{
  "path": "/advisors/md/baltimore/flat-fee",
  "url": "https://advisorcensus.com/advisors/md/baltimore/flat-fee/page/2",
  "page_type": "metro_fee",
  "title": "Flat-fee financial advisors in Baltimore, MD",
  "filters": {},
  "scope_total": 123,
  "faq": [
    {
      "q": "How many financial advisory firms are there in Baltimore, MD?",
      "a": "AdvisorCensus lists 236 investment advisory firms with a principal office in the Baltimore metro area, from Form ADV filings as of October 2026: 116 SEC-registered, 90 state-registered, and 30 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV."
    },
    {
      "q": "How many fee-only financial advisors are in Baltimore, MD?",
      "a": "82 of the 236 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed."
    },
    {
      "q": "How many financial advisors in Baltimore, MD offer financial planning?",
      "a": "128 of the 206 firms in Baltimore, MD that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports."
    },
    {
      "q": "Are the financial advisors in Baltimore, MD fiduciaries?",
      "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 82 firms that meet AdvisorCensus's fee-only test report none of those sales ties."
    },
    {
      "q": "How do I check whether a financial advisor has disciplinary disclosures?",
      "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck."
    },
    {
      "q": "Does AdvisorCensus rate, verify, or recommend these firms?",
      "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content."
    },
    {
      "q": "What does regulatory assets under management mean?",
      "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality."
    }
  ],
  "period": "2026-10-01",
  "answer_paragraph": "AdvisorCensus lists 123 investment advisory firms with a principal office in the Baltimore metro area that report fixed fees among their Form ADV Item 5.E compensation arrangements, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.",
  "about_market": "Baltimore has 236 investment advisory firms with a principal office in the metro area as of October 2026: 116 SEC-registered, 90 state-registered, and 30 exempt reporting advisers. 82 of them meet AdvisorCensus's fee-only test (paid only by client fees, with no sales-related compensation ties such as an employee registered with a broker-dealer or licensed as an insurance agent), and 57 report under $100 million in regulatory assets under management. The metro area has 1,120,269 households, 214,183 of them with income of $200,000 or more, or 908 such households for each firm (Census Bureau, American Community Survey 2020–2024 5-year estimates).",
  "citation": "AdvisorCensus. Flat-fee financial advisors in Baltimore, MD: 123 firms from Form ADV filings as of October 2026.",
  "total_firms": 123,
  "page": 2,
  "total_pages": 3,
  "sort": "name",
  "registration_types": {
    "sec": 67,
    "state": 56,
    "exempt": 0
  },
  "fee_model_mix": [
    {
      "code": "fee-only",
      "count": 52
    },
    {
      "code": "percentage_of_aum",
      "count": 102
    },
    {
      "code": "hourly",
      "count": 87
    },
    {
      "code": "subscription",
      "count": 2
    },
    {
      "code": "fixed",
      "count": 123
    },
    {
      "code": "commissions",
      "count": 3
    },
    {
      "code": "performance_based",
      "count": 6
    },
    {
      "code": "other",
      "count": 10
    },
    {
      "code": "not_reported",
      "count": 0
    }
  ],
  "years_registered_distribution": [
    {
      "code": "under_5",
      "count": 29
    },
    {
      "code": "5_to_9",
      "count": 27
    },
    {
      "code": "10_to_19",
      "count": 31
    },
    {
      "code": "20_plus",
      "count": 36
    },
    {
      "code": "not_reported",
      "count": 0
    }
  ],
  "raum_band_distribution": [
    {
      "code": "under_25m",
      "count": 12
    },
    {
      "code": "25m_100m",
      "count": 22
    },
    {
      "code": "100m_500m",
      "count": 37
    },
    {
      "code": "500m_1b",
      "count": 10
    },
    {
      "code": "1b_5b",
      "count": 14
    },
    {
      "code": "over_5b",
      "count": 8
    },
    {
      "code": "not_reported",
      "count": 20
    }
  ],
  "firms": [
    {
      "crd_number": 137945,
      "name": "Founders Financial Securities, LLC",
      "name_as_filed": "FOUNDERS FINANCIAL SECURITIES, LLC",
      "url": "https://advisorcensus.com/firm/founders-financial-securities-llc-towson-md-137945",
      "city": "Towson",
      "state": "MD",
      "years_registered": 20,
      "raum_band": "1b_5b",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "subscription",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 300794,
      "name": "Foundry Wealth Advisors, LLC",
      "name_as_filed": "FOUNDRY WEALTH ADVISORS, LLC",
      "url": "https://advisorcensus.com/firm/foundry-wealth-advisors-llc-baltimore-md-300794",
      "city": "Baltimore",
      "state": "MD",
      "years_registered": 5,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 330089,
      "name": "Free State Financial Planning, LLC",
      "name_as_filed": "FREE STATE FINANCIAL PLANNING, LLC",
      "url": "https://advisorcensus.com/firm/free-state-financial-planning-llc-highland-md-330089",
      "city": "Highland",
      "state": "MD",
      "years_registered": 2,
      "raum_band": "not_reported",
      "compensation_types": [
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 120141,
      "name": "Glass Jacobson Wealth Advisors",
      "name_as_filed": "GLASS JACOBSON WEALTH ADVISORS",
      "url": "https://advisorcensus.com/firm/glass-jacobson-wealth-advisors-owings-mills-md-120141",
      "city": "Owings Mills",
      "state": "MD",
      "years_registered": 22,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed",
        "other"
      ],
      "enhanced": false
    },
    {
      "crd_number": 334902,
      "name": "GLR Partners",
      "name_as_filed": "GLR PARTNERS",
      "url": "https://advisorcensus.com/firm/glr-partners-columbia-md-334902",
      "city": "Columbia",
      "state": "MD",
      "years_registered": 1,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 132669,
      "name": "Greenspring Advisors, LLC",
      "name_as_filed": "GREENSPRING ADVISORS, LLC",
      "url": "https://advisorcensus.com/firm/greenspring-advisors-llc-towson-md-132669",
      "city": "Towson",
      "state": "MD",
      "years_registered": 19,
      "raum_band": "over_5b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 151085,
      "name": "Harbor Investment Advisory, LLC",
      "name_as_filed": "HARBOR INVESTMENT ADVISORY, LLC",
      "url": "https://advisorcensus.com/firm/harbor-investment-advisory-llc-lutherville-md-151085",
      "city": "Lutherville",
      "state": "MD",
      "years_registered": 16,
      "raum_band": "over_5b",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 315465,
      "name": "Harmony Wealth Advisors, LLC",
      "name_as_filed": "HARMONY WEALTH ADVISORS, LLC",
      "url": "https://advisorcensus.com/firm/harmony-wealth-advisors-llc-edgewater-md-315465",
      "city": "Edgewater",
      "state": "MD",
      "years_registered": 5,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 121278,
      "name": "Hergenroeder Financial Advisors, Inc.",
      "name_as_filed": "HERGENROEDER FINANCIAL ADVISORS, INC.",
      "url": "https://advisorcensus.com/firm/hergenroeder-financial-advisors-inc-timonium-md-121278",
      "city": "Timonium",
      "state": "MD",
      "years_registered": 11,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 309051,
      "name": "HF Advisory Group, LLC",
      "name_as_filed": "HF ADVISORY GROUP, LLC",
      "url": "https://advisorcensus.com/firm/hf-advisory-group-llc-annapolis-md-309051",
      "city": "Annapolis",
      "state": "MD",
      "years_registered": 4,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 152540,
      "name": "Holistic Private Wealth, LLC",
      "name_as_filed": "HOLISTIC PRIVATE WEALTH, LLC",
      "url": "https://advisorcensus.com/firm/holistic-private-wealth-llc-towson-md-152540",
      "city": "Towson",
      "state": "MD",
      "years_registered": 16,
      "raum_band": "not_reported",
      "compensation_types": [
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 309766,
      "name": "Honeygo Financial",
      "name_as_filed": "HONEYGO FINANCIAL",
      "url": "https://advisorcensus.com/firm/honeygo-financial-forest-hill-md-309766",
      "city": "Forest Hill",
      "state": "MD",
      "years_registered": 6,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 115623,
      "name": "HR Investment Consultants, Inc.",
      "name_as_filed": "HR INVESTMENT CONSULTANTS, INC.",
      "url": "https://advisorcensus.com/firm/hr-investment-consultants-inc-baltimore-md-115623",
      "city": "Baltimore",
      "state": "MD",
      "years_registered": 35,
      "raum_band": "not_reported",
      "compensation_types": [
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 120745,
      "name": "HWA Financial Group",
      "name_as_filed": "HWA FINANCIAL GROUP",
      "url": "https://advisorcensus.com/firm/hwa-financial-group-ellicott-city-md-120745",
      "city": "Ellicott City",
      "state": "MD",
      "years_registered": 8,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 327578,
      "name": "Islands East Advisors",
      "name_as_filed": "ISLANDS EAST ADVISORS",
      "url": "https://advisorcensus.com/firm/islands-east-advisors-chester-md-327578",
      "city": "Chester",
      "state": "MD",
      "years_registered": 3,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 132149,
      "name": "JBA Financial Advisors",
      "name_as_filed": "JBA FINANCIAL ADVISORS",
      "url": "https://advisorcensus.com/firm/jba-financial-advisors-timonium-md-132149",
      "city": "Timonium",
      "state": "MD",
      "years_registered": 19,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed",
        "other"
      ],
      "enhanced": false
    },
    {
      "crd_number": 107908,
      "name": "L. K. Benson & Company, P.C.",
      "name_as_filed": "L. K. BENSON & COMPANY, P.C.",
      "url": "https://advisorcensus.com/firm/l-k-benson-and-company-p-c-timonium-md-107908",
      "city": "Timonium",
      "state": "MD",
      "years_registered": 31,
      "raum_band": "100m_500m",
      "compensation_types": [
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 120725,
      "name": "Lee Financial Associates, Inc.",
      "name_as_filed": "LEE FINANCIAL ASSOCIATES, INC.",
      "url": "https://advisorcensus.com/firm/lee-financial-associates-inc-ellicott-city-md-120725",
      "city": "Ellicott City",
      "state": "MD",
      "years_registered": 34,
      "raum_band": "not_reported",
      "compensation_types": [
        "hourly",
        "fixed",
        "other"
      ],
      "enhanced": false
    },
    {
      "crd_number": 121803,
      "name": "Lee Financial Group, Inc.",
      "name_as_filed": "LEE FINANCIAL GROUP, INC.",
      "url": "https://advisorcensus.com/firm/lee-financial-group-inc-columbia-md-121803",
      "city": "Columbia",
      "state": "MD",
      "years_registered": 35,
      "raum_band": "not_reported",
      "compensation_types": [
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 335357,
      "name": "Legacy Financial Advisors",
      "name_as_filed": "LEGACY FINANCIAL ADVISORS",
      "url": "https://advisorcensus.com/firm/legacy-financial-advisors-towson-md-335357",
      "city": "Towson",
      "state": "MD",
      "years_registered": 1,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 108231,
      "name": "Lombard Advisers Incorporated",
      "name_as_filed": "LOMBARD ADVISERS INCORPORATED",
      "url": "https://advisorcensus.com/firm/lombard-advisers-incorporated-baltimore-md-108231",
      "city": "Baltimore",
      "state": "MD",
      "years_registered": 7,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 121797,
      "name": "Main Street Advisors, LLC",
      "name_as_filed": "MAIN STREET ADVISORS, LLC",
      "url": "https://advisorcensus.com/firm/main-street-advisors-llc-westminster-md-121797",
      "city": "Westminster",
      "state": "MD",
      "years_registered": 14,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 134875,
      "name": "Maryland Capital Advisors, Inc.",
      "name_as_filed": "MARYLAND CAPITAL ADVISORS, INC.",
      "url": "https://advisorcensus.com/firm/maryland-capital-advisors-inc-chester-md-134875",
      "city": "Chester",
      "state": "MD",
      "years_registered": 18,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 325950,
      "name": "MDRN Capital",
      "name_as_filed": "MDRN CAPITAL",
      "url": "https://advisorcensus.com/firm/mdrn-capital-annapolis-md-325950",
      "city": "Annapolis",
      "state": "MD",
      "years_registered": 2,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 330143,
      "name": "Monumental Wealth, LLC",
      "name_as_filed": "MONUMENTAL WEALTH, LLC",
      "url": "https://advisorcensus.com/firm/monumental-wealth-llc-hunt-valley-md-330143",
      "city": "Hunt Valley",
      "state": "MD",
      "years_registered": 2,
      "raum_band": "under_25m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 144986,
      "name": "Municap Inc.",
      "name_as_filed": "MUNICAP INC.",
      "url": "https://advisorcensus.com/firm/municap-inc-columbia-md-144986",
      "city": "Columbia",
      "state": "MD",
      "years_registered": 18,
      "raum_band": "not_reported",
      "compensation_types": [
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 297187,
      "name": "Nautical Financial Planning",
      "name_as_filed": "NAUTICAL FINANCIAL PLANNING",
      "url": "https://advisorcensus.com/firm/nautical-financial-planning-crofton-md-297187",
      "city": "Crofton",
      "state": "MD",
      "years_registered": 7,
      "raum_band": "not_reported",
      "compensation_types": [
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 309060,
      "name": "Northbrook Financial",
      "name_as_filed": "NORTHBROOK FINANCIAL",
      "url": "https://advisorcensus.com/firm/northbrook-financial-baltimore-md-309060",
      "city": "Baltimore",
      "state": "MD",
      "years_registered": 0,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 314867,
      "name": "Oliver Wealth Management",
      "name_as_filed": "OLIVER WEALTH MANAGEMENT",
      "url": "https://advisorcensus.com/firm/oliver-wealth-management-towson-md-314867",
      "city": "Towson",
      "state": "MD",
      "years_registered": 5,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 314197,
      "name": "Opulentia, LLC",
      "name_as_filed": "OPULENTIA, LLC",
      "url": "https://advisorcensus.com/firm/opulentia-llc-hunt-valley-md-314197",
      "city": "Hunt Valley",
      "state": "MD",
      "years_registered": 4,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 286017,
      "name": "Oxford Planning Group, LLC",
      "name_as_filed": "OXFORD PLANNING GROUP, LLC",
      "url": "https://advisorcensus.com/firm/oxford-planning-group-llc-woodstock-md-286017",
      "city": "Woodstock",
      "state": "MD",
      "years_registered": 0,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 285718,
      "name": "Partnership Wealth Management",
      "name_as_filed": "PARTNERSHIP WEALTH MANAGEMENT",
      "url": "https://advisorcensus.com/firm/partnership-wealth-management-towson-md-285718",
      "city": "Towson",
      "state": "MD",
      "years_registered": 5,
      "raum_band": "100m_500m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 104619,
      "name": "Perspective Wealth Management",
      "name_as_filed": "PERSPECTIVE WEALTH MANAGEMENT",
      "url": "https://advisorcensus.com/firm/perspective-wealth-management-hunt-valley-md-104619",
      "city": "Hunt Valley",
      "state": "MD",
      "years_registered": 37,
      "raum_band": "500m_1b",
      "compensation_types": [
        "percentage_of_aum",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 139262,
      "name": "Picket Fence Financial, LLC",
      "name_as_filed": "PICKET FENCE FINANCIAL, LLC",
      "url": "https://advisorcensus.com/firm/picket-fence-financial-llc-forest-hill-md-139262",
      "city": "Forest Hill",
      "state": "MD",
      "years_registered": 20,
      "raum_band": "25m_100m",
      "compensation_types": [
        "percentage_of_aum",
        "hourly",
        "fixed"
      ],
      "enhanced": false
    },
    {
      "crd_number": 148336,
      "name": "Plancorr Wealth Management, LLC",
      "name_as_filed": "PLANCORR WEALTH MANAGEMENT, LLC",
      "url": "https://advisorcensus.com/firm/plancorr-wealth-management-llc-nottingham-md-148336",
      "city": "Nottingham",
      "state": "MD",
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  "csv": null,
  "source": {
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    "as_of": "2026-10-01",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
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}