{ "path": "/advisors/fl/orlando/fee-only", "url": "https://advisorcensus.com/advisors/fl/orlando/fee-only", "page_type": "metro_fee", "title": "Fee-only financial advisors in Orlando, FL", "filters": {}, "scope_total": 38, "faq": [ { "q": "How many financial advisory firms are there in Orlando, FL?", "a": "AdvisorCensus lists 205 investment advisory firms with a principal office in the Orlando metro area, from Form ADV filings as of October 2026: 109 SEC-registered, 79 state-registered, and 17 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV." }, { "q": "How many fee-only financial advisors are in Orlando, FL?", "a": "38 of the 205 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed." }, { "q": "How many financial advisors in Orlando, FL offer financial planning?", "a": "125 of the 188 firms in Orlando, FL that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports." }, { "q": "Are the financial advisors in Orlando, FL fiduciaries?", "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 38 firms that meet AdvisorCensus's fee-only test report none of those sales ties." }, { "q": "How do I check whether a financial advisor has disciplinary disclosures?", "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck." }, { "q": "Does AdvisorCensus rate, verify, or recommend these firms?", "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content." }, { "q": "What does regulatory assets under management mean?", "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality." } ], "period": "2026-10-01", "answer_paragraph": "AdvisorCensus lists 38 investment advisory firms with a principal office in the Orlando metro area that meet AdvisorCensus's fee-only test: paid only by client fees on Form ADV Item 5.E, with no employee registered with a broker-dealer or licensed as an insurance agent, no brokerage, insurance, or real estate sales business or related company, and no referral fees from others, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.", "about_market": "Orlando has 205 investment advisory firms with a principal office in the metro area as of October 2026: 109 SEC-registered, 79 state-registered, and 17 exempt reporting advisers. 38 of them meet AdvisorCensus's fee-only test (paid only by client fees, with no sales-related compensation ties such as an employee registered with a broker-dealer or licensed as an insurance agent), and 81 report under $100 million in regulatory assets under management. The metro area has 1,022,315 households, 111,831 of them with income of $200,000 or more, or 546 such households for each firm (Census Bureau, American Community Survey 2020–2024 5-year estimates).", "citation": "AdvisorCensus. Fee-only financial advisors in Orlando, FL: 38 firms from Form ADV filings as of October 2026.", "total_firms": 38, "page": 1, "total_pages": 1, "sort": "name", "registration_types": { "sec": 16, "state": 22, "exempt": 0 }, "fee_model_mix": [ { "code": "fee-only", "count": 38 }, { "code": "percentage_of_aum", "count": 36 }, { "code": "hourly", "count": 24 }, { "code": "subscription", "count": 2 }, { "code": "fixed", "count": 18 }, { "code": "commissions", "count": 0 }, { "code": "performance_based", "count": 0 }, { "code": "other", "count": 0 }, { "code": "not_reported", "count": 0 } ], "years_registered_distribution": [ { "code": "under_5", "count": 13 }, { "code": "5_to_9", "count": 6 }, { "code": "10_to_19", "count": 12 }, { "code": "20_plus", "count": 7 }, { "code": "not_reported", "count": 0 } ], "raum_band_distribution": [ { "code": "under_25m", "count": 10 }, { "code": "25m_100m", "count": 10 }, { "code": "100m_500m", "count": 12 }, { "code": "500m_1b", "count": 3 }, { "code": "1b_5b", "count": 0 }, { "code": "over_5b", "count": 0 }, { "code": "not_reported", "count": 3 } ], "firms": [ { "crd_number": 154279, "name": "401K Generation", "name_as_filed": "401K GENERATION", "url": "https://advisorcensus.com/firm/401k-generation-altamonte-springs-fl-154279", "city": "Altamonte Springs,", "state": "FL", "years_registered": 16, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 325325, "name": "55 North Private Wealth", "name_as_filed": "55 NORTH PRIVATE WEALTH", "url": "https://advisorcensus.com/firm/55-north-private-wealth-winter-park-fl-325325", "city": "Winter Park", "state": "FL", "years_registered": 1, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 141006, "name": "Alphaq Advisors", "name_as_filed": "ALPHAQ ADVISORS", "url": "https://advisorcensus.com/firm/alphaq-advisors-winter-park-fl-141006", "city": "Winter Park", "state": "FL", "years_registered": 5, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 316734, "name": "Altior Capital", "name_as_filed": "ALTIOR CAPITAL", "url": "https://advisorcensus.com/firm/altior-capital-winter-park-fl-316734", "city": "Winter Park", "state": "FL", "years_registered": 3, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 289853, "name": "Black Raven Investments, LLC", "name_as_filed": "BLACK RAVEN INVESTMENTS, LLC", "url": "https://advisorcensus.com/firm/black-raven-investments-llc-celebration-fl-289853", "city": "Celebration", "state": "FL", "years_registered": 8, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 317306, "name": "Bloom Investment", "name_as_filed": "BLOOM INVESTMENT", "url": "https://advisorcensus.com/firm/bloom-investment-orlando-fl-317306", "city": "Orlando", "state": "FL", "years_registered": 4, "raum_band": "not_reported", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 337253, "name": "Bluestar Wealth Management", "name_as_filed": "BLUESTAR WEALTH MANAGEMENT", "url": "https://advisorcensus.com/firm/bluestar-wealth-management-lake-mary-fl-337253", "city": "Lake Mary", "state": "FL", "years_registered": 1, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 110164, "name": "Burgess Chambers & Associates Inc", "name_as_filed": "BURGESS CHAMBERS & ASSOCIATES INC", "url": "https://advisorcensus.com/firm/burgess-chambers-and-associates-inc-orlando-fl-110164", "city": "Orlando", "state": "FL", "years_registered": 38, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 143516, "name": "Carpenter, Claydon Advisors, Inc.", "name_as_filed": "CARPENTER, CLAYDON ADVISORS, INC.", "url": "https://advisorcensus.com/firm/carpenter-claydon-advisors-inc-maitland-fl-143516", "city": "Maitland", "state": "FL", "years_registered": 19, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 338015, "name": "Destiny Family Office", "name_as_filed": "DESTINY FAMILY OFFICE", "url": "https://advisorcensus.com/firm/destiny-family-office-tavares-fl-338015", "city": "Tavares", "state": "FL", "years_registered": 1, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 289509, "name": "Dobson Street LLC", "name_as_filed": "DOBSON STREET LLC", "url": "https://advisorcensus.com/firm/dobson-street-llc-winter-park-fl-289509", "city": "Winter Park", "state": "FL", "years_registered": 8, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 285241, "name": "Financial Life Designs LLC", "name_as_filed": "FINANCIAL LIFE DESIGNS LLC", "url": "https://advisorcensus.com/firm/financial-life-designs-llc-lake-mary-fl-285241", "city": "Lake Mary", "state": "FL", "years_registered": 9, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 321270, "name": "Frankly Finances", "name_as_filed": "FRANKLY FINANCES", "url": "https://advisorcensus.com/firm/frankly-finances-winter-park-fl-321270", "city": "Winter Park", "state": "FL", "years_registered": 2, "raum_band": "100m_500m", "compensation_types": [ "hourly", "subscription", "fixed" ], "enhanced": false }, { "crd_number": 315316, "name": "Freedom Financial Management, Inc", "name_as_filed": "FREEDOM FINANCIAL MANAGEMENT, INC", "url": "https://advisorcensus.com/firm/freedom-financial-management-inc-saint-cloud-fl-315316", "city": "Saint Cloud", "state": "FL", "years_registered": 2, "raum_band": "under_25m", "compensation_types": [ "hourly", "fixed" ], "enhanced": false }, { "crd_number": 112567, "name": "Fund Advisors of America Inc", "name_as_filed": "FUND ADVISORS OF AMERICA INC", "url": "https://advisorcensus.com/firm/fund-advisors-of-america-inc-orlando-fl-112567", "city": "Orlando", "state": "FL", "years_registered": 26, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 339073, "name": "Green Beret Financial Planning", "name_as_filed": "GREEN BERET FINANCIAL PLANNING", "url": "https://advisorcensus.com/firm/green-beret-financial-planning-orlando-fl-339073", "city": "Orlando", "state": "FL", "years_registered": 0, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 161998, "name": "Heartwood Financial Services", "name_as_filed": "HEARTWOOD FINANCIAL SERVICES", "url": "https://advisorcensus.com/firm/heartwood-financial-services-lake-mary-fl-161998", "city": "Lake Mary", "state": "FL", "years_registered": 14, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 318936, "name": "Horizon Wealth Group, LLC", "name_as_filed": "HORIZON WEALTH GROUP, LLC", "url": "https://advisorcensus.com/firm/horizon-wealth-group-llc-winter-park-fl-318936", "city": "Winter Park", "state": "FL", "years_registered": 4, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 135635, "name": "Integrity Fixed Income Management", "name_as_filed": "INTEGRITY FIXED INCOME MANAGEMENT", "url": "https://advisorcensus.com/firm/integrity-fixed-income-management-orlando-fl-135635", "city": "Orlando", "state": "FL", "years_registered": 19, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 154872, "name": "Ironclad Investments LLC", "name_as_filed": "IRONCLAD INVESTMENTS LLC", "url": "https://advisorcensus.com/firm/ironclad-investments-llc-maitland-fl-154872", "city": "Maitland", "state": "FL", "years_registered": 16, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 154676, "name": "JB Meridian Advisors, LLC", "name_as_filed": "JB MERIDIAN ADVISORS, LLC", "url": "https://advisorcensus.com/firm/jb-meridian-advisors-llc-clermont-fl-154676", "city": "Clermont", "state": "FL", "years_registered": 15, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 329497, "name": "Lakeshore Advisors", "name_as_filed": "LAKESHORE ADVISORS", "url": "https://advisorcensus.com/firm/lakeshore-advisors-winter-park-fl-329497", "city": "Winter Park", "state": "FL", "years_registered": 2, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 142050, "name": "Longview, Inc.", "name_as_filed": "LONGVIEW, INC.", "url": "https://advisorcensus.com/firm/longview-inc-longwood-fl-142050", "city": "Longwood", "state": "FL", "years_registered": 31, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 141858, "name": "McCurdy, Gillion & Associates, LLC", "name_as_filed": "MCCURDY, GILLION & ASSOCIATES, LLC", "url": "https://advisorcensus.com/firm/mccurdy-gillion-and-associates-llc-orlando-fl-141858", "city": "Orlando", "state": "FL", "years_registered": 21, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 126676, "name": "McKee Investment Planning, Inc.", "name_as_filed": "MCKEE INVESTMENT PLANNING, INC.", "url": "https://advisorcensus.com/firm/mckee-investment-planning-inc-clermont-fl-126676", "city": "Clermont", "state": "FL", "years_registered": 22, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 142070, "name": "MFM Capital Management, Inc.", "name_as_filed": "MFM CAPITAL MANAGEMENT, INC.", "url": "https://advisorcensus.com/firm/mfm-capital-management-inc-orlando-fl-142070", "city": "Orlando", "state": "FL", "years_registered": 38, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 142028, "name": "Moss & Company, P.A.", "name_as_filed": "MOSS & COMPANY, P.A.", "url": "https://advisorcensus.com/firm/moss-and-company-p-a-maitland-fl-142028", "city": "Maitland", "state": "FL", "years_registered": 28, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 156481, "name": "Owenwise Financial LLC", "name_as_filed": "OWENWISE FINANCIAL LLC", "url": "https://advisorcensus.com/firm/owenwise-financial-llc-orlando-fl-156481", "city": "Orlando", "state": "FL", "years_registered": 15, "raum_band": "not_reported", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 292269, "name": "Primus Trust", "name_as_filed": "PRIMUS TRUST", "url": "https://advisorcensus.com/firm/primus-trust-windermere-fl-292269", "city": "Windermere", "state": "FL", "years_registered": 8, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 154352, "name": "Rariden Investment Advisors, LLC", "name_as_filed": "RARIDEN INVESTMENT ADVISORS, LLC", "url": "https://advisorcensus.com/firm/rariden-investment-advisors-llc-oviedo-fl-154352", "city": "Oviedo", "state": "FL", "years_registered": 15, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 168065, "name": "Rivertree Advisors, LLC", "name_as_filed": "RIVERTREE ADVISORS, LLC", "url": "https://advisorcensus.com/firm/rivertree-advisors-llc-winter-park-fl-168065", "city": "Winter Park", "state": "FL", "years_registered": 13, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 142335, "name": "Royal Palm Investment Advisors, Inc", "name_as_filed": "ROYAL PALM INVESTMENT ADVISORS, INC", "url": "https://advisorcensus.com/firm/royal-palm-investment-advisors-inc-longwood-fl-142335", "city": "Longwood", "state": "FL", "years_registered": 19, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 152670, "name": "Sparrow Wealth Management", "name_as_filed": "SPARROW WEALTH MANAGEMENT", "url": "https://advisorcensus.com/firm/sparrow-wealth-management-orlando-fl-152670", "city": "Orlando", "state": "FL", "years_registered": 1, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 147075, "name": "Spraker West Wealth Management, Inc", "name_as_filed": "SPRAKER WEST WEALTH MANAGEMENT, INC", "url": 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