{ "path": "/advisors/nc/durham/no-account-minimum", "url": "https://advisorcensus.com/advisors/nc/durham/no-account-minimum", "page_type": "metro_answer", "title": "Financial advisors with no account minimum in Durham, NC", "filters": {}, "scope_total": 7, "faq": [ { "q": "Which financial advisors in Durham, NC have no account minimum?", "a": "7 investment advisory firms with a principal office in the Durham metro area state in their Form ADV Part 2A brochure that they have no account minimum, as of October 2026; this page lists them. A firm appears here when its current Form ADV Part 2A brochure says it has no account minimum and AdvisorCensus found that sentence word for word in the brochure, with no other minimum beside it. Only brochures AdvisorCensus has read count, so a firm missing here may have no minimum without stating it; and a firm can still decline an account, or set a minimum fee, which its page shows when the brochure states one." }, { "q": "How many financial advisory firms are there in Durham, NC?", "a": "AdvisorCensus lists 70 investment advisory firms with a principal office in the Durham metro area, from Form ADV filings as of October 2026: 26 SEC-registered, 31 state-registered, and 13 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV." }, { "q": "How many fee-only financial advisors are in Durham, NC?", "a": "25 of the 70 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed." }, { "q": "How many financial advisors in Durham, NC offer financial planning?", "a": "44 of the 57 firms in Durham, NC that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports." }, { "q": "Are the financial advisors in Durham, NC fiduciaries?", "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 25 firms that meet AdvisorCensus's fee-only test report none of those sales ties." }, { "q": "How do I check whether a financial advisor has disciplinary disclosures?", "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck." }, { "q": "Does AdvisorCensus rate, verify, or recommend these firms?", "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content." }, { "q": "What does regulatory assets under management mean?", "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality." } ], "period": "2026-10-01", "answer_paragraph": "Find financial advisors in Durham, NC with no account minimum. AdvisorCensus lists 7 investment advisory firms with a principal office in the Durham metro area whose brochure says the firm has no account minimum, checked word for word, as of October 2026. Firms are listed alphabetically, and each firm's page quotes the brochure.", "about_market": "Durham has 70 investment advisory firms with a principal office in the metro area as of October 2026: 26 SEC-registered, 31 state-registered, and 13 exempt reporting advisers. 25 of them meet AdvisorCensus's fee-only test (paid only by client fees, with no sales-related compensation ties such as an employee registered with a broker-dealer or licensed as an insurance agent), and 25 report under $100 million in regulatory assets under management. The metro area has 248,256 households, 39,056 of them with income of $200,000 or more, or 558 such households for each firm (Census Bureau, American Community Survey 2020–2024 5-year estimates).", "citation": "AdvisorCensus. Financial advisors with no account minimum in Durham, NC: 7 firms from Form ADV filings as of October 2026.", "total_firms": 7, "page": 1, "total_pages": 1, "sort": "name", "registration_types": { "sec": 7, "state": 0, "exempt": 0 }, "fee_model_mix": [ { "code": "fee-only", "count": 4 }, { "code": "percentage_of_aum", "count": 7 }, { "code": "hourly", "count": 4 }, { "code": "subscription", "count": 0 }, { "code": "fixed", "count": 6 }, { "code": "commissions", "count": 1 }, { "code": "performance_based", "count": 0 }, { "code": "other", "count": 0 }, { "code": "not_reported", "count": 0 } ], "years_registered_distribution": [ { "code": "under_5", "count": 2 }, { "code": "5_to_9", "count": 4 }, { "code": "10_to_19", "count": 1 }, { "code": "20_plus", "count": 0 }, { "code": "not_reported", "count": 0 } ], "raum_band_distribution": [ { "code": "under_25m", "count": 0 }, { "code": "25m_100m", "count": 1 }, { "code": "100m_500m", "count": 2 }, { "code": "500m_1b", "count": 3 }, { "code": "1b_5b", "count": 0 }, { "code": "over_5b", "count": 0 }, { "code": "not_reported", "count": 1 } ], "firms": [ { "crd_number": 112897, "name": "Frazier Financial Consultants, LLC", "name_as_filed": "FRAZIER FINANCIAL CONSULTANTS, LLC", "url": "https://advisorcensus.com/firm/frazier-financial-consultants-llc-chapel-hill-nc-112897", "city": "Chapel Hill", "state": "NC", "years_registered": 9, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 312929, "name": "Integrated Wealthcare, LLC", "name_as_filed": "INTEGRATED WEALTHCARE, LLC", "url": "https://advisorcensus.com/firm/integrated-wealthcare-llc-durham-nc-312929", "city": "Durham", "state": "NC", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 154804, "name": "Old Peak Finance", "name_as_filed": "OLD PEAK FINANCE", "url": "https://advisorcensus.com/firm/old-peak-finance-chapel-hill-nc-154804", "city": "Chapel Hill", "state": "NC", "years_registered": 9, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 317547, "name": "Safe Harbor Family Capital, LLC", "name_as_filed": "SAFE HARBOR FAMILY CAPITAL, LLC", "url": "https://advisorcensus.com/firm/safe-harbor-family-capital-llc-chapel-hill-nc-317547", "city": "Chapel Hill", "state": "NC", "years_registered": 4, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 325631, "name": "SLP Wealth", "name_as_filed": "SLP WEALTH", "url": "https://advisorcensus.com/firm/slp-wealth-durham-nc-325631", "city": "Durham", "state": "NC", "years_registered": 3, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 299272, "name": "Vested Finance", "name_as_filed": "VESTED FINANCE", "url": "https://advisorcensus.com/firm/vested-finance-durham-nc-299272", "city": "Durham", "state": "NC", "years_registered": 7, "raum_band": "not_reported", "compensation_types": [ "percentage_of_aum", "fixed", "commissions" ], "enhanced": false }, { "crd_number": 150641, "name": "Woodward Financial Advisors, Inc.", "name_as_filed": "WOODWARD FINANCIAL ADVISORS, INC.", "url": "https://advisorcensus.com/firm/woodward-financial-advisors-inc-chapel-hill-nc-150641", "city": "Chapel Hill", "state": "NC", "years_registered": 17, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false } ], "states": [], "metros": [], "siblings": { "national": "/advisors", "state": { "path": "/advisors/nc", "label": "Financial advisors in North Carolina" }, "metro": { "path": "/advisors/nc/durham", "label": "Financial advisors in Durham, NC" }, "city_pages": [ { "path": "/advisors/nc/durham/chapel-hill", "label": "Financial advisors in Chapel Hill, NC", "firm_count": 32 } ], "fee_pages": [ { "path": "/advisors/nc/durham/fee-only", "label": "Fee-only financial advisors in Durham, NC", "firm_count": 25 }, { "path": "/advisors/nc/durham/flat-fee", "label": "Flat-fee financial advisors in Durham, NC", "firm_count": 42 }, { "path": "/advisors/nc/durham/hourly", "label": "Hourly financial advisors in Durham, NC", "firm_count": 32 } ], "answer_pages": [ { "path": "/advisors/nc/durham/for-high-net-worth-individuals", "firm_count": 45, "label": "Financial advisors for high-net-worth individuals in Durham, NC" }, { "path": "/advisors/nc/durham/for-retirement-plans", "firm_count": 13, "label": "Financial advisors for retirement plans in Durham, NC" }, { "path": "/advisors/nc/durham/for-businesses", "firm_count": 17, "label": "Financial advisors for businesses in Durham, NC" }, { "path": "/advisors/nc/durham/for-charities", "firm_count": 21, "label": "Financial advisors for charitable organizations in Durham, NC" } ], "niche_pages": [] }, "csv": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }