# Flat-fee financial advisors in Detroit, MI

> AdvisorCensus lists 170 investment advisory firms with a principal office in the Detroit metro area that report fixed fees among their Form ADV Item 5.E compensation arrangements, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.

Source: Form ADV filings as of October 2026. Rebuilt monthly. HTML page: https://advisorcensus.com/advisors/mi/detroit/flat-fee/page/3

## At a glance

- Investment advisory firms: 170
- Registration: SEC-registered investment adviser: 100, State-registered investment adviser: 70
- How firms are compensated (Form ADV Item 5.E; shares of the firms that file it): Fee-only (AdvisorCensus test) 51 (30%); Percentage of assets 151 (89%); Hourly charges 103 (61%); Subscription fees (newsletter or periodical) 2 (1%); Fixed fees 170 (100%); Commissions 2 (1%); Performance-based fees 6 (4%); Other 17 (10%)
- Regulatory assets under management (Item 5.F): Under $25 million 32 (19%); $25 million to $100 million 26 (15%); $100 million to $500 million 60 (35%); $500 million to $1 billion 18 (11%); $1 billion to $5 billion 19 (11%); Over $5 billion 4 (2%); Not reported 11 (6%)
- Years registered: Under 5 years 55 (32%); 5 to 9 years 46 (27%); 10 to 19 years 39 (23%); 20 years or more 30 (18%)

## Firms (page 3 of 4, 101 to 150 of 170, sorted by name)

| Firm | CRD | City | Registration | Assets band | Years registered | Compensation |
| --- | --- | --- | --- | --- | --- | --- |
| [Northern Financial Advisors, Inc](https://advisorcensus.com/firm/northern-financial-advisors-inc-bloomfield-hills-mi-121088) ([md](https://advisorcensus.com/firm/northern-financial-advisors-inc-bloomfield-hills-mi-121088.md)) | 121088 | Bloomfield Hills, MI | SEC-registered investment adviser | $500 million to $1 billion | 6 | Fixed fee |
| [Octo Capital, LLC](https://advisorcensus.com/firm/octo-capital-llc-bingham-farms-mi-174351) ([md](https://advisorcensus.com/firm/octo-capital-llc-bingham-farms-mi-174351.md)) | 174351 | Bingham Farms, MI | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Fixed fee |
| [Old Oak Financial Planning, Inc.](https://advisorcensus.com/firm/old-oak-financial-planning-inc-brighton-mi-122500) ([md](https://advisorcensus.com/firm/old-oak-financial-planning-inc-brighton-mi-122500.md)) | 122500 | Brighton, MI | SEC-registered investment adviser | $100 million to $500 million | 6 | % of assets, Hourly, Fixed fee |
| [Ontrack Wealth Management](https://advisorcensus.com/firm/ontrack-wealth-management-canton-mi-311374) ([md](https://advisorcensus.com/firm/ontrack-wealth-management-canton-mi-311374.md)) | 311374 | Canton, MI | SEC-registered investment adviser | $100 million to $500 million | 0 | % of assets, Fixed fee |
| [Palatine Hill Wealth Management](https://advisorcensus.com/firm/palatine-hill-wealth-management-birmingham-mi-305619) ([md](https://advisorcensus.com/firm/palatine-hill-wealth-management-birmingham-mi-305619.md)) | 305619 | Birmingham, MI | SEC-registered investment adviser | $100 million to $500 million | 7 | % of assets, Hourly, Fixed fee |
| [Paragon Retirement Planning, Inc.](https://advisorcensus.com/firm/paragon-retirement-planning-inc-troy-mi-284630) ([md](https://advisorcensus.com/firm/paragon-retirement-planning-inc-troy-mi-284630.md)) | 284630 | Troy, MI | State-registered investment adviser | $25 million to $100 million | 9 | % of assets, Fixed fee |
| [Pathworks Financial, Inc.](https://advisorcensus.com/firm/pathworks-financial-inc-novi-mi-138393) ([md](https://advisorcensus.com/firm/pathworks-financial-inc-novi-mi-138393.md)) | 138393 | Novi, MI | SEC-registered investment adviser | $100 million to $500 million | 5 | % of assets, Fixed fee |
| [Peak Wealth Management, LLC](https://advisorcensus.com/firm/peak-wealth-management-llc-plymouth-mi-166944) ([md](https://advisorcensus.com/firm/peak-wealth-management-llc-plymouth-mi-166944.md)) | 166944 | Plymouth, MI | SEC-registered investment adviser | $100 million to $500 million | 7 | % of assets, Fixed fee |
| [Pinnacle Wealth Management Group, Inc.](https://advisorcensus.com/firm/pinnacle-wealth-management-group-inc-plymouth-mi-281935) ([md](https://advisorcensus.com/firm/pinnacle-wealth-management-group-inc-plymouth-mi-281935.md)) | 281935 | Plymouth, MI | SEC-registered investment adviser | $100 million to $500 million | 8 | % of assets, Hourly, Fixed fee |
| [Pinnacle Wealth Management, Inc.](https://advisorcensus.com/firm/pinnacle-wealth-management-inc-brighton-mi-166853) ([md](https://advisorcensus.com/firm/pinnacle-wealth-management-inc-brighton-mi-166853.md)) | 166853 | Brighton, MI | SEC-registered investment adviser | $100 million to $500 million | 4 | % of assets, Hourly, Fixed fee |
| [Planning Alternatives Ltd](https://advisorcensus.com/firm/planning-alternatives-ltd-birmingham-mi-110268) ([md](https://advisorcensus.com/firm/planning-alternatives-ltd-birmingham-mi-110268.md)) | 110268 | Birmingham, MI | SEC-registered investment adviser | $1 billion to $5 billion | 43 | % of assets, Hourly, Fixed fee |
| [Plante Moran Financial Advisors](https://advisorcensus.com/firm/plante-moran-financial-advisors-southfield-mi-112158) ([md](https://advisorcensus.com/firm/plante-moran-financial-advisors-southfield-mi-112158.md)) | 112158 | Southfield, MI | SEC-registered investment adviser | Over $5 billion | 33 | % of assets, Hourly, Fixed fee |
| [Pointe Capital Management LLC](https://advisorcensus.com/firm/pointe-capital-management-llc-grosse-pointe-farms-mi-152520) ([md](https://advisorcensus.com/firm/pointe-capital-management-llc-grosse-pointe-farms-mi-152520.md)) | 152520 | Grosse Pointe Farms, MI | SEC-registered investment adviser | $100 million to $500 million | 16 | % of assets, Fixed fee |
| [Predmore Advisors LLC](https://advisorcensus.com/firm/predmore-advisors-llc-rochester-hills-mi-317215) ([md](https://advisorcensus.com/firm/predmore-advisors-llc-rochester-hills-mi-317215.md)) | 317215 | Rochester Hills, MI | State-registered investment adviser | Under $25 million | 1 | % of assets, Hourly, Fixed fee |
| [Premier Estate Planners, LLC](https://advisorcensus.com/firm/premier-estate-planners-llc-clinton-township-mi-122638) ([md](https://advisorcensus.com/firm/premier-estate-planners-llc-clinton-township-mi-122638.md)) | 122638 | Clinton Township, MI | SEC-registered investment adviser | $100 million to $500 million | 18 | % of assets, Hourly, Fixed fee, Other |
| [Prosperity Wealth Strategies LLC](https://advisorcensus.com/firm/prosperity-wealth-strategies-llc-bloomfield-hills-mi-301923) ([md](https://advisorcensus.com/firm/prosperity-wealth-strategies-llc-bloomfield-hills-mi-301923.md)) | 301923 | Bloomfield Hills, MI | State-registered investment adviser | $25 million to $100 million | 7 | % of assets, Hourly, Fixed fee |
| [Quantum Wealth Strategies, LLC](https://advisorcensus.com/firm/quantum-wealth-strategies-llc-rochester-hills-mi-312748) ([md](https://advisorcensus.com/firm/quantum-wealth-strategies-llc-rochester-hills-mi-312748.md)) | 312748 | Rochester Hills, MI | State-registered investment adviser | $25 million to $100 million | 5 | % of assets, Hourly, Fixed fee |
| [RAM Legacy Wealth Management](https://advisorcensus.com/firm/ram-legacy-wealth-management-highland-mi-343608) ([md](https://advisorcensus.com/firm/ram-legacy-wealth-management-highland-mi-343608.md)) | 343608 | Highland, MI | State-registered investment adviser | Under $25 million | 0 | % of assets, Hourly, Fixed fee |
| [Retirement Resources, LLC](https://advisorcensus.com/firm/retirement-resources-llc-auburn-hills-mi-151889) ([md](https://advisorcensus.com/firm/retirement-resources-llc-auburn-hills-mi-151889.md)) | 151889 | Auburn Hills, MI | SEC-registered investment adviser | $100 million to $500 million | 7 | % of assets, Hourly, Fixed fee |
| [Retiremitten Financial LLC](https://advisorcensus.com/firm/retiremitten-financial-llc-clarkston-mi-300779) ([md](https://advisorcensus.com/firm/retiremitten-financial-llc-clarkston-mi-300779.md)) | 300779 | Clarkston, MI | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Fixed fee |
| [RHL Group, LLC](https://advisorcensus.com/firm/rhl-group-llc-holly-mi-330716) ([md](https://advisorcensus.com/firm/rhl-group-llc-holly-mi-330716.md)) | 330716 | Holly, MI | SEC-registered investment adviser | $100 million to $500 million | 2 | % of assets, Fixed fee |
| [Richard W. Paul & Associates, LLC](https://advisorcensus.com/firm/richard-w-paul-and-associates-llc-novi-mi-156812) ([md](https://advisorcensus.com/firm/richard-w-paul-and-associates-llc-novi-mi-156812.md)) | 156812 | Novi, MI | SEC-registered investment adviser | $100 million to $500 million | 7 | % of assets, Hourly, Fixed fee, Other |
| [Rock Harbor Capital LLC](https://advisorcensus.com/firm/rock-harbor-capital-llc-birmingham-mi-327728) ([md](https://advisorcensus.com/firm/rock-harbor-capital-llc-birmingham-mi-327728.md)) | 327728 | Birmingham, MI | State-registered investment adviser | Not reported | 3 | Fixed fee |
| [Royal Oak Financial Advisors, LLC](https://advisorcensus.com/firm/royal-oak-financial-advisors-llc-royal-oak-mi-290152) ([md](https://advisorcensus.com/firm/royal-oak-financial-advisors-llc-royal-oak-mi-290152.md)) | 290152 | Royal Oak, MI | SEC-registered investment adviser | $100 million to $500 million | 7 | % of assets, Fixed fee |
| [Saunders Financial LLC](https://advisorcensus.com/firm/saunders-financial-llc-livonia-mi-167114) ([md](https://advisorcensus.com/firm/saunders-financial-llc-livonia-mi-167114.md)) | 167114 | Livonia, MI | State-registered investment adviser | $25 million to $100 million | 13 | % of assets, Hourly, Fixed fee |
| [Savings Coach, LLC](https://advisorcensus.com/firm/savings-coach-llc-troy-mi-142756) ([md](https://advisorcensus.com/firm/savings-coach-llc-troy-mi-142756.md)) | 142756 | Troy, MI | State-registered investment adviser | Under $25 million | 15 | % of assets, Hourly, Fixed fee |
| [Schwartz & Co.](https://advisorcensus.com/firm/schwartz-and-co-bloomfield-hills-mi-7294) ([md](https://advisorcensus.com/firm/schwartz-and-co-bloomfield-hills-mi-7294.md)) | 7294 | Bloomfield Hills, MI | SEC-registered investment adviser | Over $5 billion | 22 | % of assets, Hourly, Fixed fee |
| [Secure Asset Management, L.L.C.](https://advisorcensus.com/firm/secure-asset-management-l-l-c-troy-mi-144046) ([md](https://advisorcensus.com/firm/secure-asset-management-l-l-c-troy-mi-144046.md)) | 144046 | Troy, MI | SEC-registered investment adviser | $500 million to $1 billion | 8 | % of assets, Fixed fee, Other |
| [Seizert Capital Partners](https://advisorcensus.com/firm/seizert-capital-partners-birmingham-mi-108954) ([md](https://advisorcensus.com/firm/seizert-capital-partners-birmingham-mi-108954.md)) | 108954 | Birmingham, MI | SEC-registered investment adviser | $1 billion to $5 billion | 26 | % of assets, Fixed fee, Performance fee |
| [SGH Wealth Management](https://advisorcensus.com/firm/sgh-wealth-management-lathrup-village-mi-284067) ([md](https://advisorcensus.com/firm/sgh-wealth-management-lathrup-village-mi-284067.md)) | 284067 | Lathrup Village, MI | SEC-registered investment adviser | $500 million to $1 billion | 8 | % of assets, Hourly, Fixed fee |
| [Sigma Investment Counselors](https://advisorcensus.com/firm/sigma-investment-counselors-northville-mi-104754) ([md](https://advisorcensus.com/firm/sigma-investment-counselors-northville-mi-104754.md)) | 104754 | Northville, MI | SEC-registered investment adviser | $1 billion to $5 billion | 52 | % of assets, Fixed fee |
| [Signal Advisors Wealth, LLC](https://advisorcensus.com/firm/signal-advisors-wealth-llc-detroit-mi-301086) ([md](https://advisorcensus.com/firm/signal-advisors-wealth-llc-detroit-mi-301086.md)) | 301086 | Detroit, MI | SEC-registered investment adviser | $1 billion to $5 billion | 3 | % of assets, Hourly, Fixed fee |
| [Simplyria Advisor Network](https://advisorcensus.com/firm/simplyria-advisor-network-brighton-mi-154494) ([md](https://advisorcensus.com/firm/simplyria-advisor-network-brighton-mi-154494.md)) | 154494 | Brighton, MI | SEC-registered investment adviser | $100 million to $500 million | 9 | % of assets, Hourly, Fixed fee |
| [Skyoak Wealth](https://advisorcensus.com/firm/skyoak-wealth-southfield-mi-299564) ([md](https://advisorcensus.com/firm/skyoak-wealth-southfield-mi-299564.md)) | 299564 | Southfield, MI | SEC-registered investment adviser | $500 million to $1 billion | 7 | % of assets, Hourly, Fixed fee |
| [Smart Money Financial Advisors, LLC](https://advisorcensus.com/firm/smart-money-financial-advisors-llc-sterling-heights-mi-306937) ([md](https://advisorcensus.com/firm/smart-money-financial-advisors-llc-sterling-heights-mi-306937.md)) | 306937 | Sterling Heights, MI | State-registered investment adviser | $25 million to $100 million | 6 | % of assets, Fixed fee |
| [Solyco Capital LLC](https://advisorcensus.com/firm/solyco-capital-llc-rochester-mi-338113) ([md](https://advisorcensus.com/firm/solyco-capital-llc-rochester-mi-338113.md)) | 338113 | Rochester, MI | SEC-registered investment adviser | $100 million to $500 million | 0 | Fixed fee |
| [Solyco Wealth LLC](https://advisorcensus.com/firm/solyco-wealth-llc-birmingham-mi-314981) ([md](https://advisorcensus.com/firm/solyco-wealth-llc-birmingham-mi-314981.md)) | 314981 | Birmingham, MI | SEC-registered investment adviser | $100 million to $500 million | 0 | % of assets, Hourly, Fixed fee |
| [Spartan Wealth Management](https://advisorcensus.com/firm/spartan-wealth-management-bingham-farms-mi-331719) ([md](https://advisorcensus.com/firm/spartan-wealth-management-bingham-farms-mi-331719.md)) | 331719 | Bingham Farms, MI | SEC-registered investment adviser | $1 billion to $5 billion | 1 | % of assets, Hourly, Fixed fee |
| [Spectrum Financial Resources](https://advisorcensus.com/firm/spectrum-financial-resources-troy-mi-127453) ([md](https://advisorcensus.com/firm/spectrum-financial-resources-troy-mi-127453.md)) | 127453 | Troy, MI | SEC-registered investment adviser | $100 million to $500 million | 4 | % of assets, Hourly, Fixed fee, Other |
| [SS&H Financial Advisors, Inc.](https://advisorcensus.com/firm/ss-and-h-financial-advisors-inc-troy-mi-112256) ([md](https://advisorcensus.com/firm/ss-and-h-financial-advisors-inc-troy-mi-112256.md)) | 112256 | Troy, MI | SEC-registered investment adviser | $100 million to $500 million | 44 | % of assets, Hourly, Fixed fee |
| [Stalt Financial, LLC](https://advisorcensus.com/firm/stalt-financial-llc-troy-mi-330522) ([md](https://advisorcensus.com/firm/stalt-financial-llc-troy-mi-330522.md)) | 330522 | Troy, MI | State-registered investment adviser | Under $25 million | 2 | % of assets, Hourly, Fixed fee |
| [Star Wealth Management Corporation](https://advisorcensus.com/firm/star-wealth-management-corporation-bingham-farms-mi-341885) ([md](https://advisorcensus.com/firm/star-wealth-management-corporation-bingham-farms-mi-341885.md)) | 341885 | Bingham Farms, MI | SEC-registered investment adviser | $100 million to $500 million | 0 | % of assets, Hourly, Fixed fee |
| [Sterling Advisory Group LLC](https://advisorcensus.com/firm/sterling-advisory-group-llc-southfield-mi-327855) ([md](https://advisorcensus.com/firm/sterling-advisory-group-llc-southfield-mi-327855.md)) | 327855 | Southfield, MI | State-registered investment adviser | $25 million to $100 million | 2 | % of assets, Hourly, Fixed fee |
| [Stonebrook Private LLC](https://advisorcensus.com/firm/stonebrook-private-llc-northville-mi-325434) ([md](https://advisorcensus.com/firm/stonebrook-private-llc-northville-mi-325434.md)) | 325434 | Northville, MI | SEC-registered investment adviser | $500 million to $1 billion | 3 | % of assets, Fixed fee |
| [Straightline](https://advisorcensus.com/firm/straightline-troy-mi-127401) ([md](https://advisorcensus.com/firm/straightline-troy-mi-127401.md)) | 127401 | Troy, MI | SEC-registered investment adviser | $1 billion to $5 billion | 22 | % of assets, Fixed fee, Other |
| [Straitgate Financial L.L.C.](https://advisorcensus.com/firm/straitgate-financial-l-l-c-south-lyon-mi-124798) ([md](https://advisorcensus.com/firm/straitgate-financial-l-l-c-south-lyon-mi-124798.md)) | 124798 | South Lyon, MI | State-registered investment adviser | Under $25 million | 24 | % of assets, Fixed fee |
| [Strategic Wealth Advisors Group, Inc.](https://advisorcensus.com/firm/strategic-wealth-advisors-group-inc-utica-mi-285863) ([md](https://advisorcensus.com/firm/strategic-wealth-advisors-group-inc-utica-mi-285863.md)) | 285863 | Utica, MI | SEC-registered investment adviser | $100 million to $500 million | 2 | Hourly, Fixed fee, Other |
| [Strickler Investment Services, LLC](https://advisorcensus.com/firm/strickler-investment-services-llc-brighton-mi-332778) ([md](https://advisorcensus.com/firm/strickler-investment-services-llc-brighton-mi-332778.md)) | 332778 | Brighton, MI | SEC-registered investment adviser | $100 million to $500 million | 0 | % of assets, Hourly, Fixed fee |
| [Summit Financial Working With People You Trust](https://advisorcensus.com/firm/summit-financial-working-with-people-you-trust-sterling-heights-mi-126570) ([md](https://advisorcensus.com/firm/summit-financial-working-with-people-you-trust-sterling-heights-mi-126570.md)) | 126570 | Sterling Heights, MI | SEC-registered investment adviser | $100 million to $500 million | 4 | % of assets, Hourly, Fixed fee, Other |
| [SW Advisors, LLC](https://advisorcensus.com/firm/sw-advisors-llc-royal-oak-mi-306940) ([md](https://advisorcensus.com/firm/sw-advisors-llc-royal-oak-mi-306940.md)) | 306940 | Royal Oak, MI | State-registered investment adviser | Under $25 million | 6 | % of assets, Fixed fee |

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## Questions people ask

**How many financial advisory firms are there in Detroit, MI?**
AdvisorCensus lists 332 investment advisory firms with a principal office in the Detroit metro area, from Form ADV filings as of October 2026: 168 SEC-registered, 140 state-registered, and 24 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV.

**How many fee-only financial advisors are in Detroit, MI?**
97 of the 332 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed.

**How many financial advisors in Detroit, MI offer financial planning?**
202 of the 308 firms in Detroit, MI that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports.

**Are the financial advisors in Detroit, MI fiduciaries?**
Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 97 firms that meet AdvisorCensus's fee-only test report none of those sales ties.

**How do I check whether a financial advisor has disciplinary disclosures?**
Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck.

**Does AdvisorCensus rate, verify, or recommend these firms?**
No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content.

**What does regulatory assets under management mean?**
Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality.

## Related pages

- [Financial advisors in Michigan](https://advisorcensus.com/advisors/mi) (https://advisorcensus.com/advisors/mi.md)
- [Financial advisors in Detroit, MI](https://advisorcensus.com/advisors/mi/detroit) (https://advisorcensus.com/advisors/mi/detroit.md)
- [Flat-fee financial advisors in Michigan](https://advisorcensus.com/advisors/mi/flat-fee) (https://advisorcensus.com/advisors/mi/flat-fee.md)
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- [Financial advisors in Kalamazoo](https://advisorcensus.com/advisors/mi/kalamazoo) (https://advisorcensus.com/advisors/mi/kalamazoo.md)
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Cite as: AdvisorCensus. Flat-fee financial advisors in Detroit, MI: 170 firms from Form ADV filings as of October 2026.