{ "path": "/advisors/ma/worcester", "url": "https://advisorcensus.com/advisors/ma/worcester", "page_type": "metro", "title": "Financial advisors in Worcester, MA", "filters": {}, "scope_total": 39, "faq": [ { "q": "How many financial advisory firms are there in Worcester, MA?", "a": "AdvisorCensus lists 39 investment advisory firms with a principal office in the Worcester metro area, from Form ADV filings as of October 2026: 19 SEC-registered, 16 state-registered, and 4 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV." }, { "q": "How many fee-only financial advisors are in Worcester, MA?", "a": "10 of the 39 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed." }, { "q": "How many financial advisors in Worcester, MA offer financial planning?", "a": "28 of the 35 firms in Worcester, MA that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports." }, { "q": "Are the financial advisors in Worcester, MA fiduciaries?", "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 10 firms that meet AdvisorCensus's fee-only test report none of those sales ties." }, { "q": "How do I check whether a financial advisor has disciplinary disclosures?", "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck." }, { "q": "Does AdvisorCensus rate, verify, or recommend these firms?", "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content." }, { "q": "What does regulatory assets under management mean?", "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality." } ], "period": "2026-10-01", "answer_paragraph": "AdvisorCensus lists 39 investment advisory firms with a principal office in the Worcester metro area, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below. Firms may request removal from the directory, so this count can differ from the number of firms that file Form ADV.", "about_market": "Worcester has 39 investment advisory firms with a principal office in the metro area as of October 2026: 19 SEC-registered, 16 state-registered, and 4 exempt reporting advisers. 10 of them meet AdvisorCensus's fee-only test (paid only by client fees, with no sales-related compensation ties such as an employee registered with a broker-dealer or licensed as an insurance agent), and 14 report under $100 million in regulatory assets under management. The metro area has 335,826 households, 57,985 of them with income of $200,000 or more, or 1,487 such households for each firm (Census Bureau, American Community Survey 2020–2024 5-year estimates).", "citation": "AdvisorCensus. Financial advisors in Worcester, MA: 39 firms from Form ADV filings as of October 2026.", "total_firms": 39, "page": 1, "total_pages": 1, "sort": "name", "registration_types": { "sec": 19, "state": 16, "exempt": 4 }, "fee_model_mix": [ { "code": "fee-only", "count": 10 }, { "code": "percentage_of_aum", "count": 28 }, { "code": "hourly", "count": 15 }, { "code": "subscription", "count": 0 }, { "code": "fixed", "count": 15 }, { "code": "commissions", "count": 2 }, { "code": "performance_based", "count": 3 }, { "code": "other", "count": 5 }, { "code": "not_reported", "count": 4 } ], "years_registered_distribution": [ { "code": "under_5", "count": 11 }, { "code": "5_to_9", "count": 8 }, { "code": "10_to_19", "count": 12 }, { "code": "20_plus", "count": 7 }, { "code": "not_reported", "count": 1 } ], "raum_band_distribution": [ { "code": "under_25m", "count": 9 }, { "code": "25m_100m", "count": 5 }, { "code": "100m_500m", "count": 11 }, { "code": "500m_1b", "count": 4 }, { "code": "1b_5b", "count": 0 }, { "code": "over_5b", "count": 2 }, { "code": "not_reported", "count": 8 } ], "firms": [ { "crd_number": 164646, "name": "AAF Wealth Management, LLC", "name_as_filed": "AAF WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/aaf-wealth-management-llc-westborough-ma-164646", "city": "Westborough", "state": "MA", "years_registered": 14, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 283753, "name": "Able Financial Planning", "name_as_filed": "ABLE FINANCIAL PLANNING", "url": "https://advisorcensus.com/firm/able-financial-planning-west-brookfield-ma-283753", "city": "West Brookfield", "state": "MA", "years_registered": 8, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "commissions" ], "enhanced": false }, { "crd_number": 127795, "name": "Assabet Advisors, LLC", "name_as_filed": "ASSABET ADVISORS, LLC", "url": "https://advisorcensus.com/firm/assabet-advisors-llc-holden-ma-127795", "city": "Holden", "state": "MA", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 342680, "name": "Bartholomew & Company Wealth Management, LLC", "name_as_filed": "BARTHOLOMEW & COMPANY WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/bartholomew-and-company-wealth-management-llc-worcester-ma-342680", "city": "Worcester", "state": "MA", "years_registered": 0, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 161520, "name": "Bioventures Investors", "name_as_filed": "BIOVENTURES INVESTORS", "url": "https://advisorcensus.com/firm/bioventures-investors-westborough-ma-161520", "city": "Westborough", "state": "MA", "years_registered": 14, "raum_band": "not_reported", "compensation_types": [], "enhanced": false }, { "crd_number": 129376, "name": "Bolton Global Asset Management", "name_as_filed": "BOLTON GLOBAL ASSET MANAGEMENT", "url": "https://advisorcensus.com/firm/bolton-global-asset-management-bolton-ma-129376", "city": "Bolton", "state": "MA", "years_registered": 20, "raum_band": "over_5b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed", "commissions", "performance_based" ], "enhanced": false }, { "crd_number": 155780, "name": "Bortolussi Wealth Management, Inc.", "name_as_filed": "BORTOLUSSI WEALTH MANAGEMENT, INC.", "url": "https://advisorcensus.com/firm/bortolussi-wealth-management-inc-southborough-ma-155780", "city": "Southborough", "state": "MA", "years_registered": 15, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 107505, "name": "Boyd Financial Strategies, Inc.", "name_as_filed": "BOYD FINANCIAL STRATEGIES, INC.", "url": "https://advisorcensus.com/firm/boyd-financial-strategies-inc-auburn-ma-107505", "city": "Auburn", "state": "MA", "years_registered": 4, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 344265, "name": "Brookstone Wealth Management, Inc.", "name_as_filed": "BROOKSTONE WEALTH MANAGEMENT, INC.", "url": "https://advisorcensus.com/firm/brookstone-wealth-management-inc-oxford-ma-344265", "city": "Oxford", "state": "MA", "years_registered": 0, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 155080, "name": "Cadence Wealth Management LLC", "name_as_filed": "CADENCE WEALTH MANAGEMENT LLC", "url": "https://advisorcensus.com/firm/cadence-wealth-management-llc-westborough-ma-155080", "city": "Westborough", "state": "MA", "years_registered": 12, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 3394, "name": "Carl P. Sherr & Co., LLC", "name_as_filed": "CARL P. SHERR & CO., LLC", "url": "https://advisorcensus.com/firm/carl-p-sherr-and-co-llc-worcester-ma-3394", "city": "Worcester", "state": "MA", "years_registered": 20, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 317321, "name": "Carr Financial Group", "name_as_filed": "CARR FINANCIAL GROUP", "url": "https://advisorcensus.com/firm/carr-financial-group-worcester-ma-317321", "city": "Worcester", "state": "MA", "years_registered": 4, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 107463, "name": "Cutler Capital Management", "name_as_filed": "CUTLER CAPITAL MANAGEMENT", "url": "https://advisorcensus.com/firm/cutler-capital-management-worcester-ma-107463", "city": "Worcester", "state": "MA", "years_registered": 26, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed", "performance_based" ], "enhanced": false }, { "crd_number": 335154, "name": "Delcam Capital", "name_as_filed": "DELCAM CAPITAL", "url": "https://advisorcensus.com/firm/delcam-capital-hopedale-ma-335154", "city": "Hopedale", "state": "MA", "years_registered": 1, "raum_band": "not_reported", "compensation_types": [], "enhanced": false }, { "crd_number": 315131, "name": "Factor Investing Group", "name_as_filed": "FACTOR INVESTING GROUP", "url": "https://advisorcensus.com/firm/factor-investing-group-westborough-ma-315131", "city": "Westborough", "state": "MA", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 129212, "name": "Financial Foundations, Inc.", "name_as_filed": "FINANCIAL FOUNDATIONS, INC.", "url": "https://advisorcensus.com/firm/financial-foundations-inc-southborough-ma-129212", "city": "Southborough", "state": "MA", "years_registered": 25, "raum_band": "not_reported", "compensation_types": [ "hourly" ], "enhanced": false }, { "crd_number": 292329, "name": "Finivi Inc.", "name_as_filed": "FINIVI INC.", "url": "https://advisorcensus.com/firm/finivi-inc-westborough-ma-292329", "city": "Westborough", "state": "MA", "years_registered": 8, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 311349, "name": "Fitts Financial", "name_as_filed": "FITTS FINANCIAL", "url": "https://advisorcensus.com/firm/fitts-financial-southborough-ma-311349", "city": "Southborough", "state": "MA", "years_registered": 5, "raum_band": "not_reported", "compensation_types": [ "other" ], "enhanced": false }, { "crd_number": 333846, "name": "Girard Capital Management", "name_as_filed": "GIRARD CAPITAL MANAGEMENT", "url": "https://advisorcensus.com/firm/girard-capital-management-westborough-ma-333846", "city": "Westborough", "state": "MA", "years_registered": 1, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 319560, "name": "Grassroot Capital Advisors, LLC", "name_as_filed": "GRASSROOT CAPITAL ADVISORS, LLC", "url": "https://advisorcensus.com/firm/grassroot-capital-advisors-llc-grafton-ma-319560", "city": "Grafton", "state": "MA", "years_registered": 0, "raum_band": "not_reported", "compensation_types": [], "enhanced": false }, { "crd_number": 109420, "name": "Grimes & Company", "name_as_filed": "GRIMES & COMPANY", "url": "https://advisorcensus.com/firm/grimes-and-company-westborough-ma-109420", "city": "Westborough", "state": "MA", "years_registered": 26, "raum_band": "over_5b", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 129456, "name": "Investment Management Trust, LLC", "name_as_filed": "INVESTMENT MANAGEMENT TRUST, LLC", "url": "https://advisorcensus.com/firm/investment-management-trust-llc-fitchburg-ma-129456", "city": "Fitchburg", "state": "MA", "years_registered": 1, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 321026, "name": "J.R. Prunier Capital Management LLC", "name_as_filed": "J.R. PRUNIER CAPITAL MANAGEMENT LLC", "url": "https://advisorcensus.com/firm/j-r-prunier-capital-management-llc-holden-ma-321026", "city": "Holden", "state": "MA", "years_registered": 1, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 304040, "name": "Kearney-Burch Financial Services, Inc.", "name_as_filed": "KEARNEY-BURCH FINANCIAL SERVICES, INC.", "url": "https://advisorcensus.com/firm/kearney-burch-financial-services-inc-bolton-ma-304040", "city": "Bolton", "state": "MA", "years_registered": 7, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 340958, "name": "Keystone Capital Advisors LLC", "name_as_filed": "KEYSTONE CAPITAL ADVISORS LLC", "url": "https://advisorcensus.com/firm/keystone-capital-advisors-llc-auburn-ma-340958", "city": "Auburn", "state": "MA", "years_registered": 0, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 175223, "name": "Larchmont Wealth Advisors", "name_as_filed": "LARCHMONT WEALTH ADVISORS", "url": "https://advisorcensus.com/firm/larchmont-wealth-advisors-lunenburg-ma-175223", "city": "Lunenburg", "state": "MA", "years_registered": 11, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 290008, "name": "Livelife Capital Partners LLC", "name_as_filed": "LIVELIFE CAPITAL PARTNERS LLC", "url": "https://advisorcensus.com/firm/livelife-capital-partners-llc-southborough-ma-290008", "city": "Southborough", "state": "MA", "years_registered": 8, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 286179, "name": "McCurdy & Andrew Investments, LLC", "name_as_filed": "MCCURDY & ANDREW INVESTMENTS, LLC", "url": "https://advisorcensus.com/firm/mccurdy-and-andrew-investments-llc-sturbridge-ma-286179", "city": "Sturbridge", "state": "MA", "years_registered": 9, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 158306, "name": "Meenes Wealth Partners", "name_as_filed": "MEENES WEALTH PARTNERS", "url": "https://advisorcensus.com/firm/meenes-wealth-partners-shrewsbury-ma-158306", "city": "Shrewsbury", "state": "MA", "years_registered": 14, "raum_band": "25m_100m", "compensation_types": [ "fixed", "other" ], "enhanced": false }, { "crd_number": 343378, "name": "Neutheos Capital Management LLC", "name_as_filed": "NEUTHEOS CAPITAL MANAGEMENT LLC", "url": "https://advisorcensus.com/firm/neutheos-capital-management-llc-northborough-ma-343378", "city": "Northborough", "state": "MA", "years_registered": 0, "raum_band": "not_reported", "compensation_types": [], "enhanced": false }, { "crd_number": 155528, "name": "New Harbor Financial Group, LLC", "name_as_filed": "NEW HARBOR FINANCIAL GROUP, LLC", "url": "https://advisorcensus.com/firm/new-harbor-financial-group-llc-worcester-ma-155528", "city": "Worcester", "state": "MA", "years_registered": 15, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 114039, "name": "Penfacs Financial Services", "name_as_filed": "PENFACS FINANCIAL SERVICES", "url": "https://advisorcensus.com/firm/penfacs-financial-services-southborough-ma-114039", "city": "Southborough", "state": "MA", "years_registered": 42, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 166167, "name": "S & D Wealth Management, LLC", "name_as_filed": "S & D WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/s-and-d-wealth-management-llc-westborough-ma-166167", "city": "Westborough", "state": "MA", "years_registered": 13, "raum_band": "not_reported", "compensation_types": [ "other" ], "enhanced": false }, { "crd_number": 140881, "name": "SEB Financial Services, LLC", "name_as_filed": "SEB FINANCIAL SERVICES, LLC", "url": "https://advisorcensus.com/firm/seb-financial-services-llc-worcester-ma-140881", "city": "Worcester", "state": "MA", "years_registered": null, "raum_band": "not_reported", "compensation_types": [ "other" ], "enhanced": false }, { "crd_number": 167613, "name": "Spring Lake Equity GP LLC", "name_as_filed": "SPRING LAKE EQUITY GP LLC", "url": "https://advisorcensus.com/firm/spring-lake-equity-gp-llc-burlington-ma-167613", "city": "Burlington", "state": "MA", "years_registered": 13, "raum_band": "100m_500m", "compensation_types": [ "performance_based" ], "enhanced": false }, { "crd_number": 167251, "name": "Spring Lake Equity Management LLC", "name_as_filed": "SPRING LAKE EQUITY MANAGEMENT LLC", "url": "https://advisorcensus.com/firm/spring-lake-equity-management-llc-burlington-ma-167251", "city": "Burlington", "state": "MA", "years_registered": 13, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 159051, "name": "Waypoint Financial Planning LLC", "name_as_filed": "WAYPOINT FINANCIAL PLANNING LLC", "url": "https://advisorcensus.com/firm/waypoint-financial-planning-llc-southborough-ma-159051", "city": "Southborough", "state": "MA", "years_registered": 14, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 106653, "name": "Worcester Advisors", "name_as_filed": "WORCESTER ADVISORS", "url": "https://advisorcensus.com/firm/worcester-advisors-worcester-ma-106653", "city": "Worcester", "state": "MA", "years_registered": 14, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 111994, "name": "Yarrington Management Company", "name_as_filed": "YARRINGTON MANAGEMENT COMPANY", "url": "https://advisorcensus.com/firm/yarrington-management-company-westborough-ma-111994", "city": "Westborough", "state": "MA", "years_registered": 27, "raum_band": "under_25m", "compensation_types": [ "other" ], "enhanced": false } ], "states": [], "metros": [], "siblings": { "national": "/advisors", "state": { "path": "/advisors/ma", "label": "Financial advisors in Massachusetts" }, "metro": { "path": "/advisors/ma/worcester", "label": "Financial advisors in Worcester, MA" }, "city_pages": [], "fee_pages": [ { "path": "/advisors/ma/worcester/fee-only", "label": "Fee-only financial advisors in Worcester, MA", "firm_count": 10 }, { "path": "/advisors/ma/worcester/flat-fee", "label": "Flat-fee financial advisors in Worcester, MA", "firm_count": 15 }, { "path": "/advisors/ma/worcester/hourly", "label": "Hourly financial advisors in Worcester, MA", "firm_count": 15 } ], "niche_pages": [] }, "csv": "https://advisorcensus.com/advisors/ma/worcester.csv", "source": { "name": "Form ADV", "as_of": "2026-10-01", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" }, "sec_registrations_12_months": { "new_sec_registrations": 1, "sec_registered_at_start": 15, "per_100_registered": null, "national_per_100": 10.0, "as_of": "2026-09-01", "sentence": "Over the 12 months to September 1, 2026, 1 firm here registered with the SEC as investment advisers.", "source": "https://advisorcensus.com/reports/monthly/2026-09" } }