# Flat-fee financial advisors in Florida

> Find financial advisors in Florida who charge a fixed fee. AdvisorCensus lists 995 investment advisory firms with a principal office in Florida that report fixed fees among their Form ADV Item 5.E compensation arrangements, as of October 2026. Firms are listed alphabetically. Sort by years registered or by assets under management, and see how this page is built below.

Updated October 2026. Rebuilt monthly. HTML page: https://advisorcensus.com/advisors/fl/flat-fee/page/12

## At a glance

- Investment advisory firms: 995
- Registration: SEC-registered investment adviser: 490, State-registered investment adviser: 505
- How firms are compensated (Form ADV Item 5.E; shares of the firms that file it): Fee-only (AdvisorCensus test) 293 (29%); Percentage of assets 900 (90%); Hourly charges 590 (59%); Subscription fees (newsletter or periodical) 16 (2%); Fixed fees 995 (100%); Commissions 21 (2%); Performance-based fees 123 (12%); Other 147 (15%)
- Regulatory assets under management (Item 5.F): Under $25 million 288 (29%); $25 million to $100 million 168 (17%); $100 million to $500 million 279 (28%); $500 million to $1 billion 70 (7%); $1 billion to $5 billion 80 (8%); Over $5 billion 30 (3%); Not reported 80 (8%)
- Years registered: Under 5 years 414 (42%); 5 to 9 years 257 (26%); 10 to 19 years 215 (22%); 20 years or more 108 (11%); Not reported 1 (0%)

## Firms (page 12 of 20, 551 to 600 of 995, sorted by name)

| Firm | CRD | City | Registration | Assets band | Years registered | Compensation |
| --- | --- | --- | --- | --- | --- | --- |
| [Lefils Wealth Management LLC](https://advisorcensus.com/firm/lefils-wealth-management-llc-orange-city-fl-291681) ([md](https://advisorcensus.com/firm/lefils-wealth-management-llc-orange-city-fl-291681.md)) | 291681 | Orange City, FL | State-registered investment adviser | Under $25 million | 8 | % of assets, Hourly, Fixed fee |
| [Legacy Family Office, LLC](https://advisorcensus.com/firm/legacy-family-office-llc-bonita-springs-fl-147160) ([md](https://advisorcensus.com/firm/legacy-family-office-llc-bonita-springs-fl-147160.md)) | 147160 | Bonita Springs, FL | State-registered investment adviser | $25 million to $100 million | 12 | Fixed fee |
| [Legacy Wealth Advisors, LLC](https://advisorcensus.com/firm/legacy-wealth-advisors-llc-north-miami-beach-fl-326117) ([md](https://advisorcensus.com/firm/legacy-wealth-advisors-llc-north-miami-beach-fl-326117.md)) | 326117 | North Miami Beach, FL | SEC-registered investment adviser | $500 million to $1 billion | 3 | % of assets, Fixed fee |
| [Legatum Services LLC](https://advisorcensus.com/firm/legatum-services-llc-st-augustine-fl-316299) ([md](https://advisorcensus.com/firm/legatum-services-llc-st-augustine-fl-316299.md)) | 316299 | St Augustine, FL | State-registered investment adviser | Under $25 million | 4 | % of assets, Hourly, Fixed fee |
| [Lentz Advisors](https://advisorcensus.com/firm/lentz-advisors-gainesville-fl-335553) ([md](https://advisorcensus.com/firm/lentz-advisors-gainesville-fl-335553.md)) | 335553 | Gainesville, FL | State-registered investment adviser | $25 million to $100 million | 1 | % of assets, Fixed fee |
| [Leste USA, LLC](https://advisorcensus.com/firm/leste-usa-llc-miami-fl-301289) ([md](https://advisorcensus.com/firm/leste-usa-llc-miami-fl-301289.md)) | 301289 | Miami, FL | SEC-registered investment adviser | $100 million to $500 million | 7 | Fixed fee, Performance fee |
| [Liberty Advisory Group, Inc.](https://advisorcensus.com/firm/liberty-advisory-group-inc-ponte-vedra-beach-fl-334164) ([md](https://advisorcensus.com/firm/liberty-advisory-group-inc-ponte-vedra-beach-fl-334164.md)) | 334164 | Ponte Vedra Beach, FL | State-registered investment adviser | $25 million to $100 million | 1 | % of assets, Fixed fee |
| [Life After Grief Financial Planning](https://advisorcensus.com/firm/life-after-grief-financial-planning-orlando-fl-288358) ([md](https://advisorcensus.com/firm/life-after-grief-financial-planning-orlando-fl-288358.md)) | 288358 | Orlando, FL | State-registered investment adviser | $25 million to $100 million | 9 | % of assets, Hourly, Fixed fee |
| [Life Planning Partners, Inc.](https://advisorcensus.com/firm/life-planning-partners-inc-jacksonville-fl-129338) ([md](https://advisorcensus.com/firm/life-planning-partners-inc-jacksonville-fl-129338.md)) | 129338 | Jacksonville, FL | SEC-registered investment adviser | $100 million to $500 million | 10 | Hourly, Fixed fee |
| [Lifecraft Wealth Management](https://advisorcensus.com/firm/lifecraft-wealth-management-sunrise-fl-329797) ([md](https://advisorcensus.com/firm/lifecraft-wealth-management-sunrise-fl-329797.md)) | 329797 | Sunrise, FL | State-registered investment adviser | $25 million to $100 million | 2 | % of assets, Hourly, Fixed fee |
| [Lifeinvest Wealth Management, Ltd](https://advisorcensus.com/firm/lifeinvest-wealth-management-ltd-miami-fl-146966) ([md](https://advisorcensus.com/firm/lifeinvest-wealth-management-ltd-miami-fl-146966.md)) | 146966 | Miami, FL | SEC-registered investment adviser | $100 million to $500 million | 17 | % of assets, Fixed fee, Other |
| [Lifespan Financial Strategies, Inc.](https://advisorcensus.com/firm/lifespan-financial-strategies-inc-weston-fl-119800) ([md](https://advisorcensus.com/firm/lifespan-financial-strategies-inc-weston-fl-119800.md)) | 119800 | Weston, FL | SEC-registered investment adviser | $100 million to $500 million | 3 | % of assets, Hourly, Fixed fee, Other |
| [Lifestyle Freedom Advisory Group, LLC](https://advisorcensus.com/firm/lifestyle-freedom-advisory-group-llc-bradenton-fl-283512) ([md](https://advisorcensus.com/firm/lifestyle-freedom-advisory-group-llc-bradenton-fl-283512.md)) | 283512 | Bradenton, FL | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Fixed fee, Other |
| [Lighthouse Financial](https://advisorcensus.com/firm/lighthouse-financial-saint-petersburg-fl-137277) ([md](https://advisorcensus.com/firm/lighthouse-financial-saint-petersburg-fl-137277.md)) | 137277 | Saint Petersburg, FL | SEC-registered investment adviser | $500 million to $1 billion | 3 | % of assets, Hourly, Fixed fee |
| [Lighthouse Investment Partners, LLC](https://advisorcensus.com/firm/lighthouse-investment-partners-llc-palm-beach-gardens-fl-136591) ([md](https://advisorcensus.com/firm/lighthouse-investment-partners-llc-palm-beach-gardens-fl-136591.md)) | 136591 | Palm Beach Gardens, FL | SEC-registered investment adviser | Over $5 billion | 20 | % of assets, Fixed fee, Performance fee, Other |
| [Lighthouse Retirement](https://advisorcensus.com/firm/lighthouse-retirement-ponte-vedra-fl-147403) ([md](https://advisorcensus.com/firm/lighthouse-retirement-ponte-vedra-fl-147403.md)) | 147403 | Ponte Vedra, FL | SEC-registered investment adviser | $100 million to $500 million | 5 | % of assets, Hourly, Fixed fee |
| [Litovsky Asset Management](https://advisorcensus.com/firm/litovsky-asset-management-147647) ([md](https://advisorcensus.com/firm/litovsky-asset-management-147647.md)) | 147647 | Not reported, Not reported | State-registered investment adviser | $25 million to $100 million | 9 | Fixed fee |
| [Livingston Financial Planning, Inc.](https://advisorcensus.com/firm/livingston-financial-planning-inc-santa-rosa-beach-fl-128246) ([md](https://advisorcensus.com/firm/livingston-financial-planning-inc-santa-rosa-beach-fl-128246.md)) | 128246 | Santa Rosa Beach, FL | State-registered investment adviser | Under $25 million | 23 | Hourly, Fixed fee |
| [Local Wealth Advisors](https://advisorcensus.com/firm/local-wealth-advisors-naples-fl-336279) ([md](https://advisorcensus.com/firm/local-wealth-advisors-naples-fl-336279.md)) | 336279 | Naples, FL | State-registered investment adviser | Under $25 million | 1 | % of assets, Fixed fee |
| [Lodestar Advisory Group, LLC](https://advisorcensus.com/firm/lodestar-advisory-group-llc-naples-fl-127591) ([md](https://advisorcensus.com/firm/lodestar-advisory-group-llc-naples-fl-127591.md)) | 127591 | Naples, FL | State-registered investment adviser | $25 million to $100 million | 23 | % of assets, Hourly, Fixed fee |
| [Longman Wealthcare Management, LLC](https://advisorcensus.com/firm/longman-wealthcare-management-llc-miami-fl-110555) ([md](https://advisorcensus.com/firm/longman-wealthcare-management-llc-miami-fl-110555.md)) | 110555 | Miami, FL | State-registered investment adviser | $25 million to $100 million | 25 | % of assets, Hourly, Fixed fee |
| [Lowry Financial Advisors](https://advisorcensus.com/firm/lowry-financial-advisors-tioga-fl-132786) ([md](https://advisorcensus.com/firm/lowry-financial-advisors-tioga-fl-132786.md)) | 132786 | Tioga, FL | State-registered investment adviser | Not reported | 21 | Hourly, Fixed fee, Other |
| [LRI Investments](https://advisorcensus.com/firm/lri-investments-palm-beach-gardens-fl-323556) ([md](https://advisorcensus.com/firm/lri-investments-palm-beach-gardens-fl-323556.md)) | 323556 | Palm Beach Gardens, FL | SEC-registered investment adviser | $1 billion to $5 billion | 2 | % of assets, Fixed fee |
| [LRZ Capital LLC](https://advisorcensus.com/firm/lrz-capital-llc-miami-fl-333746) ([md](https://advisorcensus.com/firm/lrz-capital-llc-miami-fl-333746.md)) | 333746 | Miami, FL | SEC-registered investment adviser | $500 million to $1 billion | 1 | % of assets, Fixed fee, Performance fee, Other |
| [Lulla Wealth Financial](https://advisorcensus.com/firm/lulla-wealth-financial-vero-beach-fl-310592) ([md](https://advisorcensus.com/firm/lulla-wealth-financial-vero-beach-fl-310592.md)) | 310592 | Vero Beach, FL | State-registered investment adviser | Under $25 million | 5 | % of assets, Hourly, Fixed fee |
| [Luma Capital](https://advisorcensus.com/firm/luma-capital-naples-fl-119576) ([md](https://advisorcensus.com/firm/luma-capital-naples-fl-119576.md)) | 119576 | Naples, FL | SEC-registered investment adviser | $100 million to $500 million | 24 | % of assets, Hourly, Fixed fee, Performance fee |
| [Luminary Financial Advisors, LLC](https://advisorcensus.com/firm/luminary-financial-advisors-llc-cocoa-beach-fl-305865) ([md](https://advisorcensus.com/firm/luminary-financial-advisors-llc-cocoa-beach-fl-305865.md)) | 305865 | Cocoa Beach, FL | State-registered investment adviser | Under $25 million | 6 | Fixed fee |
| [M&M Wealth Management, LLC](https://advisorcensus.com/firm/m-and-m-wealth-management-llc-fort-myers-fl-170859) ([md](https://advisorcensus.com/firm/m-and-m-wealth-management-llc-fort-myers-fl-170859.md)) | 170859 | Fort Myers, FL | State-registered investment adviser | $25 million to $100 million | 12 | % of assets, Hourly, Fixed fee |
| [Mac Investment Management](https://advisorcensus.com/firm/mac-investment-management-149788) ([md](https://advisorcensus.com/firm/mac-investment-management-149788.md)) | 149788 | Not reported, Not reported | State-registered investment adviser | $25 million to $100 million | 17 | % of assets, Fixed fee |
| [Maceratio LLC](https://advisorcensus.com/firm/maceratio-llc-miami-fl-304078) ([md](https://advisorcensus.com/firm/maceratio-llc-miami-fl-304078.md)) | 304078 | Miami, FL | SEC-registered investment adviser | $1 billion to $5 billion | 2 | % of assets, Fixed fee |
| [Macke Financial Advisory Group](https://advisorcensus.com/firm/macke-financial-advisory-group-fort-myers-fl-111318) ([md](https://advisorcensus.com/firm/macke-financial-advisory-group-fort-myers-fl-111318.md)) | 111318 | Fort Myers, FL | SEC-registered investment adviser | $100 million to $500 million | 26 | % of assets, Hourly, Fixed fee |
| [Maclendon Wealth Management, LLC](https://advisorcensus.com/firm/maclendon-wealth-management-llc-delray-beach-fl-157819) ([md](https://advisorcensus.com/firm/maclendon-wealth-management-llc-delray-beach-fl-157819.md)) | 157819 | Delray Beach, FL | SEC-registered investment adviser | $100 million to $500 million | 15 | % of assets, Hourly, Fixed fee |
| [Madden Advisory Services, Inc.](https://advisorcensus.com/firm/madden-advisory-services-inc-jacksonville-fl-112607) ([md](https://advisorcensus.com/firm/madden-advisory-services-inc-jacksonville-fl-112607.md)) | 112607 | Jacksonville, FL | SEC-registered investment adviser | $100 million to $500 million | 22 | % of assets, Hourly, Fixed fee |
| [Made Financial Design](https://advisorcensus.com/firm/made-financial-design-333520) ([md](https://advisorcensus.com/firm/made-financial-design-333520.md)) | 333520 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 1 | % of assets, Hourly, Fixed fee |
| [Maggi Investment Services, LLC](https://advisorcensus.com/firm/maggi-investment-services-llc-oldmar-fl-156856) ([md](https://advisorcensus.com/firm/maggi-investment-services-llc-oldmar-fl-156856.md)) | 156856 | Oldmar, FL | SEC-registered investment adviser | $100 million to $500 million | 0 | % of assets, Hourly, Fixed fee, Other |
| [Mandarin Advisers](https://advisorcensus.com/firm/mandarin-advisers-310354) ([md](https://advisorcensus.com/firm/mandarin-advisers-310354.md)) | 310354 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 5 | % of assets, Hourly, Fixed fee, Other |
| [MAR Wealth Management Services, LLC](https://advisorcensus.com/firm/mar-wealth-management-services-llc-west-palm-beach-fl-167335) ([md](https://advisorcensus.com/firm/mar-wealth-management-services-llc-west-palm-beach-fl-167335.md)) | 167335 | West Palm Beach, FL | SEC-registered investment adviser | $100 million to $500 million | 0 | % of assets, Hourly, Fixed fee |
| [Mariner Institutional, LLC](https://advisorcensus.com/firm/mariner-institutional-llc-winter-park-fl-111964) ([md](https://advisorcensus.com/firm/mariner-institutional-llc-winter-park-fl-111964.md)) | 111964 | Winter Park, FL | SEC-registered investment adviser | $1 billion to $5 billion | 25 | % of assets, Hourly, Fixed fee |
| [Marketgrader Capital, LLC](https://advisorcensus.com/firm/marketgrader-capital-llc-coral-gables-fl-173080) ([md](https://advisorcensus.com/firm/marketgrader-capital-llc-coral-gables-fl-173080.md)) | 173080 | Coral Gables, FL | State-registered investment adviser | Not reported | 10 | % of assets, Fixed fee |
| [Marquis Wealth Management Group](https://advisorcensus.com/firm/marquis-wealth-management-group-fort-myers-fl-116604) ([md](https://advisorcensus.com/firm/marquis-wealth-management-group-fort-myers-fl-116604.md)) | 116604 | Fort Myers, FL | SEC-registered investment adviser | $100 million to $500 million | 24 | % of assets, Hourly, Fixed fee |
| [Martin Investment Management, LLC](https://advisorcensus.com/firm/martin-investment-management-llc-palm-beach-gardens-fl-105381) ([md](https://advisorcensus.com/firm/martin-investment-management-llc-palm-beach-gardens-fl-105381.md)) | 105381 | Palm Beach Gardens, FL | SEC-registered investment adviser | $500 million to $1 billion | 38 | % of assets, Hourly, Fixed fee, Performance fee |
| [MAS Advisors LLC](https://advisorcensus.com/firm/mas-advisors-llc-coral-gables-fl-165906) ([md](https://advisorcensus.com/firm/mas-advisors-llc-coral-gables-fl-165906.md)) | 165906 | Coral Gables, FL | SEC-registered investment adviser | $1 billion to $5 billion | 13 | % of assets, Hourly, Fixed fee |
| [Mash Financial Planning](https://advisorcensus.com/firm/mash-financial-planning-jacksonville-fl-300937) ([md](https://advisorcensus.com/firm/mash-financial-planning-jacksonville-fl-300937.md)) | 300937 | Jacksonville, FL | State-registered investment adviser | Under $25 million | 7 | % of assets, Fixed fee |
| [Maslar Financial](https://advisorcensus.com/firm/maslar-financial-293840) ([md](https://advisorcensus.com/firm/maslar-financial-293840.md)) | 293840 | Not reported, Not reported | State-registered investment adviser | Under $25 million | 7 | % of assets, Hourly, Fixed fee |
| [Matters Capital LLC](https://advisorcensus.com/firm/matters-capital-llc-coral-gables-fl-333776) ([md](https://advisorcensus.com/firm/matters-capital-llc-coral-gables-fl-333776.md)) | 333776 | Coral Gables, FL | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Fixed fee |
| [Matthias Private Wealth, LLC](https://advisorcensus.com/firm/matthias-private-wealth-llc-winter-park-fl-289761) ([md](https://advisorcensus.com/firm/matthias-private-wealth-llc-winter-park-fl-289761.md)) | 289761 | Winter Park, FL | SEC-registered investment adviser | $100 million to $500 million | 8 | % of assets, Hourly, Fixed fee, Other |
| [McCarty Wealth](https://advisorcensus.com/firm/mccarty-wealth-rockledge-fl-333888) ([md](https://advisorcensus.com/firm/mccarty-wealth-rockledge-fl-333888.md)) | 333888 | Rockledge, FL | State-registered investment adviser | $25 million to $100 million | 1 | % of assets, Fixed fee |
| [McCloskey & Associates, P.A.](https://advisorcensus.com/firm/mccloskey-and-associates-p-a-melbourne-fl-142883) ([md](https://advisorcensus.com/firm/mccloskey-and-associates-p-a-melbourne-fl-142883.md)) | 142883 | Melbourne, FL | State-registered investment adviser | Under $25 million | 19 | % of assets, Hourly, Fixed fee |
| [McDavid & Company Wealth Management Services](https://advisorcensus.com/firm/mcdavid-and-company-wealth-management-services-gainesville-fl-142187) ([md](https://advisorcensus.com/firm/mcdavid-and-company-wealth-management-services-gainesville-fl-142187.md)) | 142187 | Gainesville, FL | State-registered investment adviser | $25 million to $100 million | 22 | % of assets, Fixed fee |
| [McInerney Investment Advisors](https://advisorcensus.com/firm/mcinerney-investment-advisors-orlando-fl-146524) ([md](https://advisorcensus.com/firm/mcinerney-investment-advisors-orlando-fl-146524.md)) | 146524 | Orlando, FL | State-registered investment adviser | Not reported | 18 | Hourly, Fixed fee, Other |

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## Questions people ask

**How many financial advisory firms are there in Florida?**
AdvisorCensus lists 2,487 investment advisory firms with a principal office in Florida, from Form ADV filings as of October 2026: 1,115 SEC-registered, 1,052 state-registered, and 320 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV.

**How many fee-only financial advisors are in Florida?**
638 of the 2,487 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed.

**How many financial advisors in Florida offer financial planning?**
1,125 of the 2,167 firms in Florida that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports.

**Are the financial advisors in Florida fiduciaries?**
Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 638 firms that meet AdvisorCensus's fee-only test report none of those sales ties.

**How do I check whether a financial advisor has disciplinary disclosures?**
Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck.

**Does AdvisorCensus rate, verify, or recommend these firms?**
No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content.

**What does regulatory assets under management mean?**
Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality.

## Related pages

- [Financial advisors in Florida](https://advisorcensus.com/advisors/fl) (https://advisorcensus.com/advisors/fl.md)
- [Fee-only financial advisors in Florida](https://advisorcensus.com/advisors/fl/fee-only) (https://advisorcensus.com/advisors/fl/fee-only.md)
- [Hourly financial advisors in Florida](https://advisorcensus.com/advisors/fl/hourly) (https://advisorcensus.com/advisors/fl/hourly.md)
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- [Flat-fee financial advisors in Panama City, FL](https://advisorcensus.com/advisors/fl/panama-city/flat-fee) (https://advisorcensus.com/advisors/fl/panama-city/flat-fee.md)
- [Flat-fee financial advisors in Punta Gorda, FL](https://advisorcensus.com/advisors/fl/punta-gorda/flat-fee) (https://advisorcensus.com/advisors/fl/punta-gorda/flat-fee.md)
- [Flat-fee financial advisors in Sebring, FL](https://advisorcensus.com/advisors/fl/sebring/flat-fee) (https://advisorcensus.com/advisors/fl/sebring/flat-fee.md)

Cite as: AdvisorCensus. Flat-fee financial advisors in Florida: 995 firms from Form ADV filings as of October 2026.