{ "path": "/advisors/ky/fee-only", "url": "https://advisorcensus.com/advisors/ky/fee-only", "page_type": "state_fee", "title": "Fee-only financial advisors in Kentucky", "filters": {}, "scope_total": 61, "faq": [ { "q": "How many financial advisory firms are there in Kentucky?", "a": "AdvisorCensus lists 166 investment advisory firms with a principal office in Kentucky, from Form ADV filings as of October 2026: 85 SEC-registered, 75 state-registered, and 6 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV." }, { "q": "How many fee-only financial advisors are in Kentucky?", "a": "61 of the 166 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed." }, { "q": "How many financial advisors in Kentucky offer financial planning?", "a": "109 of the 160 firms in Kentucky that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports." }, { "q": "Are the financial advisors in Kentucky fiduciaries?", "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 61 firms that meet AdvisorCensus's fee-only test report none of those sales ties." }, { "q": "How do I check whether a financial advisor has disciplinary disclosures?", "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck." }, { "q": "Does AdvisorCensus rate, verify, or recommend these firms?", "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content." }, { "q": "What does regulatory assets under management mean?", "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality." } ], "period": "2026-10-01", "answer_paragraph": "AdvisorCensus lists 61 investment advisory firms with a principal office in Kentucky that meet AdvisorCensus's fee-only test: paid only by client fees on Form ADV Item 5.E, with no employee registered with a broker-dealer or licensed as an insurance agent, no brokerage, insurance, or real estate sales business or related company, and no referral fees from others, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.", "about_market": null, "citation": "AdvisorCensus. Fee-only financial advisors in Kentucky: 61 firms from Form ADV filings as of October 2026.", "total_firms": 61, "page": 1, "total_pages": 2, "sort": "name", "registration_types": { "sec": 20, "state": 41, "exempt": 0 }, "fee_model_mix": [ { "code": "fee-only", "count": 61 }, { "code": "percentage_of_aum", "count": 56 }, { "code": "hourly", "count": 24 }, { "code": "subscription", "count": 0 }, { "code": "fixed", "count": 40 }, { "code": "commissions", "count": 0 }, { "code": "performance_based", "count": 0 }, { "code": "other", "count": 0 }, { "code": "not_reported", "count": 0 } ], "years_registered_distribution": [ { "code": "under_5", "count": 25 }, { "code": "5_to_9", "count": 11 }, { "code": "10_to_19", "count": 17 }, { "code": "20_plus", "count": 8 }, { "code": "not_reported", "count": 0 } ], "raum_band_distribution": [ { "code": "under_25m", "count": 22 }, { "code": "25m_100m", "count": 15 }, { "code": "100m_500m", "count": 13 }, { "code": "500m_1b", "count": 2 }, { "code": "1b_5b", "count": 2 }, { "code": "over_5b", "count": 1 }, { "code": "not_reported", "count": 6 } ], "firms": [ { "crd_number": 153650, "name": "Altus Wealth Management, LLC", "name_as_filed": "ALTUS WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/altus-wealth-management-llc-ft-mitchell-ky-153650", "city": "Ft. Mitchell", "state": "KY", "years_registered": 12, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 308170, "name": "Avant-Garde Wealth", "name_as_filed": "AVANT-GARDE WEALTH", "url": "https://advisorcensus.com/firm/avant-garde-wealth-smiths-grove-ky-308170", "city": "Smiths Grove", "state": "KY", "years_registered": 6, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 331877, "name": "Balanced Life Planning", "name_as_filed": "BALANCED LIFE PLANNING", "url": "https://advisorcensus.com/firm/balanced-life-planning-331877", "city": null, "state": null, "years_registered": 1, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 325308, "name": "Barlow Wealth Partners, LLC", "name_as_filed": "BARLOW WEALTH PARTNERS, LLC", "url": "https://advisorcensus.com/firm/barlow-wealth-partners-llc-louisville-ky-325308", "city": "Louisville", "state": "KY", "years_registered": 3, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 333474, "name": "BBFN Wealth Management LLC", "name_as_filed": "BBFN WEALTH MANAGEMENT LLC", "url": "https://advisorcensus.com/firm/bbfn-wealth-management-llc-333474", "city": null, "state": null, "years_registered": 1, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 146410, "name": "Beacon Asset Management", "name_as_filed": "BEACON ASSET MANAGEMENT", "url": "https://advisorcensus.com/firm/beacon-asset-management-owensboro-ky-146410", "city": "Owensboro", "state": "KY", "years_registered": 26, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 342302, "name": "Belle Trace Financial Planning", "name_as_filed": "BELLE TRACE FINANCIAL PLANNING", "url": "https://advisorcensus.com/firm/belle-trace-financial-planning-louisville-ky-342302", "city": "Louisville", "state": "KY", "years_registered": 0, "raum_band": "not_reported", "compensation_types": [ "fixed" ], "enhanced": false }, { "crd_number": 307743, "name": "Best Investment Options, LLC", "name_as_filed": "BEST INVESTMENT OPTIONS, LLC", "url": "https://advisorcensus.com/firm/best-investment-options-llc-louisville-ky-307743", "city": "Louisville", "state": "KY", "years_registered": 5, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 320724, "name": "Blue Castle Wealth", "name_as_filed": "BLUE CASTLE WEALTH", "url": "https://advisorcensus.com/firm/blue-castle-wealth-lexington-ky-320724", "city": "Lexington", "state": "KY", "years_registered": 3, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 169515, "name": "Bluegrass Financial Planning, LLC", "name_as_filed": "BLUEGRASS FINANCIAL PLANNING, LLC", "url": "https://advisorcensus.com/firm/bluegrass-financial-planning-llc-louisville-ky-169515", "city": "Louisville", "state": "KY", "years_registered": 12, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 125405, "name": "Breidenbach Capital Consulting, LLC", "name_as_filed": "BREIDENBACH CAPITAL CONSULTING, LLC", "url": "https://advisorcensus.com/firm/breidenbach-capital-consulting-llc-louisville-ky-125405", "city": "Louisville", "state": "KY", "years_registered": 3, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 325094, "name": "BRK Wealth Management LLC", "name_as_filed": "BRK WEALTH MANAGEMENT LLC", "url": "https://advisorcensus.com/firm/brk-wealth-management-llc-325094", "city": null, "state": null, "years_registered": 3, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 319525, "name": "Burl Investment Management, LLC", "name_as_filed": "BURL INVESTMENT MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/burl-investment-management-llc-lexington-ky-319525", "city": "Lexington", "state": "KY", "years_registered": 4, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 287946, "name": "Canopus Wealth Management", "name_as_filed": "CANOPUS WEALTH MANAGEMENT", "url": "https://advisorcensus.com/firm/canopus-wealth-management-louisville-ky-287946", "city": "Louisville", "state": "KY", "years_registered": 9, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 293283, "name": "Clark Financial Planning", "name_as_filed": "CLARK FINANCIAL PLANNING", "url": "https://advisorcensus.com/firm/clark-financial-planning-louisville-ky-293283", "city": "Louisville", "state": "KY", "years_registered": 8, "raum_band": "not_reported", "compensation_types": [ "fixed" ], "enhanced": false }, { "crd_number": 337743, "name": "Cloyd Capital", "name_as_filed": "CLOYD CAPITAL", "url": "https://advisorcensus.com/firm/cloyd-capital-337743", "city": null, "state": null, "years_registered": 1, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 122135, "name": "Coats Financial Planning", "name_as_filed": "COATS FINANCIAL PLANNING", "url": "https://advisorcensus.com/firm/coats-financial-planning-louisville-ky-122135", "city": "Louisville", "state": "KY", "years_registered": 26, "raum_band": "not_reported", "compensation_types": [ "fixed" ], "enhanced": false }, { "crd_number": 329078, "name": "Connetic Ventures", "name_as_filed": "CONNETIC VENTURES", "url": "https://advisorcensus.com/firm/connetic-ventures-covington-ky-329078", "city": "Covington", "state": "KY", "years_registered": 2, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 171360, "name": "Crimson Oak Wealth Management, LLC", "name_as_filed": "CRIMSON OAK WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/crimson-oak-wealth-management-llc-lexington-ky-171360", "city": "Lexington", "state": "KY", "years_registered": 12, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 329901, "name": "Dollars & Sense Financial Fitness", "name_as_filed": "DOLLARS & SENSE FINANCIAL FITNESS", "url": "https://advisorcensus.com/firm/dollars-and-sense-financial-fitness-329901", "city": null, "state": null, "years_registered": 2, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 131091, "name": "Dupree Financial Group, LLC", "name_as_filed": "DUPREE FINANCIAL GROUP, LLC", "url": "https://advisorcensus.com/firm/dupree-financial-group-llc-lexington-ky-131091", "city": "Lexington", "state": "KY", "years_registered": 16, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 333509, "name": "Essa Financial LLC", "name_as_filed": "ESSA FINANCIAL LLC", "url": "https://advisorcensus.com/firm/essa-financial-llc-louisville-ky-333509", "city": "Louisville", "state": "KY", "years_registered": 1, "raum_band": "not_reported", "compensation_types": [ "fixed" ], "enhanced": false }, { "crd_number": 328804, "name": "Fortress Financial Partners", "name_as_filed": "FORTRESS FINANCIAL PARTNERS", "url": "https://advisorcensus.com/firm/fortress-financial-partners-florence-ky-328804", "city": "Florence", "state": "KY", "years_registered": 2, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 286471, "name": "Foster Investment Services", "name_as_filed": "FOSTER INVESTMENT SERVICES", "url": "https://advisorcensus.com/firm/foster-investment-services-lexington-ky-286471", "city": "Lexington", "state": "KY", "years_registered": 9, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 170046, "name": "Graeter Wealth Advisors, LLC", "name_as_filed": "GRAETER WEALTH ADVISORS, LLC", "url": "https://advisorcensus.com/firm/graeter-wealth-advisors-llc-louisville-ky-170046", "city": "Louisville", "state": "KY", "years_registered": 0, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 341803, "name": "Hafele Investments", "name_as_filed": "HAFELE INVESTMENTS", "url": "https://advisorcensus.com/firm/hafele-investments-louisville-ky-341803", "city": "Louisville", "state": "KY", "years_registered": 0, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 312062, "name": "Hannegan Wealth Management, LLC", "name_as_filed": "HANNEGAN WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/hannegan-wealth-management-llc-edgewood-ky-312062", "city": "Edgewood", "state": "KY", "years_registered": 5, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 300412, "name": "High Knoll Wealth Advisors, LLC", "name_as_filed": "HIGH KNOLL WEALTH ADVISORS, LLC", "url": "https://advisorcensus.com/firm/high-knoll-wealth-advisors-llc-lexington-ky-300412", "city": "Lexington", "state": "KY", "years_registered": 7, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 146357, "name": "Invest Inc.", "name_as_filed": "INVEST INC.", "url": "https://advisorcensus.com/firm/invest-inc-lexington-ky-146357", "city": "Lexington", "state": "KY", "years_registered": 4, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 129359, "name": "Keepsake Management Inc.", "name_as_filed": "KEEPSAKE MANAGEMENT INC.", "url": "https://advisorcensus.com/firm/keepsake-management-inc-lexington-ky-129359", "city": "Lexington", "state": "KY", "years_registered": 26, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 330141, "name": "Kinson Wealth Group LLC", "name_as_filed": "KINSON WEALTH GROUP LLC", "url": "https://advisorcensus.com/firm/kinson-wealth-group-llc-330141", "city": null, "state": null, "years_registered": 2, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 157065, "name": "Lach Financial", "name_as_filed": "LACH FINANCIAL", "url": "https://advisorcensus.com/firm/lach-financial-louisville-ky-157065", "city": "Louisville", "state": "KY", "years_registered": 15, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 150888, "name": "Lanier Asset Management, LLC", "name_as_filed": "LANIER ASSET MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/lanier-asset-management-llc-louisville-ky-150888", "city": "Louisville", "state": "KY", "years_registered": 10, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 148573, "name": "Life Advisors Financial Planning and Wealth Management, LLC", "name_as_filed": "LIFE ADVISORS FINANCIAL PLANNING AND WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/life-advisors-financial-planning-and-wealth-management-llc-munfordville-ky-148573", "city": "Munfordville", "state": "KY", "years_registered": 17, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 175433, "name": "Lockshield Partners, Inc.", "name_as_filed": "LOCKSHIELD PARTNERS, INC.", "url": "https://advisorcensus.com/firm/lockshield-partners-inc-glasgow-ky-175433", "city": "Glasgow", "state": "KY", "years_registered": 7, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 340413, "name": "Mark Investment Advisors", "name_as_filed": "MARK INVESTMENT ADVISORS", "url": "https://advisorcensus.com/firm/mark-investment-advisors-340413", "city": null, "state": null, "years_registered": 0, "raum_band": "not_reported", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 107337, "name": "Moneywatch Advisors, Inc.", "name_as_filed": "MONEYWATCH ADVISORS, INC.", "url": "https://advisorcensus.com/firm/moneywatch-advisors-inc-lexington-ky-107337", "city": "Lexington", "state": "KY", "years_registered": 40, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 145043, "name": "Moneywise, Inc.", "name_as_filed": "MONEYWISE, INC.", "url": "https://advisorcensus.com/firm/moneywise-inc-lexington-ky-145043", "city": "Lexington", "state": "KY", "years_registered": 15, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 159957, "name": "Page Financial Services, LLC", "name_as_filed": "PAGE FINANCIAL SERVICES, LLC", "url": "https://advisorcensus.com/firm/page-financial-services-llc-louisville-ky-159957", "city": "Louisville", "state": "KY", "years_registered": 14, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 121880, "name": "Pillar Financial Advisors, LLC", "name_as_filed": "PILLAR FINANCIAL ADVISORS, LLC", "url": "https://advisorcensus.com/firm/pillar-financial-advisors-llc-louisville-ky-121880", "city": "Louisville", "state": "KY", "years_registered": 11, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 287623, "name": "Pivot Point Wealth Planning", "name_as_filed": "PIVOT POINT WEALTH PLANNING", "url": "https://advisorcensus.com/firm/pivot-point-wealth-planning-brandenburg-ky-287623", "city": "Brandenburg", "state": "KY", "years_registered": 9, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 312250, "name": "Plentiful Wealth, LLC", "name_as_filed": "PLENTIFUL WEALTH, LLC", "url": "https://advisorcensus.com/firm/plentiful-wealth-llc-louisville-ky-312250", "city": "Louisville", "state": "KY", "years_registered": 5, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 281860, "name": "Reliable Municipal Advisors, LLC", "name_as_filed": "RELIABLE MUNICIPAL ADVISORS, LLC", "url": "https://advisorcensus.com/firm/reliable-municipal-advisors-llc-betsy-layne-ky-281860", "city": "Betsy Layne", "state": "KY", "years_registered": 10, "raum_band": "not_reported", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 154598, "name": "Remington Wealth Management LLC", "name_as_filed": "REMINGTON WEALTH MANAGEMENT LLC", "url": "https://advisorcensus.com/firm/remington-wealth-management-llc-154598", "city": null, "state": null, "years_registered": 16, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 122576, "name": "Rivercities Asset Management, LLC", "name_as_filed": "RIVERCITIES ASSET MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/rivercities-asset-management-llc-owensboro-ky-122576", "city": "Owensboro", "state": "KY", "years_registered": 17, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 161087, "name": "Riverstone Asset Management, LLC", "name_as_filed": "RIVERSTONE ASSET MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/riverstone-asset-management-llc-louisville-ky-161087", "city": "Louisville", "state": "KY", "years_registered": 0, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 109513, "name": "Russell Capital Management, LLC", "name_as_filed": "RUSSELL CAPITAL MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/russell-capital-management-llc-lexington-ky-109513", "city": "Lexington", "state": "KY", "years_registered": 26, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 339221, "name": "Saecula Wealth LLC", "name_as_filed": "SAECULA WEALTH LLC", "url": "https://advisorcensus.com/firm/saecula-wealth-llc-georgetown-ky-339221", "city": "Georgetown,", "state": "KY", "years_registered": 0, "raum_band": "under_25m", "compensation_types": [ "fixed" ], "enhanced": false }, { "crd_number": 283226, "name": "Saling Wealth Advisors", "name_as_filed": "SALING WEALTH ADVISORS", "url": "https://advisorcensus.com/firm/saling-wealth-advisors-louisville-ky-283226", "city": "Louisville", "state": "KY", "years_registered": 10, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 125147, "name": "Spectrum Financial Alliance, Ltd., L.L.C.", "name_as_filed": "SPECTRUM FINANCIAL ALLIANCE, LTD., L.L.C.", "url": "https://advisorcensus.com/firm/spectrum-financial-alliance-ltd-l-l-c-nicholasville-ky-125147", "city": "Nicholasville", "state": "KY", "years_registered": 12, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false } ], "states": [], "metros": [], "siblings": { "national": "/advisors", "state": { "path": "/advisors/ky", "label": "Financial advisors in Kentucky" }, "fee_pages": [ { "path": "/advisors/ky/flat-fee", "label": "Flat-fee financial advisors in Kentucky", "firm_count": 103 }, { "path": "/advisors/ky/hourly", "label": "Hourly financial advisors in Kentucky", "firm_count": 70 } ], "metro_fee_pages": [ { "path": "/advisors/ky/louisville/fee-only", "firm_count": 26, "label": "Fee-only financial advisors in Louisville, KY" }, { "path": "/advisors/ky/lexington/fee-only", "firm_count": 14, "label": "Fee-only financial advisors in Lexington, KY" }, { "path": "/advisors/ky/owensboro/fee-only", "firm_count": 2, "label": "Fee-only financial advisors in Owensboro, KY" }, { "path": "/advisors/ky/bowling-green/fee-only", "firm_count": 1, "label": "Fee-only financial advisors in Bowling Green, KY" } ] }, "csv": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus 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