304581,
      "name": "Celeres Capital Advisors, LLC",
      "name_as_filed": "CELERES CAPITAL ADVISORS, LLC",
      "url": "https://advisorcensus.com/firm/celeres-capital-advisors-llc-san-juan-pr-304581",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 7,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed",
        "performance_based"
      ],
      "enhanced": false
    },
    {
      "crd_number": 339596,
      "name": "Centuria Capital Partners LLC",
      "name_as_filed": "CENTURIA CAPITAL PARTNERS LLC",
      "url": "https://advisorcensus.com/firm/centuria-capital-partners-llc-guaynabo-pr-339596",
      "city": "Guaynabo",
      "state": "PR",
      "years_registered": 0,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed",
        "performance_based"
      ],
      "enhanced": false
    },
    {
      "crd_number": 313295,
      "name": "Chapel Bridge Wealth Advisors",
      "name_as_filed": "CHAPEL BRIDGE WEALTH ADVISORS",
      "url": "https://advisorcensus.com/firm/chapel-bridge-wealth-advisors-san-juan-pr-313295",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 4,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 331477,
      "name": "Chinea Wealth Management LLC",
      "name_as_filed": "CHINEA WEALTH MANAGEMENT LLC",
      "url": "https://advisorcensus.com/firm/chinea-wealth-management-llc-guaynabo-pr-331477",
      "city": "Guaynabo",
      "state": "PR",
      "years_registered": 2,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 111846,
      "name": "Consultiva Wealth Management, Corp.",
      "name_as_filed": "CONSULTIVA WEALTH MANAGEMENT, CORP.",
      "url": "https://advisorcensus.com/firm/consultiva-wealth-management-corp-san-juan-pr-111846",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 26,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 283973,
      "name": "ESI Advisors",
      "name_as_filed": "ESI ADVISORS",
      "url": "https://advisorcensus.com/firm/esi-advisors-ponce-pr-283973",
      "city": "Ponce",
      "state": "PR",
      "years_registered": 10,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 234792,
      "name": "Fortaleza Capital Partners, LLC",
      "name_as_filed": "FORTALEZA CAPITAL PARTNERS, LLC",
      "url": "https://advisorcensus.com/firm/fortaleza-capital-partners-llc-san-juan-pr-234792",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 10,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 292588,
      "name": "FRA Services Inc.",
      "name_as_filed": "FRA SERVICES INC.",
      "url": "https://advisorcensus.com/firm/fra-services-inc-san-juan-pr-292588",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 7,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "subscription",
        "fixed",
        "performance_based"
      ],
      "enhanced": false
    },
    {
      "crd_number": 147546,
      "name": "Freedom Advisory",
      "name_as_filed": "FREEDOM ADVISORY",
      "url": "https://advisorcensus.com/firm/freedom-advisory-guaynabo-pr-147546",
      "city": "Guaynabo",
      "state": "PR",
      "years_registered": 9,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 340423,
      "name": "Infinity Strategies Advisors LLC",
      "name_as_filed": "INFINITY STRATEGIES ADVISORS LLC",
      "url": "https://advisorcensus.com/firm/infinity-strategies-advisors-llc-340423",
      "city": null,
      "state": null,
      "years_registered": 0,
      "raum_band": "not_reported",
      "compensation_types": [
        "percentage_of_aum",
        "fixed",
        "other"
      ],
      "enhanced": false
    },
    {
      "crd_number": 305569,
      "name": "Integral Financial Counselors LLC",
      "name_as_filed": "INTEGRAL FINANCIAL COUNSELORS LLC",
      "url": "https://advisorcensus.com/firm/integral-financial-counselors-llc-san-juan-pr-305569",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 6,
      "raum_band": "not_reported",
      "compensation_types": [
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 322668,
      "name": "Intuitivo LLC",
      "name_as_filed": "INTUITIVO LLC",
      "url": "https://advisorcensus.com/firm/intuitivo-llc-guaynabo-pr-322668",
      "city": "Guaynabo",
      "state": "PR",
      "years_registered": 4,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 308212,
      "name": "Lumiere Bay",
      "name_as_filed": "LUMIERE BAY",
      "url": "https://advisorcensus.com/firm/lumiere-bay-carolina-pr-308212",
      "city": "Carolina",
      "state": "PR",
      "years_registered": 6,
      "raum_band": "not_reported",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 301277,
      "name": "Lyon Bern, LLC",
      "name_as_filed": "LYON BERN, LLC",
      "url": "https://advisorcensus.com/firm/lyon-bern-llc-san-juan-pr-301277",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 6,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 310795,
      "name": "Mainstreet Advisors, LLC",
      "name_as_filed": "MAINSTREET ADVISORS, LLC",
      "url": "https://advisorcensus.com/firm/mainstreet-advisors-llc-san-juan-pr-310795",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 5,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "subscription",
        "fixed",
        "commissions"
      ],
      "enhanced": false
    },
    {
      "crd_number": 313635,
      "name": "McKenzie Investment Advisors LLC",
      "name_as_filed": "MCKENZIE INVESTMENT ADVISORS LLC",
      "url": "https://advisorcensus.com/firm/mckenzie-investment-advisors-llc-guaynabo-pr-313635",
      "city": "Guaynabo",
      "state": "PR",
      "years_registered": 4,
      "raum_band": "not_reported",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 318328,
      "name": "Mission Prime LLC",
      "name_as_filed": "MISSION PRIME LLC",
      "url": "https://advisorcensus.com/firm/mission-prime-llc-guaynabo-pr-318328",
      "city": "Guaynabo",
      "state": "PR",
      "years_registered": 4,
      "raum_band": "1b_5b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 332437,
      "name": "Negron-Ramos LLC",
      "name_as_filed": "NEGRON-RAMOS LLC",
      "url": "https://advisorcensus.com/firm/negron-ramos-llc-san-juan-pr-332437",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 1,
      "raum_band": "not_reported",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 194513,
      "name": "Parliament Capital Management, LLC",
      "name_as_filed": "PARLIAMENT CAPITAL MANAGEMENT, LLC",
      "url": "https://advisorcensus.com/firm/parliament-capital-management-llc-san-juan-pr-194513",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 5,
      "raum_band": "1b_5b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed",
        "performance_based"
      ],
      "enhanced": false
    },
    {
      "crd_number": 313653,
      "name": "Popular Asset Management",
      "name_as_filed": "POPULAR ASSET MANAGEMENT",
      "url": "https://advisorcensus.com/firm/popular-asset-management-san-juan-pr-313653",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 5,
      "raum_band": "1b_5b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 318050,
      "name": "Relative Sentiment Technologies, LLC",
      "name_as_filed": "RELATIVE SENTIMENT TECHNOLOGIES, LLC",
      "url": "https://advisorcensus.com/firm/relative-sentiment-technologies-llc-humacao-pr-318050",
      "city": "Humacao",
      "state": "PR",
      "years_registered": 4,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed",
        "other"
      ],
      "enhanced": false
    },
    {
      "crd_number": 337692,
      "name": "Savile Capital Management LLC",
      "name_as_filed": "SAVILE CAPITAL MANAGEMENT LLC",
      "url": "https://advisorcensus.com/firm/savile-capital-management-llc-san-juan-pr-337692",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 0,
      "raum_band": "not_reported",
      "compensation_types": [
        "percentage_of_aum",
        "fixed",
        "performance_based"
      ],
      "enhanced": false
    },
    {
      "crd_number": 339409,
      "name": "Savile Private Wealth LLC",
      "name_as_filed": "SAVILE PRIVATE WEALTH LLC",
      "url": "https://advisorcensus.com/firm/savile-private-wealth-llc-san-juan-pr-339409",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 0,
      "raum_band": "not_reported",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 150129,
      "name": "Select Advisory Group Inc",
      "name_as_filed": "SELECT ADVISORY GROUP INC",
      "url": "https://advisorcensus.com/firm/select-advisory-group-inc-san-juan-pr-150129",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 8,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed",
        "performance_based"
      ],
      "enhanced": false
    },
    {
      "crd_number": 333104,
      "name": "Socio-Economico",
      "name_as_filed": "SOCIO-ECONOMICO",
      "url": "https://advisorcensus.com/firm/socio-economico-333104",
      "city": null,
      "state": null,
      "years_registered": 1,
      "raum_band": "not_reported",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed",
        "commissions"
      ],
      "enhanced": false
    },
    {
      "crd_number": 298714,
      "name": "Talon LLC",
      "name_as_filed": "TALON LLC",
      "url": "https://advisorcensus.com/firm/talon-llc-san-juan-pr-298714",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 7,
      "raum_band": "1b_5b",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 305222,
      "name": "Vauban Wealth Management",
      "name_as_filed": "VAUBAN WEALTH MANAGEMENT",
      "url": "https://advisorcensus.com/firm/vauban-wealth-management-guaynabo-pr-305222",
      "city": "Guaynabo",
      "state": "PR",
      "years_registered": 6,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 336315,
      "name": "VRM Penzini Capital L.L.C.",
      "name_as_filed": "VRM PENZINI CAPITAL L.L.C.",
      "url": "https://advisorcensus.com/firm/vrm-penzini-capital-l-l-c-san-juan-pr-336315",
      "city": "San Juan",
      "state": "PR",
      "years_registered": 0,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed",
        "performance_based"
      ],
      "enhanced": false
    }
  ],
  "states": [],
  "metros": [],
  "siblings": {
    "national": "/advisors",
    "state": {
      "path": "/advisors/pr",
      "label": "Financial advisors in Puerto Rico"
    },
    "fee_pages": [
      {
        "path": "/advisors/pr/fee-only",
        "label": "Fee-only financial advisors in Puerto Rico",
        "firm_count": 18
      },
      {
        "path": "/advisors/pr/hourly",
        "label": "Hourly financial advisors in Puerto Rico",
        "firm_count": 17
      }
    ],
    "metro_fee_pages": []
  },
  "csv": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}