# Fee-only financial advisors in Michigan

> AdvisorCensus lists 282 investment advisory firms with a principal office in Michigan that meet AdvisorCensus's fee-only test: paid only by client fees on Form ADV Item 5.E, with no employee registered with a broker-dealer or licensed as an insurance agent, no brokerage, insurance, or real estate sales business or related company, and no referral fees from others, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.

Source: Form ADV filings as of October 2026. Rebuilt monthly. HTML page: https://advisorcensus.com/advisors/mi/fee-only

## At a glance

- Investment advisory firms: 282
- Registration: SEC-registered investment adviser: 101, State-registered investment adviser: 181
- How firms are compensated (Form ADV Item 5.E; shares of the firms that file it): Fee-only (AdvisorCensus test) 282 (100%); Percentage of assets 245 (87%); Hourly charges 126 (45%); Subscription fees (newsletter or periodical) 5 (2%); Fixed fees 154 (55%)
- Regulatory assets under management (Item 5.F): Under $25 million 100 (35%); $25 million to $100 million 58 (21%); $100 million to $500 million 55 (20%); $500 million to $1 billion 22 (8%); $1 billion to $5 billion 18 (6%); Over $5 billion 3 (1%); Not reported 26 (9%)
- Years registered: Under 5 years 96 (34%); 5 to 9 years 61 (22%); 10 to 19 years 64 (23%); 20 years or more 61 (22%)

## Firms (page 1 of 6, 1 to 50 of 282, sorted by name)

| Firm | CRD | City | Registration | Assets band | Years registered | Compensation |
| --- | --- | --- | --- | --- | --- | --- |
| [1st Securities Management, Inc](https://advisorcensus.com/firm/1st-securities-management-inc-bad-axe-mi-135757) ([md](https://advisorcensus.com/firm/1st-securities-management-inc-bad-axe-mi-135757.md)) | 135757 | Bad Axe, MI | State-registered investment adviser | Not reported | 21 | % of assets |
| [320 Life Financial Planning](https://advisorcensus.com/firm/320-life-financial-planning-holland-mi-300987) ([md](https://advisorcensus.com/firm/320-life-financial-planning-holland-mi-300987.md)) | 300987 | Holland, MI | State-registered investment adviser | Not reported | 1 | Hourly, Fixed fee |
| [46 and 2 Investment Advisors, LLC](https://advisorcensus.com/firm/46-and-2-investment-advisors-llc-traverse-city-mi-169617) ([md](https://advisorcensus.com/firm/46-and-2-investment-advisors-llc-traverse-city-mi-169617.md)) | 169617 | Traverse City, MI | State-registered investment adviser | $25 million to $100 million | 12 | % of assets, Hourly |
| [4SQUARE Advisory Services, Inc.](https://advisorcensus.com/firm/4square-advisory-services-inc-fenton-mi-177526) ([md](https://advisorcensus.com/firm/4square-advisory-services-inc-fenton-mi-177526.md)) | 177526 | Fenton, MI | State-registered investment adviser | Under $25 million | 11 | % of assets, Hourly, Fixed fee |
| [A & L Financial Services, LLC](https://advisorcensus.com/firm/a-and-l-financial-services-llc-122172) ([md](https://advisorcensus.com/firm/a-and-l-financial-services-llc-122172.md)) | 122172 | Not reported, Not reported | State-registered investment adviser | $25 million to $100 million | 16 | % of assets |
| [A B L E Wealth Management Solutions LLC](https://advisorcensus.com/firm/a-b-l-e-wealth-management-solutions-llc-ann-arbor-mi-301257) ([md](https://advisorcensus.com/firm/a-b-l-e-wealth-management-solutions-llc-ann-arbor-mi-301257.md)) | 301257 | Ann Arbor, MI | State-registered investment adviser | $25 million to $100 million | 7 | % of assets, Hourly, Fixed fee |
| [Abaris Investment Management](https://advisorcensus.com/firm/abaris-investment-management-bloomfield-hills-mi-175145) ([md](https://advisorcensus.com/firm/abaris-investment-management-bloomfield-hills-mi-175145.md)) | 175145 | Bloomfield Hills, MI | State-registered investment adviser | Not reported | 11 | % of assets, Fixed fee |
| [Abram Asset Management](https://advisorcensus.com/firm/abram-asset-management-151265) ([md](https://advisorcensus.com/firm/abram-asset-management-151265.md)) | 151265 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 16 | % of assets, Hourly, Fixed fee |
| [Advance Wealth Management Service, LLC](https://advisorcensus.com/firm/advance-wealth-management-service-llc-grand-rapids-mi-301780) ([md](https://advisorcensus.com/firm/advance-wealth-management-service-llc-grand-rapids-mi-301780.md)) | 301780 | Grand Rapids, MI | State-registered investment adviser | $25 million to $100 million | 6 | % of assets, Hourly, Fixed fee |
| [Advosion](https://advisorcensus.com/firm/advosion-ada-mi-130405) ([md](https://advisorcensus.com/firm/advosion-ada-mi-130405.md)) | 130405 | Ada, MI | State-registered investment adviser | $25 million to $100 million | 14 | % of assets, Fixed fee |
| [Affinity Financial Advisory](https://advisorcensus.com/firm/affinity-financial-advisory-allen-park-mi-134034) ([md](https://advisorcensus.com/firm/affinity-financial-advisory-allen-park-mi-134034.md)) | 134034 | Allen Park, MI | State-registered investment adviser | $25 million to $100 million | 21 | % of assets, Hourly, Fixed fee |
| [Alliance Investment Management, LLC](https://advisorcensus.com/firm/alliance-investment-management-llc-jenison-mi-152012) ([md](https://advisorcensus.com/firm/alliance-investment-management-llc-jenison-mi-152012.md)) | 152012 | Jenison, MI | SEC-registered investment adviser | $100 million to $500 million | 5 | % of assets, Fixed fee |
| [Alpha Investment Management, Inc.](https://advisorcensus.com/firm/alpha-investment-management-inc-124313) ([md](https://advisorcensus.com/firm/alpha-investment-management-inc-124313.md)) | 124313 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 16 | % of assets, Fixed fee |
| [Altrius Capital Management, Inc.](https://advisorcensus.com/firm/altrius-capital-management-inc-novi-mi-121529) ([md](https://advisorcensus.com/firm/altrius-capital-management-inc-novi-mi-121529.md)) | 121529 | Novi, MI | SEC-registered investment adviser | $500 million to $1 billion | 22 | % of assets |
| [Ametrine Wealth](https://advisorcensus.com/firm/ametrine-wealth-327672) ([md](https://advisorcensus.com/firm/ametrine-wealth-327672.md)) | 327672 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 3 | % of assets, Hourly, Fixed fee |
| [Antonelli Financial Advisors, LLC](https://advisorcensus.com/firm/antonelli-financial-advisors-llc-grosse-pointe-mi-286452) ([md](https://advisorcensus.com/firm/antonelli-financial-advisors-llc-grosse-pointe-mi-286452.md)) | 286452 | Grosse Pointe, MI | SEC-registered investment adviser | $100 million to $500 million | 2 | % of assets, Hourly, Fixed fee |
| [Apepa Advisors LLC](https://advisorcensus.com/firm/apepa-advisors-llc-338944) ([md](https://advisorcensus.com/firm/apepa-advisors-llc-338944.md)) | 338944 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 0 | % of assets, Hourly, Fixed fee |
| [Arbor Investment Management](https://advisorcensus.com/firm/arbor-investment-management-ann-arbor-mi-154735) ([md](https://advisorcensus.com/firm/arbor-investment-management-ann-arbor-mi-154735.md)) | 154735 | Ann Arbor, MI | SEC-registered investment adviser | $100 million to $500 million | 2 | % of assets |
| [Arbor Trust Wealth Advisors, LLC](https://advisorcensus.com/firm/arbor-trust-wealth-advisors-llc-ann-arbor-mi-169611) ([md](https://advisorcensus.com/firm/arbor-trust-wealth-advisors-llc-ann-arbor-mi-169611.md)) | 169611 | Ann Arbor, MI | SEC-registered investment adviser | $500 million to $1 billion | 12 | % of assets, Hourly, Fixed fee |
| [Arbor Wealth Advisors LLC](https://advisorcensus.com/firm/arbor-wealth-advisors-llc-troy-mi-169570) ([md](https://advisorcensus.com/firm/arbor-wealth-advisors-llc-troy-mi-169570.md)) | 169570 | Troy, MI | SEC-registered investment adviser | $500 million to $1 billion | 12 | Hourly, Fixed fee |
| [Arborfi Advisors, LLC](https://advisorcensus.com/firm/arborfi-advisors-llc-ann-arbor-mi-305009) ([md](https://advisorcensus.com/firm/arborfi-advisors-llc-ann-arbor-mi-305009.md)) | 305009 | Ann Arbor, MI | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets |
| [ARK Advisors, LLC](https://advisorcensus.com/firm/ark-advisors-llc-traverse-city-mi-133687) ([md](https://advisorcensus.com/firm/ark-advisors-llc-traverse-city-mi-133687.md)) | 133687 | Traverse City, MI | State-registered investment adviser | $25 million to $100 million | 21 | % of assets, Fixed fee |
| [Armada ETFS](https://advisorcensus.com/firm/armada-etfs-novi-mi-317979) ([md](https://advisorcensus.com/firm/armada-etfs-novi-mi-317979.md)) | 317979 | Novi, MI | SEC-registered investment adviser | Under $25 million | 4 | % of assets |
| [Aspen Investment Management Inc.](https://advisorcensus.com/firm/aspen-investment-management-inc-grand-rapids-mi-112081) ([md](https://advisorcensus.com/firm/aspen-investment-management-inc-grand-rapids-mi-112081.md)) | 112081 | Grand Rapids, MI | SEC-registered investment adviser | $100 million to $500 million | 25 | % of assets |
| [Astraea Wealth Management](https://advisorcensus.com/firm/astraea-wealth-management-342778) ([md](https://advisorcensus.com/firm/astraea-wealth-management-342778.md)) | 342778 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 0 | % of assets, Hourly, Fixed fee |
| [Autumn Financial Advisors, LLC](https://advisorcensus.com/firm/autumn-financial-advisors-llc-plymouth-mi-290151) ([md](https://advisorcensus.com/firm/autumn-financial-advisors-llc-plymouth-mi-290151.md)) | 290151 | Plymouth, MI | State-registered investment adviser | Under $25 million | 8 | % of assets, Hourly, Fixed fee |
| [B.A. Roberts Financial Services, Inc.](https://advisorcensus.com/firm/b-a-roberts-financial-services-inc-marquette-mi-289856) ([md](https://advisorcensus.com/firm/b-a-roberts-financial-services-inc-marquette-mi-289856.md)) | 289856 | Marquette, MI | SEC-registered investment adviser | $100 million to $500 million | 8 | % of assets, Hourly, Fixed fee |
| [Bell Financial Planning](https://advisorcensus.com/firm/bell-financial-planning-309065) ([md](https://advisorcensus.com/firm/bell-financial-planning-309065.md)) | 309065 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 6 | % of assets, Hourly, Fixed fee |
| [Belle Eve Financial](https://advisorcensus.com/firm/belle-eve-financial-327776) ([md](https://advisorcensus.com/firm/belle-eve-financial-327776.md)) | 327776 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 3 | Hourly, Fixed fee |
| [Bemanaged](https://advisorcensus.com/firm/bemanaged-grand-rapids-mi-140099) ([md](https://advisorcensus.com/firm/bemanaged-grand-rapids-mi-140099.md)) | 140099 | Grand Rapids, MI | SEC-registered investment adviser | $100 million to $500 million | 16 | % of assets, Hourly |
| [Beringea, LLC](https://advisorcensus.com/firm/beringea-llc-farmington-hills-mi-161803) ([md](https://advisorcensus.com/firm/beringea-llc-farmington-hills-mi-161803.md)) | 161803 | Farmington Hills, MI | SEC-registered investment adviser | $100 million to $500 million | 14 | % of assets |
| [Black Diamond Investment Group,inc.](https://advisorcensus.com/firm/black-diamond-investment-group-inc-kalamazoo-mi-122917) ([md](https://advisorcensus.com/firm/black-diamond-investment-group-inc-kalamazoo-mi-122917.md)) | 122917 | Kalamazoo, MI | State-registered investment adviser | Under $25 million | 26 | % of assets, Hourly |
| [Black Walnut Wealth Management](https://advisorcensus.com/firm/black-walnut-wealth-management-traverse-city-mi-337606) ([md](https://advisorcensus.com/firm/black-walnut-wealth-management-traverse-city-mi-337606.md)) | 337606 | Traverse City, MI | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Fixed fee |
| [Bloom Advisors](https://advisorcensus.com/firm/bloom-advisors-farmington-hills-mi-106152) ([md](https://advisorcensus.com/firm/bloom-advisors-farmington-hills-mi-106152.md)) | 106152 | Farmington Hills, MI | SEC-registered investment adviser | $1 billion to $5 billion | 31 | % of assets |
| [Boardwalk Wealth Management](https://advisorcensus.com/firm/boardwalk-wealth-management-ann-arbor-mi-310308) ([md](https://advisorcensus.com/firm/boardwalk-wealth-management-ann-arbor-mi-310308.md)) | 310308 | Ann Arbor, MI | State-registered investment adviser | Under $25 million | 5 | % of assets, Fixed fee |
| [Bostwick Investment Consulting](https://advisorcensus.com/firm/bostwick-investment-consulting-grand-rapids-mi-338244) ([md](https://advisorcensus.com/firm/bostwick-investment-consulting-grand-rapids-mi-338244.md)) | 338244 | Grand Rapids, MI | State-registered investment adviser | Not reported | 0 | Hourly, Fixed fee |
| [Bowen Financial Planning LLC](https://advisorcensus.com/firm/bowen-financial-planning-llc-170888) ([md](https://advisorcensus.com/firm/bowen-financial-planning-llc-170888.md)) | 170888 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 12 | % of assets, Hourly |
| [Braeburn Wealth Management, LLC](https://advisorcensus.com/firm/braeburn-wealth-management-llc-muskegon-mi-158007) ([md](https://advisorcensus.com/firm/braeburn-wealth-management-llc-muskegon-mi-158007.md)) | 158007 | Muskegon, MI | SEC-registered investment adviser | $100 million to $500 million | 10 | % of assets, Hourly, Fixed fee |
| [Branch Capital Management](https://advisorcensus.com/firm/branch-capital-management-holland-mi-281681) ([md](https://advisorcensus.com/firm/branch-capital-management-holland-mi-281681.md)) | 281681 | Holland, MI | State-registered investment adviser | $25 million to $100 million | 10 | % of assets |
| [Breakwater Capital](https://advisorcensus.com/firm/breakwater-capital-kalamazoo-mi-172498) ([md](https://advisorcensus.com/firm/breakwater-capital-kalamazoo-mi-172498.md)) | 172498 | Kalamazoo, MI | SEC-registered investment adviser | $100 million to $500 million | 6 | % of assets, Hourly |
| [Brick Capital Management Inc](https://advisorcensus.com/firm/brick-capital-management-inc-east-lansing-mi-107600) ([md](https://advisorcensus.com/firm/brick-capital-management-inc-east-lansing-mi-107600.md)) | 107600 | East Lansing, MI | SEC-registered investment adviser | $1 billion to $5 billion | 33 | Fixed fee |
| [Brohl Financial LLC](https://advisorcensus.com/firm/brohl-financial-llc-grand-rapids-mi-339352) ([md](https://advisorcensus.com/firm/brohl-financial-llc-grand-rapids-mi-339352.md)) | 339352 | Grand Rapids, MI | State-registered investment adviser | Under $25 million | 0 | % of assets |
| [Brooktree Capital Management Inc.](https://advisorcensus.com/firm/brooktree-capital-management-inc-grand-rapids-mi-114173) ([md](https://advisorcensus.com/firm/brooktree-capital-management-inc-grand-rapids-mi-114173.md)) | 114173 | Grand Rapids, MI | SEC-registered investment adviser | $100 million to $500 million | 6 | % of assets |
| [Brown Financial Planning LLC](https://advisorcensus.com/firm/brown-financial-planning-llc-169330) ([md](https://advisorcensus.com/firm/brown-financial-planning-llc-169330.md)) | 169330 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 12 | % of assets, Hourly, Fixed fee |
| [Burnham & Company LLC](https://advisorcensus.com/firm/burnham-and-company-llc-grand-rapids-mi-319339) ([md](https://advisorcensus.com/firm/burnham-and-company-llc-grand-rapids-mi-319339.md)) | 319339 | Grand Rapids, MI | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Fixed fee |
| [C&D Wealth Advisors](https://advisorcensus.com/firm/c-and-d-wealth-advisors-110769) ([md](https://advisorcensus.com/firm/c-and-d-wealth-advisors-110769.md)) | 110769 | Not reported, Not reported | State-registered investment adviser | $25 million to $100 million | 1 | % of assets |
| [Calder Financial Group](https://advisorcensus.com/firm/calder-financial-group-ada-mi-143973) ([md](https://advisorcensus.com/firm/calder-financial-group-ada-mi-143973.md)) | 143973 | Ada, MI | SEC-registered investment adviser | $100 million to $500 million | 19 | % of assets, Hourly, Fixed fee |
| [Calvert Planning Corporation](https://advisorcensus.com/firm/calvert-planning-corporation-troy-mi-124524) ([md](https://advisorcensus.com/firm/calvert-planning-corporation-troy-mi-124524.md)) | 124524 | Troy, MI | State-registered investment adviser | Under $25 million | 28 | % of assets, Hourly, Fixed fee |
| [Cambient Family Office, LLC](https://advisorcensus.com/firm/cambient-family-office-llc-ada-mi-335128) ([md](https://advisorcensus.com/firm/cambient-family-office-llc-ada-mi-335128.md)) | 335128 | Ada, MI | SEC-registered investment adviser | $500 million to $1 billion | 1 | % of assets, Fixed fee |
| [Chessie Advisors, LLC](https://advisorcensus.com/firm/chessie-advisors-llc-171611) ([md](https://advisorcensus.com/firm/chessie-advisors-llc-171611.md)) | 171611 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 12 | % of assets, Hourly, Fixed fee |

- Next page: https://advisorcensus.com/advisors/mi/fee-only/page/2.md

## Questions people ask

**How many financial advisory firms are there in Michigan?**
AdvisorCensus lists 783 investment advisory firms with a principal office in Michigan, from Form ADV filings as of October 2026: 308 SEC-registered, 418 state-registered, and 57 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV.

**How many fee-only financial advisors are in Michigan?**
282 of the 783 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed.

**How many financial advisors in Michigan offer financial planning?**
498 of the 726 firms in Michigan that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports.

**Are the financial advisors in Michigan fiduciaries?**
Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 282 firms that meet AdvisorCensus's fee-only test report none of those sales ties.

**How do I check whether a financial advisor has disciplinary disclosures?**
Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck.

**Does AdvisorCensus rate, verify, or recommend these firms?**
No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content.

**What does regulatory assets under management mean?**
Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality.

## Related pages

- [Financial advisors in Michigan](https://advisorcensus.com/advisors/mi) (https://advisorcensus.com/advisors/mi.md)
- [Flat-fee financial advisors in Michigan](https://advisorcensus.com/advisors/mi/flat-fee) (https://advisorcensus.com/advisors/mi/flat-fee.md)
- [Hourly financial advisors in Michigan](https://advisorcensus.com/advisors/mi/hourly) (https://advisorcensus.com/advisors/mi/hourly.md)
- [Fee-only financial advisors in Detroit, MI](https://advisorcensus.com/advisors/mi/detroit/fee-only) (https://advisorcensus.com/advisors/mi/detroit/fee-only.md)
- [Fee-only financial advisors in Grand Rapids, MI](https://advisorcensus.com/advisors/mi/grand-rapids/fee-only) (https://advisorcensus.com/advisors/mi/grand-rapids/fee-only.md)
- [Fee-only financial advisors in Ann Arbor, MI](https://advisorcensus.com/advisors/mi/ann-arbor/fee-only) (https://advisorcensus.com/advisors/mi/ann-arbor/fee-only.md)
- [Fee-only financial advisors in Kalamazoo, MI](https://advisorcensus.com/advisors/mi/kalamazoo/fee-only) (https://advisorcensus.com/advisors/mi/kalamazoo/fee-only.md)
- [Fee-only financial advisors in Traverse City, MI](https://advisorcensus.com/advisors/mi/traverse-city/fee-only) (https://advisorcensus.com/advisors/mi/traverse-city/fee-only.md)
- [Fee-only financial advisors in Flint, MI](https://advisorcensus.com/advisors/mi/flint/fee-only) (https://advisorcensus.com/advisors/mi/flint/fee-only.md)
- [Fee-only financial advisors in Jackson, MI](https://advisorcensus.com/advisors/mi/jackson/fee-only) (https://advisorcensus.com/advisors/mi/jackson/fee-only.md)
- [Fee-only financial advisors in Lansing, MI](https://advisorcensus.com/advisors/mi/lansing/fee-only) (https://advisorcensus.com/advisors/mi/lansing/fee-only.md)
- [Fee-only financial advisors in Bay City, MI](https://advisorcensus.com/advisors/mi/bay-city/fee-only) (https://advisorcensus.com/advisors/mi/bay-city/fee-only.md)
- [Fee-only financial advisors in Monroe, MI](https://advisorcensus.com/advisors/mi/monroe/fee-only) (https://advisorcensus.com/advisors/mi/monroe/fee-only.md)
- [Fee-only financial advisors in Muskegon, MI](https://advisorcensus.com/advisors/mi/muskegon/fee-only) (https://advisorcensus.com/advisors/mi/muskegon/fee-only.md)

Cite as: AdvisorCensus. Fee-only financial advisors in Michigan: 282 firms from Form ADV filings as of October 2026.