{ "path": "/advisors/oh/cincinnati/no-account-minimum", "url": "https://advisorcensus.com/advisors/oh/cincinnati/no-account-minimum", "page_type": "metro_answer", "title": "Financial advisors with no account minimum in Cincinnati, OH", "filters": {}, "scope_total": 27, "faq": [ { "q": "Which financial advisors in Cincinnati, OH have no account minimum?", "a": "27 investment advisory firms with a principal office in the Cincinnati metro area state in their Form ADV Part 2A brochure that they have no account minimum, as of October 2026; this page lists them. A firm appears here when its current Form ADV Part 2A brochure says it has no account minimum and AdvisorCensus found that sentence word for word in the brochure, with no other minimum beside it. Only brochures AdvisorCensus has read count, so a firm missing here may have no minimum without stating it; and a firm can still decline an account, or set a minimum fee, which its page shows when the brochure states one." }, { "q": "How many financial advisory firms are there in Cincinnati, OH?", "a": "AdvisorCensus lists 188 investment advisory firms with a principal office in the Cincinnati metro area, from Form ADV filings as of October 2026: 114 SEC-registered, 61 state-registered, and 13 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV." }, { "q": "How many fee-only financial advisors are in Cincinnati, OH?", "a": "66 of the 188 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed." }, { "q": "How many financial advisors in Cincinnati, OH offer financial planning?", "a": "118 of the 175 firms in Cincinnati, OH that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports." }, { "q": "Are the financial advisors in Cincinnati, OH fiduciaries?", "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 66 firms that meet AdvisorCensus's fee-only test report none of those sales ties." }, { "q": "How do I check whether a financial advisor has disciplinary disclosures?", "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck." }, { "q": "Does AdvisorCensus rate, verify, or recommend these firms?", "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content." }, { "q": "What does regulatory assets under management mean?", "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality." } ], "period": "2026-10-01", "answer_paragraph": "AdvisorCensus lists 27 investment advisory firms with a principal office in the Cincinnati metro area whose Form ADV Part 2A brochure states that the firm has no account minimum, a sentence checked word for word in the brochure, from filings as of October 2026. Firms are listed alphabetically; each firm's page quotes the brochure.", "about_market": "Cincinnati has 188 investment advisory firms with a principal office in the metro area as of October 2026: 114 SEC-registered, 61 state-registered, and 13 exempt reporting advisers. 66 of them meet AdvisorCensus's fee-only test (paid only by client fees, with no sales-related compensation ties such as an employee registered with a broker-dealer or licensed as an insurance agent), and 57 report under $100 million in regulatory assets under management. The metro area has 906,675 households, 110,288 of them with income of $200,000 or more, or 587 such households for each firm (Census Bureau, American Community Survey 2020–2024 5-year estimates).", "citation": "AdvisorCensus. Financial advisors with no account minimum in Cincinnati, OH: 27 firms from Form ADV filings as of October 2026.", "total_firms": 27, "page": 1, "total_pages": 1, "sort": "name", "registration_types": { "sec": 27, "state": 0, "exempt": 0 }, "fee_model_mix": [ { "code": "fee-only", "count": 9 }, { "code": "percentage_of_aum", "count": 27 }, { "code": "hourly", "count": 9 }, { "code": "subscription", "count": 0 }, { "code": "fixed", "count": 19 }, { "code": "commissions", "count": 0 }, { "code": "performance_based", "count": 2 }, { "code": "other", "count": 2 }, { "code": "not_reported", "count": 0 } ], "years_registered_distribution": [ { "code": "under_5", "count": 11 }, { "code": "5_to_9", "count": 8 }, { "code": "10_to_19", "count": 3 }, { "code": "20_plus", "count": 5 }, { "code": "not_reported", "count": 0 } ], "raum_band_distribution": [ { "code": "under_25m", "count": 0 }, { "code": "25m_100m", "count": 0 }, { "code": "100m_500m", "count": 16 }, { "code": "500m_1b", "count": 6 }, { "code": "1b_5b", "count": 2 }, { "code": "over_5b", "count": 2 }, { "code": "not_reported", "count": 1 } ], "firms": [ { "crd_number": 153650, "name": "Altus Wealth Management, LLC", "name_as_filed": "ALTUS WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/altus-wealth-management-llc-ft-mitchell-ky-153650", "city": "Ft. Mitchell", "state": "KY", "years_registered": 12, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 332112, "name": "Argentarii, LLC", "name_as_filed": "ARGENTARII, LLC", "url": "https://advisorcensus.com/firm/argentarii-llc-cincinnati-oh-332112", "city": "Cincinnati", "state": "OH", "years_registered": 2, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed", "performance_based" ], "enhanced": false }, { "crd_number": 319618, "name": "Axim Planning & Wealth", "name_as_filed": "AXIM PLANNING & WEALTH", "url": "https://advisorcensus.com/firm/axim-planning-and-wealth-springboro-oh-319618", "city": "Springboro", "state": "OH", "years_registered": 4, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 106139, "name": "Bahl & Gaynor LLC", "name_as_filed": "BAHL & GAYNOR LLC", "url": "https://advisorcensus.com/firm/bahl-and-gaynor-llc-cincinnati-oh-106139", "city": "Cincinnati", "state": "OH", "years_registered": 36, "raum_band": "over_5b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 282891, "name": "Brilliant Advice, LLC", "name_as_filed": "BRILLIANT ADVICE, LLC", "url": "https://advisorcensus.com/firm/brilliant-advice-llc-cincinnati-oh-282891", "city": "Cincinnati", "state": "OH", "years_registered": 1, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 147056, "name": "Brown Financial Advisors, LLC", "name_as_filed": "BROWN FINANCIAL ADVISORS, LLC", "url": "https://advisorcensus.com/firm/brown-financial-advisors-llc-milford-oh-147056", "city": "Milford", "state": "OH", "years_registered": 6, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed", "other" ], "enhanced": false }, { "crd_number": 145158, "name": "Bullseye Investment Management, LLC", "name_as_filed": "BULLSEYE INVESTMENT MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/bullseye-investment-management-llc-cincinnciati-oh-145158", "city": "Cincinnciati", "state": "OH", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 324812, "name": "Canopy Partners", "name_as_filed": "CANOPY PARTNERS", "url": "https://advisorcensus.com/firm/canopy-partners-cincinnati-oh-324812", "city": "Cincinnati", "state": "OH", "years_registered": 3, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 107528, "name": "Constellation Investments, Inc.", "name_as_filed": "CONSTELLATION INVESTMENTS, INC.", "url": "https://advisorcensus.com/firm/constellation-investments-inc-montgomery-oh-107528", "city": "Montgomery", "state": "OH", "years_registered": 30, "raum_band": "over_5b", "compensation_types": [ "percentage_of_aum", "other" ], "enhanced": false }, { "crd_number": 130595, "name": "Family Wealth Advisory Group, LLC", "name_as_filed": "FAMILY WEALTH ADVISORY GROUP, LLC", "url": "https://advisorcensus.com/firm/family-wealth-advisory-group-llc-cincinnati-oh-130595", "city": "Cincinnati", "state": "OH", "years_registered": 22, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 118772, "name": "Financial Freedom", "name_as_filed": "FINANCIAL FREEDOM", "url": "https://advisorcensus.com/firm/financial-freedom-cincinnati-oh-118772", "city": "Cincinnati", "state": "OH", "years_registered": 21, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 110384, "name": "Financial Rounds", "name_as_filed": "FINANCIAL ROUNDS", "url": "https://advisorcensus.com/firm/financial-rounds-cincinnati-oh-110384", "city": "Cincinnati", "state": "OH", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 167555, "name": "Formidable Asset Management, LLC", "name_as_filed": "FORMIDABLE ASSET MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/formidable-asset-management-llc-cincinnati-oh-167555", "city": "Cincinnati", "state": "OH", "years_registered": 13, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "performance_based" ], "enhanced": false }, { "crd_number": 291484, "name": "Future Financial Wealth Management Group, LLC", "name_as_filed": "FUTURE FINANCIAL WEALTH MANAGEMENT GROUP, LLC", "url": "https://advisorcensus.com/firm/future-financial-wealth-management-group-llc-cincinnati-oh-291484", "city": "Cincinnati", "state": "OH", "years_registered": 8, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 321832, "name": "Gearhart & Associates", "name_as_filed": "GEARHART & ASSOCIATES", "url": "https://advisorcensus.com/firm/gearhart-and-associates-cincinnati-oh-321832", "city": "Cincinnati", "state": "OH", "years_registered": 4, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 282027, "name": "Hackman Financial Group", "name_as_filed": "HACKMAN FINANCIAL GROUP", "url": "https://advisorcensus.com/firm/hackman-financial-group-cincinnati-oh-282027", "city": "Cincinnati", "state": "OH", "years_registered": 9, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 287987, "name": "Invest Capital Partners", "name_as_filed": "INVEST CAPITAL PARTNERS", "url": "https://advisorcensus.com/firm/invest-capital-partners-springboro-oh-287987", "city": "Springboro", "state": "OH", "years_registered": 9, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 318885, "name": "Kapstone Financial Advisors LLC", "name_as_filed": "KAPSTONE FINANCIAL ADVISORS LLC", "url": "https://advisorcensus.com/firm/kapstone-financial-advisors-llc-lebanon-oh-318885", "city": "Lebanon", "state": "OH", "years_registered": 4, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 335193, "name": "Matson Capital LLC", "name_as_filed": "MATSON CAPITAL LLC", "url": "https://advisorcensus.com/firm/matson-capital-llc-mason-oh-335193", "city": "Mason", "state": "OH", "years_registered": 1, "raum_band": "not_reported", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 154255, "name": "Mbia Capital Advisors", "name_as_filed": "MBIA CAPITAL ADVISORS", "url": "https://advisorcensus.com/firm/mbia-capital-advisors-cincinnati-oh-154255", "city": "Cincinnati", "state": "OH", "years_registered": 2, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 305387, "name": "Messmer Capital Advisors LLC", "name_as_filed": "MESSMER CAPITAL ADVISORS LLC", "url": "https://advisorcensus.com/firm/messmer-capital-advisors-llc-milford-oh-305387", "city": "Milford", "state": "OH", "years_registered": 0, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 306909, "name": "Octavia Wealth Advisors LLC", "name_as_filed": "OCTAVIA WEALTH ADVISORS LLC", "url": "https://advisorcensus.com/firm/octavia-wealth-advisors-llc-cincinnati-oh-306909", "city": "Cincinnati", "state": "OH", "years_registered": 6, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 146401, "name": "Schear Investment Advisers, LLC", "name_as_filed": "SCHEAR INVESTMENT ADVISERS, LLC", "url": "https://advisorcensus.com/firm/schear-investment-advisers-llc-cincinnati-oh-146401", "city": "Cincinnati", "state": "OH", "years_registered": 4, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 296780, "name": "Souders Financial Advisors, LLC", "name_as_filed": "SOUDERS FINANCIAL ADVISORS, LLC", "url": "https://advisorcensus.com/firm/souders-financial-advisors-llc-cincinnati-oh-296780", "city": "Cincinnati", "state": "OH", "years_registered": 8, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 105902, "name": "Thor Wealth Management Inc", "name_as_filed": "THOR WEALTH MANAGEMENT INC", "url": "https://advisorcensus.com/firm/thor-wealth-management-inc-cincinnati-oh-105902", "city": "Cincinnati", "state": "OH", "years_registered": 34, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 340640, "name": "Union Strategic Advisors", "name_as_filed": "UNION STRATEGIC ADVISORS", "url": "https://advisorcensus.com/firm/union-strategic-advisors-blue-ash-oh-340640", "city": "Blue Ash", "state": "OH", "years_registered": 0, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 266787, "name": "Wealth Dimensions Family Office, Inc", "name_as_filed": "WEALTH DIMENSIONS FAMILY OFFICE, INC", "url": "https://advisorcensus.com/firm/wealth-dimensions-family-office-inc-cincinnati-oh-266787", "city": "Cincinnati", "state": "OH", "years_registered": 11, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false } ], "states": [], "metros": [], "siblings": { "national": "/advisors", "state": { "path": "/advisors/oh", "label": "Financial advisors in Ohio" }, "metro": { "path": "/advisors/oh/cincinnati", "label": "Financial advisors in Cincinnati, OH" }, "city_pages": [], "fee_pages": [ { "path": "/advisors/oh/cincinnati/fee-only", "label": "Fee-only financial advisors in Cincinnati, OH", "firm_count": 66 }, { "path": "/advisors/oh/cincinnati/flat-fee", "label": "Flat-fee financial advisors in Cincinnati, OH", "firm_count": 104 }, { "path": "/advisors/oh/cincinnati/hourly", "label": "Hourly financial advisors in Cincinnati, OH", "firm_count": 55 } ], "answer_pages": [ { "path": "/advisors/oh/cincinnati/for-high-net-worth-individuals", "firm_count": 125, "label": "Financial advisors for high-net-worth individuals in Cincinnati, OH" }, { "path": "/advisors/oh/cincinnati/for-retirement-plans", "firm_count": 57, "label": "Financial advisors for retirement plans in Cincinnati, OH" }, { "path": "/advisors/oh/cincinnati/for-businesses", "firm_count": 53, "label": "Financial advisors for businesses in Cincinnati, OH" }, { "path": "/advisors/oh/cincinnati/for-charities", "firm_count": 57, "label": "Financial advisors for charitable organizations in Cincinnati, OH" } ], "niche_pages": [] }, "csv": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }