{
  "path": "/advisors/pa/lancaster/fee-only",
  "url": "https://advisorcensus.com/advisors/pa/lancaster/fee-only",
  "page_type": "metro_fee",
  "title": "Fee-only financial advisors in Lancaster, PA",
  "filters": {},
  "scope_total": 19,
  "faq": [
    {
      "q": "How many financial advisory firms are there in Lancaster, PA?",
      "a": "AdvisorCensus lists 47 investment advisory firms with a principal office in the Lancaster metro area, from Form ADV filings as of October 2026: 25 SEC-registered, 20 state-registered, and 2 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV."
    },
    {
      "q": "How many fee-only financial advisors are in Lancaster, PA?",
      "a": "19 of the 47 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed."
    },
    {
      "q": "How many financial advisors in Lancaster, PA offer financial planning?",
      "a": "32 of the 45 firms in Lancaster, PA that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports."
    },
    {
      "q": "Are the financial advisors in Lancaster, PA fiduciaries?",
      "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 19 firms that meet AdvisorCensus's fee-only test report none of those sales ties."
    },
    {
      "q": "How do I check whether a financial advisor has disciplinary disclosures?",
      "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck."
    },
    {
      "q": "Does AdvisorCensus rate, verify, or recommend these firms?",
      "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content."
    },
    {
      "q": "What does regulatory assets under management mean?",
      "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality."
    }
  ],
  "period": "2026-10-01",
  "answer_paragraph": "AdvisorCensus lists 19 investment advisory firms with a principal office in the Lancaster metro area that meet AdvisorCensus's fee-only test: paid only by client fees on Form ADV Item 5.E, with no employee registered with a broker-dealer or licensed as an insurance agent, no brokerage, insurance, or real estate sales business or related company, and no referral fees from others, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.",
  "about_market": "Lancaster has 47 investment advisory firms with a principal office in the metro area as of October 2026: 25 SEC-registered, 20 state-registered, and 2 exempt reporting advisers. 19 of them meet AdvisorCensus's fee-only test (paid only by client fees, with no sales-related compensation ties such as an employee registered with a broker-dealer or licensed as an insurance agent), and 21 report under $100 million in regulatory assets under management. The metro area has 212,748 households, 24,377 of them with income of $200,000 or more, or 519 such households for each firm (Census Bureau, American Community Survey 2020–2024 5-year estimates).",
  "citation": "AdvisorCensus. Fee-only financial advisors in Lancaster, PA: 19 firms from Form ADV filings as of October 2026.",
  "total_firms": 19,
  "page": 1,
  "total_pages": 1,
  "sort": "name",
  "registration_types": {
    "sec": 12,
    "state": 7,
    "exempt": 0
  },
  "fee_model_mix": [
    {
      "code": "fee-only",
      "count": 19
    },
    {
      "code": "percentage_of_aum",
      "count": 19
    },
    {
      "code": "hourly",
      "count": 13
    },
    {
      "code": "subscription",
      "count": 0
    },
    {
      "code": "fixed",
      "count": 11
    },
    {
      "code": "commissions",
      "count": 0
    },
    {
      "code": "performance_based",
      "count": 0
    },
    {
      "code": "other",
      "count": 0
    },
    {
      "code": "not_reported",
      "count": 0
    }
  ],
  "years_registered_distribution": [
    {
      "code": "under_5",
      "count": 8
    },
    {
      "code": "5_to_9",
      "count": 5
    },
    {
      "code": "10_to_19",
      "count": 4
    },
    {
      "code": "20_plus",
      "count": 2
    },
    {
      "code": "not_reported",
      "count": 0
    }
  ],
  "raum_band_distribution": [
    {
      "code": "under_25m",
      "count": 1
    },
    {
      "code": "25m_100m",
      "count": 6
    },
    {
      "code": "100m_500m",
      "count": 6
    },
    {
      "code": "500m_1b",
      "count": 4
    },
    {
      "code": "1b_5b",
      "count": 2
    },
    {
      "code": "over_5b",
      "count": 0
    },
    {
      "code": "not_reported",
      "count": 0
    }
  ],
  "firms": [
    {
      "crd_number": 152471,
      "name": "Adare Asset Management, LLC",
      "name_as_filed": "ADARE ASSET MANAGEMENT, LLC",
      "url": "https://advisorcensus.com/firm/adare-asset-management-llc-lancaster-pa-152471",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 4,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum"
      ],
      "enhanced": false
    },
    {
      "crd_number": 301218,
      "name": "Aries Financial Navigators, Inc.",
      "name_as_filed": "ARIES FINANCIAL NAVIGATORS, INC.",
      "url": "https://advisorcensus.com/firm/aries-financial-navigators-inc-lititz-pa-301218",
      "city": "Lititz",
      "state": "PA",
      "years_registered": 7,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 338631,
      "name": "ARX Private Wealth",
      "name_as_filed": "ARX PRIVATE WEALTH",
      "url": "https://advisorcensus.com/firm/arx-private-wealth-lancaster-pa-338631",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 0,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly"
      ],
      "enhanced": false
    },
    {
      "crd_number": 147972,
      "name": "Atwater Malick",
      "name_as_filed": "ATWATER MALICK",
      "url": "https://advisorcensus.com/firm/atwater-malick-lancaster-pa-147972",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 10,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 304487,
      "name": "Carriage Hill Investment Associates LLC",
      "name_as_filed": "CARRIAGE HILL INVESTMENT ASSOCIATES LLC",
      "url": "https://advisorcensus.com/firm/carriage-hill-investment-associates-llc-lancaster-pa-304487",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 7,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly"
      ],
      "enhanced": false
    },
    {
      "crd_number": 309741,
      "name": "Chestnut Street Investment Counsel, LLC",
      "name_as_filed": "CHESTNUT STREET INVESTMENT COUNSEL, LLC",
      "url": "https://advisorcensus.com/firm/chestnut-street-investment-counsel-llc-lancaster-pa-309741",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 1,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 123428,
      "name": "Crosswalk Investment Advisory, Inc.",
      "name_as_filed": "CROSSWALK INVESTMENT ADVISORY, INC.",
      "url": "https://advisorcensus.com/firm/crosswalk-investment-advisory-inc-strasburg-pa-123428",
      "city": "Strasburg",
      "state": "PA",
      "years_registered": 26,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly"
      ],
      "enhanced": false
    },
    {
      "crd_number": 125749,
      "name": "Eagle Rock Financial Advisers, Ltd.",
      "name_as_filed": "EAGLE ROCK FINANCIAL ADVISERS, LTD.",
      "url": "https://advisorcensus.com/firm/eagle-rock-financial-advisers-ltd-lancaster-pa-125749",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 14,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 305092,
      "name": "Faithward Capital",
      "name_as_filed": "FAITHWARD CAPITAL",
      "url": "https://advisorcensus.com/firm/faithward-capital-lancaster-pa-305092",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 6,
      "raum_band": "1b_5b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 317722,
      "name": "G&H Investments",
      "name_as_filed": "G&H INVESTMENTS",
      "url": "https://advisorcensus.com/firm/g-and-h-investments-leola-pa-317722",
      "city": "Leola",
      "state": "PA",
      "years_registered": 4,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 307437,
      "name": "Mangolds Investment Advisors Inc.",
      "name_as_filed": "MANGOLDS INVESTMENT ADVISORS INC.",
      "url": "https://advisorcensus.com/firm/mangolds-investment-advisors-inc-lancaster-pa-307437",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 6,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly"
      ],
      "enhanced": false
    },
    {
      "crd_number": 328693,
      "name": "Master's Wealth Management Inc.",
      "name_as_filed": "MASTER'S WEALTH MANAGEMENT INC.",
      "url": "https://advisorcensus.com/firm/master-s-wealth-management-inc-leola-pa-328693",
      "city": "Leola",
      "state": "PA",
      "years_registered": 2,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 336636,
      "name": "Odyssey Group Wealth Advisors",
      "name_as_filed": "ODYSSEY GROUP WEALTH ADVISORS",
      "url": "https://advisorcensus.com/firm/odyssey-group-wealth-advisors-lancaster-pa-336636",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 1,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum"
      ],
      "enhanced": false
    },
    {
      "crd_number": 165250,
      "name": "Omicron Advisors, LLC",
      "name_as_filed": "OMICRON ADVISORS, LLC",
      "url": "https://advisorcensus.com/firm/omicron-advisors-llc-lancaster-pa-165250",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 4,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 117105,
      "name": "PSI Capital Management",
      "name_as_filed": "PSI CAPITAL MANAGEMENT",
      "url": "https://advisorcensus.com/firm/psi-capital-management-lancaster-pa-117105",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 8,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 343173,
      "name": "Reese Legacy Capital",
      "name_as_filed": "REESE LEGACY CAPITAL",
      "url": "https://advisorcensus.com/firm/reese-legacy-capital-east-petersburg-pa-343173",
      "city": "East Petersburg",
      "state": "PA",
      "years_registered": 0,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum"
      ],
      "enhanced": false
    },
    {
      "crd_number": 122693,
      "name": "RKL Private Wealth",
      "name_as_filed": "RKL PRIVATE WEALTH",
      "url": "https://advisorcensus.com/firm/rkl-private-wealth-lancaster-pa-122693",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 20,
      "raum_band": "1b_5b",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 277099,
      "name": "Stewardship Advisors, LLC",
      "name_as_filed": "STEWARDSHIP ADVISORS, LLC",
      "url": "https://advisorcensus.com/firm/stewardship-advisors-llc-mount-joy-pa-277099",
      "city": "Mount Joy",
      "state": "PA",
      "years_registered": 10,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 151455,
      "name": "Strubel Investment Management, LLC",
      "name_as_filed": "STRUBEL INVESTMENT MANAGEMENT, LLC",
      "url": "https://advisorcensus.com/firm/strubel-investment-management-llc-lancaster-pa-151455",
      "city": "Lancaster",
      "state": "PA",
      "years_registered": 16,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly"
      ],
      "enhanced": false
    }
  ],
  "states": [],
  "metros": [],
  "siblings": {
    "national": "/advisors",
    "state": {
      "path": "/advisors/pa",
      "label": "Financial advisors in Pennsylvania"
    },
    "metro": {
      "path": "/advisors/pa/lancaster",
      "label": "Financial advisors in Lancaster, PA"
    },
    "city_pages": [],
    "fee_pages": [
      {
        "path": "/advisors/pa/lancaster/flat-fee",
        "label": "Flat-fee financial advisors in Lancaster, PA",
        "firm_count": 21
      },
      {
        "path": "/advisors/pa/lancaster/hourly",
        "label": "Hourly financial advisors in Lancaster, PA",
        "firm_count": 25
      }
    ],
    "niche_pages": [
      {
        "path": "/advisors/pa/lancaster/retirees",
        "firm_count": 1,
        "label": "Financial advisors for retirees in Lancaster, PA"
      }
    ],
    "state_fee": {
      "path": "/advisors/pa/fee-only",
      "label": "Fee-only financial advisors in Pennsylvania"
    }
  },
  "csv": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}