{ "path": "/advisors/mo/st-louis/flat-fee", "url": "https://advisorcensus.com/advisors/mo/st-louis/flat-fee/page/3", "page_type": "metro_fee", "title": "Flat-fee financial advisors in St. Louis, MO", "filters": {}, "scope_total": 135, "faq": [ { "q": "How many financial advisory firms are there in St. Louis, MO?", "a": "AdvisorCensus lists 260 investment advisory firms with a principal office in the St. Louis metro area, from Form ADV filings as of October 2026: 149 SEC-registered, 77 state-registered, and 34 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV." }, { "q": "How many fee-only financial advisors are in St. Louis, MO?", "a": "69 of the 260 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed." }, { "q": "How many financial advisors in St. Louis, MO offer financial planning?", "a": "157 of the 226 firms in St. Louis, MO that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports." }, { "q": "Are the financial advisors in St. Louis, MO fiduciaries?", "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 69 firms that meet AdvisorCensus's fee-only test report none of those sales ties." }, { "q": "How do I check whether a financial advisor has disciplinary disclosures?", "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck." }, { "q": "Does AdvisorCensus rate, verify, or recommend these firms?", "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content." }, { "q": "What does regulatory assets under management mean?", "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality." } ], "period": "2026-10-01", "answer_paragraph": "AdvisorCensus lists 135 investment advisory firms with a principal office in the St. Louis metro area that report fixed fees among their Form ADV Item 5.E compensation arrangements, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.", "about_market": "St. Louis has 260 investment advisory firms with a principal office in the metro area as of October 2026: 149 SEC-registered, 77 state-registered, and 34 exempt reporting advisers. 69 of them meet AdvisorCensus's fee-only test (paid only by client fees, with no sales-related compensation ties such as an employee registered with a broker-dealer or licensed as an insurance agent), and 75 report under $100 million in regulatory assets under management. The metro area has 1,160,386 households, 139,239 of them with income of $200,000 or more, or 536 such households for each firm (Census Bureau, American Community Survey 2020–2024 5-year estimates).", "citation": "AdvisorCensus. Flat-fee financial advisors in St. Louis, MO: 135 firms from Form ADV filings as of October 2026.", "total_firms": 135, "page": 3, "total_pages": 3, "sort": "name", "registration_types": { "sec": 87, "state": 48, "exempt": 0 }, "fee_model_mix": [ { "code": "fee-only", "count": 43 }, { "code": "percentage_of_aum", "count": 126 }, { "code": "hourly", "count": 76 }, { "code": "subscription", "count": 3 }, { "code": "fixed", "count": 135 }, { "code": "commissions", "count": 7 }, { "code": "performance_based", "count": 7 }, { "code": "other", "count": 15 }, { "code": "not_reported", "count": 0 } ], "years_registered_distribution": [ { "code": "under_5", "count": 34 }, { "code": "5_to_9", "count": 35 }, { "code": "10_to_19", "count": 35 }, { "code": "20_plus", "count": 31 }, { "code": "not_reported", "count": 0 } ], "raum_band_distribution": [ { "code": "under_25m", "count": 13 }, { "code": "25m_100m", "count": 32 }, { "code": "100m_500m", "count": 32 }, { "code": "500m_1b", "count": 17 }, { "code": "1b_5b", "count": 23 }, { "code": "over_5b", "count": 14 }, { "code": "not_reported", "count": 4 } ], "firms": [ { "crd_number": 104771, "name": "RBF Wealth Advisors", "name_as_filed": "RBF WEALTH ADVISORS", "url": "https://advisorcensus.com/firm/rbf-wealth-advisors-st-louis-mo-104771", "city": "St. Louis", "state": "MO", "years_registered": 42, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 319630, "name": "Rising Tide Wealth Advisory Solutions LLC", "name_as_filed": "RISING TIDE WEALTH ADVISORY SOLUTIONS LLC", "url": "https://advisorcensus.com/firm/rising-tide-wealth-advisory-solutions-llc-st-louis-mo-319630", "city": "St. Louis", "state": "MO", "years_registered": 4, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "subscription", "fixed" ], "enhanced": false }, { "crd_number": 169931, "name": "Rogers Consulting Associates, Inc.", "name_as_filed": "ROGERS CONSULTING ASSOCIATES, INC.", "url": "https://advisorcensus.com/firm/rogers-consulting-associates-inc-st-louis-mo-169931", "city": "St. Louis", "state": "MO", "years_registered": 12, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 116909, "name": "Rubinbrown Advisors LLC", "name_as_filed": "RUBINBROWN ADVISORS LLC", "url": "https://advisorcensus.com/firm/rubinbrown-advisors-llc-st-louis-mo-116909", "city": "St. Louis", "state": "MO", "years_registered": 23, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 122692, "name": "Saxony Capital Management, LLC", "name_as_filed": "SAXONY CAPITAL MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/saxony-capital-management-llc-saint-louis-mo-122692", "city": "Saint Louis", "state": "MO", "years_registered": 18, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed", "other" ], "enhanced": false }, { "crd_number": 145992, "name": "Schaefer Wealth Management, Inc.", "name_as_filed": "SCHAEFER WEALTH MANAGEMENT, INC.", "url": "https://advisorcensus.com/firm/schaefer-wealth-management-inc-waterloo-il-145992", "city": "Waterloo", "state": "IL", "years_registered": 17, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed", "commissions" ], "enhanced": false }, { "crd_number": 166567, "name": "Severin Investments LLC", "name_as_filed": "SEVERIN INVESTMENTS LLC", "url": "https://advisorcensus.com/firm/severin-investments-llc-st-louis-mo-166567", "city": "St. Louis", "state": "MO", "years_registered": 6, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed", "other" ], "enhanced": false }, { "crd_number": 129817, "name": "SFC Financial LLC", "name_as_filed": "SFC FINANCIAL LLC", "url": "https://advisorcensus.com/firm/sfc-financial-llc-sunset-hills-mo-129817", "city": "Sunset Hills", "state": "MO", "years_registered": 10, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 289794, "name": "Sheller Wealth Management, Inc.", "name_as_filed": "SHELLER WEALTH MANAGEMENT, INC.", "url": "https://advisorcensus.com/firm/sheller-wealth-management-inc-troy-mo-289794", "city": "Troy", "state": "MO", "years_registered": 8, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 304517, "name": "Sigma Advisors, LLC", "name_as_filed": "SIGMA ADVISORS, LLC", "url": "https://advisorcensus.com/firm/sigma-advisors-llc-st-louis-mo-304517", "city": "St. Louis", "state": "MO", "years_registered": 7, "raum_band": "25m_100m", "compensation_types": [ "fixed" ], "enhanced": false }, { "crd_number": 323899, "name": "Skrobonja Wealth Management, LLC", "name_as_filed": "SKROBONJA WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/skrobonja-wealth-management-llc-arnold-mo-323899", "city": "Arnold", "state": "MO", "years_registered": 3, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 149976, "name": "Slagle Financial, LLC.", "name_as_filed": "SLAGLE FINANCIAL, LLC.", "url": "https://advisorcensus.com/firm/slagle-financial-llc-edwardsville-il-149976", "city": "Edwardsville", "state": "IL", "years_registered": 8, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 330411, "name": "Smart Steps Wealth Management LLC", "name_as_filed": "SMART STEPS WEALTH MANAGEMENT LLC", "url": "https://advisorcensus.com/firm/smart-steps-wealth-management-llc-st-louis-mo-330411", "city": "St. Louis", "state": "MO", "years_registered": 1, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 3441, "name": "Smith Moore & Co.", "name_as_filed": "SMITH MOORE & CO.", "url": "https://advisorcensus.com/firm/smith-moore-and-co-clayton-mo-3441", "city": "Clayton", "state": "MO", "years_registered": 19, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 28218, "name": "Stifel Independent Advisors, LLC", "name_as_filed": "STIFEL INDEPENDENT ADVISORS, LLC", "url": "https://advisorcensus.com/firm/stifel-independent-advisors-llc-st-louis-mo-28218", "city": "St Louis", "state": "MO", "years_registered": 33, "raum_band": "over_5b", "compensation_types": [ "percentage_of_aum", "fixed", "commissions" ], "enhanced": false }, { "crd_number": 793, "name": "Stifel, Nicolaus & Company, Incorporated", "name_as_filed": "STIFEL, NICOLAUS & COMPANY, INCORPORATED", "url": "https://advisorcensus.com/firm/stifel-nicolaus-and-company-incorporated-st-louis-mo-793", "city": "St Louis", "state": "MO", "years_registered": 51, "raum_band": "over_5b", "compensation_types": [ "percentage_of_aum", "fixed", "commissions" ], "enhanced": false }, { "crd_number": 337972, "name": "Stonebridge Financial Group, LLC", "name_as_filed": "STONEBRIDGE FINANCIAL GROUP, LLC", "url": "https://advisorcensus.com/firm/stonebridge-financial-group-llc-st-louis-mo-337972", "city": "St. Louis", "state": "MO", "years_registered": 1, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 282505, "name": "Sunpointe Investments", "name_as_filed": "SUNPOINTE INVESTMENTS", "url": "https://advisorcensus.com/firm/sunpointe-investments-st-louis-mo-282505", "city": "St. Louis", "state": "MO", "years_registered": 6, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 323180, "name": "Syntegra Private Wealth Group LLC", "name_as_filed": "SYNTEGRA PRIVATE WEALTH GROUP LLC", "url": "https://advisorcensus.com/firm/syntegra-private-wealth-group-llc-chesterfield-mo-323180", "city": "Chesterfield", "state": "MO", "years_registered": 4, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 341573, "name": "TBG-Bedford Group LLC", "name_as_filed": "TBG-BEDFORD GROUP LLC", "url": "https://advisorcensus.com/firm/tbg-bedford-group-llc-saint-louis-mo-341573", "city": "Saint Louis", "state": "MO", "years_registered": 0, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 118598, "name": "Terrance P Davis CPA/PFS", "name_as_filed": "TERRANCE P DAVIS CPA/PFS", "url": "https://advisorcensus.com/firm/terrance-p-davis-cpa-pfs-st-louis-mo-118598", "city": "St. Louis", "state": "MO", "years_registered": 20, "raum_band": "25m_100m", "compensation_types": [ "hourly", "fixed" ], "enhanced": false }, { "crd_number": 285617, "name": "The Private Family Advisors, LLC", "name_as_filed": "THE PRIVATE FAMILY ADVISORS, LLC", "url": "https://advisorcensus.com/firm/the-private-family-advisors-llc-st-louis-mo-285617", "city": "St. Louis", "state": "MO", "years_registered": 9, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 281364, "name": "The Yanker Group", "name_as_filed": "THE YANKER GROUP", "url": "https://advisorcensus.com/firm/the-yanker-group-manchester-mo-281364", "city": "Manchester", "state": "MO", "years_registered": 6, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 298906, "name": "Thousand Wealth Management", "name_as_filed": "THOUSAND WEALTH MANAGEMENT", "url": "https://advisorcensus.com/firm/thousand-wealth-management-chesterfield-mo-298906", "city": "Chesterfield", "state": "MO", "years_registered": 7, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 109452, "name": "Trinity Wealth Advisors LLC", "name_as_filed": "TRINITY WEALTH ADVISORS LLC", "url": "https://advisorcensus.com/firm/trinity-wealth-advisors-llc-st-louis-mo-109452", "city": "St. Louis", "state": "MO", "years_registered": 28, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 135555, "name": "U.S. Institutional Corporation", "name_as_filed": "U.S. INSTITUTIONAL CORPORATION", "url": "https://advisorcensus.com/firm/u-s-institutional-corporation-chesterfield-mo-135555", "city": "Chesterfield", "state": "MO", "years_registered": 21, "raum_band": "not_reported", "compensation_types": [ "fixed", "other" ], "enhanced": false }, { "crd_number": 285685, "name": "Vestech Asset Management Inc.", "name_as_filed": "VESTECH ASSET MANAGEMENT INC.", "url": "https://advisorcensus.com/firm/vestech-asset-management-inc-saint-louis-mo-285685", "city": "Saint Louis", "state": "MO", "years_registered": 9, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 140927, "name": "Viagem, LLC", "name_as_filed": "VIAGEM, LLC", "url": "https://advisorcensus.com/firm/viagem-llc-st-louis-mo-140927", "city": "St. Louis", "state": "MO", "years_registered": 20, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 169610, "name": "Visionary Wealth Advisors, LLC", "name_as_filed": "VISIONARY WEALTH ADVISORS, LLC", "url": "https://advisorcensus.com/firm/visionary-wealth-advisors-llc-st-louis-mo-169610", "city": "St. Louis", "state": "MO", "years_registered": 12, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 312082, "name": "Vista Finance, LLC", "name_as_filed": "VISTA FINANCE, LLC", "url": "https://advisorcensus.com/firm/vista-finance-llc-clayton-mo-312082", "city": "Clayton", "state": "MO", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 289051, "name": "Wall Street Financial Group, Inc.", "name_as_filed": "WALL STREET FINANCIAL GROUP, INC.", "url": "https://advisorcensus.com/firm/wall-street-financial-group-inc-carlinville-il-289051", "city": "Carlinville", "state": "IL", "years_registered": 2, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 163270, "name": "Wealth Ambassadors, LLC", "name_as_filed": "WEALTH AMBASSADORS, LLC", "url": "https://advisorcensus.com/firm/wealth-ambassadors-llc-lake-st-louis-mo-163270", "city": "Lake St. Louis", "state": "MO", "years_registered": 14, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 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178, "label": "Financial advisors for high-net-worth individuals in St. Louis, MO" }, { "path": "/advisors/mo/st-louis/for-retirement-plans", "firm_count": 83, "label": "Financial advisors for retirement plans in St. Louis, MO" }, { "path": "/advisors/mo/st-louis/for-businesses", "firm_count": 79, "label": "Financial advisors for businesses in St. Louis, MO" }, { "path": "/advisors/mo/st-louis/for-charities", "firm_count": 90, "label": "Financial advisors for charitable organizations in St. Louis, MO" }, { "path": "/advisors/mo/st-louis/no-account-minimum", "firm_count": 29, "label": "Financial advisors with no account minimum in St. Louis, MO" } ], "niche_pages": [ { "path": "/advisors/mo/st-louis/business-owners", "firm_count": 1, "label": "Financial advisors for business owners in St. Louis, MO" }, { "path": "/advisors/mo/st-louis/financial-independence-and-early-retirement", "firm_count": 1, "label": "Financial advisors for financial independence and early retirement in St. Louis, MO" }, { "path": "/advisors/mo/st-louis/professional-athletes", "firm_count": 1, "label": "Financial advisors for professional athletes in St. Louis, MO" } ], "state_fee": { "path": "/advisors/mo/flat-fee", "label": "Flat-fee financial advisors in Missouri" } }, "csv": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }