# Flat-fee financial advisors in Montana

> AdvisorCensus lists 35 investment advisory firms with a principal office in Montana that report fixed fees among their Form ADV Item 5.E compensation arrangements, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.

Source: Form ADV filings as of October 2026. Rebuilt monthly. HTML page: https://advisorcensus.com/advisors/mt/flat-fee

## At a glance

- Investment advisory firms: 35
- Registration: SEC-registered investment adviser: 13, State-registered investment adviser: 22
- How firms are compensated (Form ADV Item 5.E; shares of the firms that file it): Fee-only (AdvisorCensus test) 18 (51%); Percentage of assets 33 (94%); Hourly charges 24 (69%); Fixed fees 35 (100%); Commissions 1 (3%); Other 2 (6%)
- Regulatory assets under management (Item 5.F): Under $25 million 9 (26%); $25 million to $100 million 9 (26%); $100 million to $500 million 8 (23%); $500 million to $1 billion 1 (3%); $1 billion to $5 billion 2 (6%); Over $5 billion 2 (6%); Not reported 4 (11%)
- Years registered: Under 5 years 17 (49%); 5 to 9 years 5 (14%); 10 to 19 years 8 (23%); 20 years or more 5 (14%)

## Firms (page 1 of 1, 1 to 35 of 35, sorted by name)

| Firm | CRD | City | Registration | Assets band | Years registered | Compensation |
| --- | --- | --- | --- | --- | --- | --- |
| [Ascent Wealth Management](https://advisorcensus.com/firm/ascent-wealth-management-kalispell-mt-305915) ([md](https://advisorcensus.com/firm/ascent-wealth-management-kalispell-mt-305915.md)) | 305915 | Kalispell, MT | State-registered investment adviser | $25 million to $100 million | 6 | % of assets, Hourly, Fixed fee |
| [Big Sky Wealth Advisors, LLC](https://advisorcensus.com/firm/big-sky-wealth-advisors-llc-great-falls-mt-321272) ([md](https://advisorcensus.com/firm/big-sky-wealth-advisors-llc-great-falls-mt-321272.md)) | 321272 | Great Falls, MT | SEC-registered investment adviser | $100 million to $500 million | 2 | % of assets, Hourly, Fixed fee |
| [Bitterroot Capital Advisors LLC](https://advisorcensus.com/firm/bitterroot-capital-advisors-llc-bozeman-mt-109088) ([md](https://advisorcensus.com/firm/bitterroot-capital-advisors-llc-bozeman-mt-109088.md)) | 109088 | Bozeman, MT | SEC-registered investment adviser | $1 billion to $5 billion | 25 | % of assets, Fixed fee |
| [Black CAT Wealth](https://advisorcensus.com/firm/black-cat-wealth-bozeman-mt-313381) ([md](https://advisorcensus.com/firm/black-cat-wealth-bozeman-mt-313381.md)) | 313381 | Bozeman, MT | State-registered investment adviser | Under $25 million | 1 | % of assets, Fixed fee |
| [Blackmore Financial Solutions](https://advisorcensus.com/firm/blackmore-financial-solutions-bozeman-mt-194516) ([md](https://advisorcensus.com/firm/blackmore-financial-solutions-bozeman-mt-194516.md)) | 194516 | Bozeman, MT | State-registered investment adviser | $25 million to $100 million | 10 | % of assets, Hourly, Fixed fee, Commissions |
| [Capstone Wealth](https://advisorcensus.com/firm/capstone-wealth-billings-mt-130128) ([md](https://advisorcensus.com/firm/capstone-wealth-billings-mt-130128.md)) | 130128 | Billings, MT | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Hourly, Fixed fee |
| [Cladis Investment Advisory LLC](https://advisorcensus.com/firm/cladis-investment-advisory-llc-billings-mt-153873) ([md](https://advisorcensus.com/firm/cladis-investment-advisory-llc-billings-mt-153873.md)) | 153873 | Billings, MT | SEC-registered investment adviser | $100 million to $500 million | 4 | % of assets, Hourly, Fixed fee |
| [Clearstone Wealth Management, LLC](https://advisorcensus.com/firm/clearstone-wealth-management-llc-whitefish-mt-334088) ([md](https://advisorcensus.com/firm/clearstone-wealth-management-llc-whitefish-mt-334088.md)) | 334088 | Whitefish, MT | State-registered investment adviser | $25 million to $100 million | 1 | % of assets, Hourly, Fixed fee |
| [Cocreate Financial](https://advisorcensus.com/firm/cocreate-financial-bozeman-mt-299648) ([md](https://advisorcensus.com/firm/cocreate-financial-bozeman-mt-299648.md)) | 299648 | Bozeman, MT | State-registered investment adviser | $25 million to $100 million | 7 | % of assets, Hourly, Fixed fee |
| [D.A. Davidson & Co.](https://advisorcensus.com/firm/d-a-davidson-and-co-great-falls-mt-199) ([md](https://advisorcensus.com/firm/d-a-davidson-and-co-great-falls-mt-199.md)) | 199 | Great Falls, MT | SEC-registered investment adviser | Over $5 billion | 32 | % of assets, Hourly, Fixed fee |
| [East Face LLC](https://advisorcensus.com/firm/east-face-llc-337305) ([md](https://advisorcensus.com/firm/east-face-llc-337305.md)) | 337305 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 1 | % of assets, Hourly, Fixed fee |
| [Entrusted Wealth](https://advisorcensus.com/firm/entrusted-wealth-kalispell-mt-294185) ([md](https://advisorcensus.com/firm/entrusted-wealth-kalispell-mt-294185.md)) | 294185 | Kalispell, MT | State-registered investment adviser | Under $25 million | 7 | % of assets, Fixed fee |
| [Evergreen Summit Advisors, LLC](https://advisorcensus.com/firm/evergreen-summit-advisors-llc-342978) ([md](https://advisorcensus.com/firm/evergreen-summit-advisors-llc-342978.md)) | 342978 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 0 | % of assets, Fixed fee |
| [Front Street Capital Management, Inc.](https://advisorcensus.com/firm/front-street-capital-management-inc-missoula-mt-141974) ([md](https://advisorcensus.com/firm/front-street-capital-management-inc-missoula-mt-141974.md)) | 141974 | Missoula, MT | SEC-registered investment adviser | $500 million to $1 billion | 19 | % of assets, Hourly, Fixed fee |
| [Glacier Investment Management](https://advisorcensus.com/firm/glacier-investment-management-kalispell-mt-289129) ([md](https://advisorcensus.com/firm/glacier-investment-management-kalispell-mt-289129.md)) | 289129 | Kalispell, MT | State-registered investment adviser | $25 million to $100 million | 9 | % of assets, Fixed fee |
| [Glacierwealth](https://advisorcensus.com/firm/glacierwealth-whitefish-mt-116372) ([md](https://advisorcensus.com/firm/glacierwealth-whitefish-mt-116372.md)) | 116372 | Whitefish, MT | State-registered investment adviser | $25 million to $100 million | 14 | % of assets, Fixed fee |
| [H R Financial Services, Inc.](https://advisorcensus.com/firm/h-r-financial-services-inc-bigfork-mt-116733) ([md](https://advisorcensus.com/firm/h-r-financial-services-inc-bigfork-mt-116733.md)) | 116733 | Bigfork, MT | State-registered investment adviser | Under $25 million | 28 | % of assets, Hourly, Fixed fee |
| [Inukshuk Investments, LLC](https://advisorcensus.com/firm/inukshuk-investments-llc-missoula-mt-166556) ([md](https://advisorcensus.com/firm/inukshuk-investments-llc-missoula-mt-166556.md)) | 166556 | Missoula, MT | State-registered investment adviser | Under $25 million | 13 | % of assets, Hourly, Fixed fee |
| [Investment Management Group](https://advisorcensus.com/firm/investment-management-group-billings-mt-122166) ([md](https://advisorcensus.com/firm/investment-management-group-billings-mt-122166.md)) | 122166 | Billings, MT | SEC-registered investment adviser | Over $5 billion | 23 | % of assets, Fixed fee, Other |
| [JCG Advisory Group, LLC](https://advisorcensus.com/firm/jcg-advisory-group-llc-bozeman-mt-283746) ([md](https://advisorcensus.com/firm/jcg-advisory-group-llc-bozeman-mt-283746.md)) | 283746 | Bozeman, MT | State-registered investment adviser | $25 million to $100 million | 10 | % of assets, Hourly, Fixed fee |
| [Life Planning Advisors LLC](https://advisorcensus.com/firm/life-planning-advisors-llc-bigfork-mt-151292) ([md](https://advisorcensus.com/firm/life-planning-advisors-llc-bigfork-mt-151292.md)) | 151292 | Bigfork, MT | SEC-registered investment adviser | $100 million to $500 million | 4 | % of assets, Fixed fee, Other |
| [Lifeproof Financial LLC](https://advisorcensus.com/firm/lifeproof-financial-llc-325322) ([md](https://advisorcensus.com/firm/lifeproof-financial-llc-325322.md)) | 325322 | Not reported, Not reported | State-registered investment adviser | Not reported | 2 | % of assets, Hourly, Fixed fee |
| [Main Line Retirement Advisors, LLC](https://advisorcensus.com/firm/main-line-retirement-advisors-llc-whitefish-mt-284780) ([md](https://advisorcensus.com/firm/main-line-retirement-advisors-llc-whitefish-mt-284780.md)) | 284780 | Whitefish, MT | SEC-registered investment adviser | $100 million to $500 million | 10 | % of assets, Hourly, Fixed fee |
| [Moneysense LLC](https://advisorcensus.com/firm/moneysense-llc-missoula-mt-333307) ([md](https://advisorcensus.com/firm/moneysense-llc-missoula-mt-333307.md)) | 333307 | Missoula, MT | State-registered investment adviser | Not reported | 1 | Hourly, Fixed fee |
| [Network Capital](https://advisorcensus.com/firm/network-capital-kalispell-mt-342019) ([md](https://advisorcensus.com/firm/network-capital-kalispell-mt-342019.md)) | 342019 | Kalispell, MT | SEC-registered investment adviser | Not reported | 0 | % of assets, Fixed fee |
| [Northfork Advisors](https://advisorcensus.com/firm/northfork-advisors-bozeman-mt-159781) ([md](https://advisorcensus.com/firm/northfork-advisors-bozeman-mt-159781.md)) | 159781 | Bozeman, MT | State-registered investment adviser | $100 million to $500 million | 14 | % of assets, Hourly, Fixed fee |
| [OFF the Beaten Path Financial](https://advisorcensus.com/firm/off-the-beaten-path-financial-323401) ([md](https://advisorcensus.com/firm/off-the-beaten-path-financial-323401.md)) | 323401 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 3 | % of assets, Hourly, Fixed fee |
| [Opulence Planning](https://advisorcensus.com/firm/opulence-planning-318104) ([md](https://advisorcensus.com/firm/opulence-planning-318104.md)) | 318104 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 3 | % of assets, Fixed fee |
| [Pathfinder Planning and Investments](https://advisorcensus.com/firm/pathfinder-planning-and-investments-missoula-mt-159486) ([md](https://advisorcensus.com/firm/pathfinder-planning-and-investments-missoula-mt-159486.md)) | 159486 | Missoula, MT | SEC-registered investment adviser | $100 million to $500 million | 0 | % of assets, Hourly, Fixed fee |
| [Royal Palms Capital, LLC](https://advisorcensus.com/firm/royal-palms-capital-llc-whitefish-mt-135304) ([md](https://advisorcensus.com/firm/royal-palms-capital-llc-whitefish-mt-135304.md)) | 135304 | Whitefish, MT | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Hourly, Fixed fee |
| [Solid Rock Wealth Management](https://advisorcensus.com/firm/solid-rock-wealth-management-bozeman-mt-170264) ([md](https://advisorcensus.com/firm/solid-rock-wealth-management-bozeman-mt-170264.md)) | 170264 | Bozeman, MT | State-registered investment adviser | $25 million to $100 million | 12 | % of assets, Hourly, Fixed fee |
| [Springbrook Financial, LLC](https://advisorcensus.com/firm/springbrook-financial-llc-bozeman-mt-322443) ([md](https://advisorcensus.com/firm/springbrook-financial-llc-bozeman-mt-322443.md)) | 322443 | Bozeman, MT | State-registered investment adviser | $25 million to $100 million | 4 | % of assets, Fixed fee |
| [Switchbacks Capital Advisory, LLC](https://advisorcensus.com/firm/switchbacks-capital-advisory-llc-missoula-mt-339673) ([md](https://advisorcensus.com/firm/switchbacks-capital-advisory-llc-missoula-mt-339673.md)) | 339673 | Missoula, MT | State-registered investment adviser | Under $25 million | 0 | % of assets, Hourly, Fixed fee |
| [TTG Financial Services, Inc.](https://advisorcensus.com/firm/ttg-financial-services-inc-billings-mt-118982) ([md](https://advisorcensus.com/firm/ttg-financial-services-inc-billings-mt-118982.md)) | 118982 | Billings, MT | State-registered investment adviser | Not reported | 24 | Hourly, Fixed fee |
| [Xypn Sapphire](https://advisorcensus.com/firm/xypn-sapphire-bozeman-mt-285967) ([md](https://advisorcensus.com/firm/xypn-sapphire-bozeman-mt-285967.md)) | 285967 | Bozeman, MT | SEC-registered investment adviser | $1 billion to $5 billion | 6 | % of assets, Hourly, Fixed fee |

## Questions people ask

**How many financial advisory firms are there in Montana?**
AdvisorCensus lists 87 investment advisory firms with a principal office in Montana, from Form ADV filings as of October 2026: 25 SEC-registered, 52 state-registered, and 10 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV.

**How many fee-only financial advisors are in Montana?**
40 of the 87 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed.

**How many financial advisors in Montana offer financial planning?**
53 of the 77 firms in Montana that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports.

**Are the financial advisors in Montana fiduciaries?**
Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 40 firms that meet AdvisorCensus's fee-only test report none of those sales ties.

**How do I check whether a financial advisor has disciplinary disclosures?**
Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck.

**Does AdvisorCensus rate, verify, or recommend these firms?**
No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content.

**What does regulatory assets under management mean?**
Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality.

## Related pages

- [Financial advisors in Montana](https://advisorcensus.com/advisors/mt) (https://advisorcensus.com/advisors/mt.md)
- [Fee-only financial advisors in Montana](https://advisorcensus.com/advisors/mt/fee-only) (https://advisorcensus.com/advisors/mt/fee-only.md)
- [Hourly financial advisors in Montana](https://advisorcensus.com/advisors/mt/hourly) (https://advisorcensus.com/advisors/mt/hourly.md)
- [Flat-fee financial advisors in Bozeman, MT](https://advisorcensus.com/advisors/mt/bozeman/flat-fee) (https://advisorcensus.com/advisors/mt/bozeman/flat-fee.md)
- [Flat-fee financial advisors in Missoula, MT](https://advisorcensus.com/advisors/mt/missoula/flat-fee) (https://advisorcensus.com/advisors/mt/missoula/flat-fee.md)
- [Flat-fee financial advisors in Billings, MT](https://advisorcensus.com/advisors/mt/billings/flat-fee) (https://advisorcensus.com/advisors/mt/billings/flat-fee.md)
- [Flat-fee financial advisors in Great Falls, MT](https://advisorcensus.com/advisors/mt/great-falls/flat-fee) (https://advisorcensus.com/advisors/mt/great-falls/flat-fee.md)

Cite as: AdvisorCensus. Flat-fee financial advisors in Montana: 35 firms from Form ADV filings as of October 2026.