# Flat-fee financial advisors in Boulder, CO

> AdvisorCensus lists 35 investment advisory firms with a principal office in the Boulder metro area that report fixed fees among their Form ADV Item 5.E compensation arrangements, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.

Source: Form ADV filings as of October 2026. Rebuilt monthly. HTML page: https://advisorcensus.com/advisors/co/boulder/flat-fee

## At a glance

- Investment advisory firms: 35
- Registration: SEC-registered investment adviser: 17, State-registered investment adviser: 18
- How firms are compensated (Form ADV Item 5.E; shares of the firms that file it): Fee-only (AdvisorCensus test) 20 (57%); Percentage of assets 28 (80%); Hourly charges 18 (51%); Subscription fees (newsletter or periodical) 1 (3%); Fixed fees 35 (100%); Performance-based fees 1 (3%); Other 5 (14%)
- Regulatory assets under management (Item 5.F): Under $25 million 9 (26%); $25 million to $100 million 7 (20%); $100 million to $500 million 12 (34%); $500 million to $1 billion 2 (6%); $1 billion to $5 billion 2 (6%); Not reported 3 (9%)
- Years registered: Under 5 years 15 (43%); 5 to 9 years 10 (29%); 10 to 19 years 4 (11%); 20 years or more 6 (17%)

## Firms (page 1 of 1, 1 to 35 of 35, sorted by name)

| Firm | CRD | City | Registration | Assets band | Years registered | Compensation |
| --- | --- | --- | --- | --- | --- | --- |
| [Abby Kovach Financial Planning, LLC](https://advisorcensus.com/firm/abby-kovach-financial-planning-llc-lafayette-co-152773) ([md](https://advisorcensus.com/firm/abby-kovach-financial-planning-llc-lafayette-co-152773.md)) | 152773 | Lafayette, CO | State-registered investment adviser | Not reported | 15 | Hourly, Fixed fee |
| [AMA Financial Planning LLC](https://advisorcensus.com/firm/ama-financial-planning-llc-louisville-co-334069) ([md](https://advisorcensus.com/firm/ama-financial-planning-llc-louisville-co-334069.md)) | 334069 | Louisville, CO | State-registered investment adviser | Not reported | 1 | Hourly, Fixed fee |
| [Berman, GIL](https://advisorcensus.com/firm/berman-gil-boulder-co-127726) ([md](https://advisorcensus.com/firm/berman-gil-boulder-co-127726.md)) | 127726 | Boulder, CO | State-registered investment adviser | $25 million to $100 million | 22 | Hourly, Fixed fee |
| [Best Life Financial Planning, LLC](https://advisorcensus.com/firm/best-life-financial-planning-llc-longmont-co-341171) ([md](https://advisorcensus.com/firm/best-life-financial-planning-llc-longmont-co-341171.md)) | 341171 | Longmont, CO | State-registered investment adviser | Under $25 million | 0 | Hourly, Fixed fee |
| [Black Swift Group, LLC](https://advisorcensus.com/firm/black-swift-group-llc-boulder-co-286084) ([md](https://advisorcensus.com/firm/black-swift-group-llc-boulder-co-286084.md)) | 286084 | Boulder, CO | SEC-registered investment adviser | $500 million to $1 billion | 9 | % of assets, Fixed fee, Performance fee |
| [Boulder Wealth Advisors, LLC](https://advisorcensus.com/firm/boulder-wealth-advisors-llc-boulder-co-115069) ([md](https://advisorcensus.com/firm/boulder-wealth-advisors-llc-boulder-co-115069.md)) | 115069 | Boulder, CO | SEC-registered investment adviser | $100 million to $500 million | 12 | % of assets, Hourly, Fixed fee |
| [Braverman Wealth Advisors, LLC](https://advisorcensus.com/firm/braverman-wealth-advisors-llc-boulder-co-304291) ([md](https://advisorcensus.com/firm/braverman-wealth-advisors-llc-boulder-co-304291.md)) | 304291 | Boulder, CO | State-registered investment adviser | Under $25 million | 6 | % of assets, Fixed fee |
| [BSW Wealth Partners](https://advisorcensus.com/firm/bsw-wealth-partners-boulder-co-107485) ([md](https://advisorcensus.com/firm/bsw-wealth-partners-boulder-co-107485.md)) | 107485 | Boulder, CO | SEC-registered investment adviser | $1 billion to $5 billion | 32 | % of assets, Hourly, Fixed fee, Other |
| [Caledonia Wealth Management, Ltd.](https://advisorcensus.com/firm/caledonia-wealth-management-ltd-boulder-co-149649) ([md](https://advisorcensus.com/firm/caledonia-wealth-management-ltd-boulder-co-149649.md)) | 149649 | Boulder, CO | State-registered investment adviser | $25 million to $100 million | 14 | % of assets, Hourly, Fixed fee |
| [Consilium, LLC](https://advisorcensus.com/firm/consilium-llc-boulder-co-304503) ([md](https://advisorcensus.com/firm/consilium-llc-boulder-co-304503.md)) | 304503 | Boulder, CO | SEC-registered investment adviser | $100 million to $500 million | 6 | % of assets, Fixed fee, Other |
| [Cornerstone Investment Advisors, LLC](https://advisorcensus.com/firm/cornerstone-investment-advisors-llc-boulder-co-116447) ([md](https://advisorcensus.com/firm/cornerstone-investment-advisors-llc-boulder-co-116447.md)) | 116447 | Boulder, CO | SEC-registered investment adviser | $100 million to $500 million | 22 | % of assets, Hourly, Fixed fee, Other |
| [Ellis Financial Solutions LLC](https://advisorcensus.com/firm/ellis-financial-solutions-llc-longmont-co-337847) ([md](https://advisorcensus.com/firm/ellis-financial-solutions-llc-longmont-co-337847.md)) | 337847 | Longmont, CO | State-registered investment adviser | Under $25 million | 1 | % of assets, Fixed fee |
| [Financial Mountain Inc](https://advisorcensus.com/firm/financial-mountain-inc-boulder-co-108489) ([md](https://advisorcensus.com/firm/financial-mountain-inc-boulder-co-108489.md)) | 108489 | Boulder, CO | SEC-registered investment adviser | $100 million to $500 million | 0 | % of assets, Fixed fee |
| [Financial Steward Associates, LLC](https://advisorcensus.com/firm/financial-steward-associates-llc-boulder-co-110594) ([md](https://advisorcensus.com/firm/financial-steward-associates-llc-boulder-co-110594.md)) | 110594 | Boulder, CO | State-registered investment adviser | Not reported | 1 | Hourly, Fixed fee |
| [Gainline Financial Partners, LLC](https://advisorcensus.com/firm/gainline-financial-partners-llc-louisville-co-326716) ([md](https://advisorcensus.com/firm/gainline-financial-partners-llc-louisville-co-326716.md)) | 326716 | Louisville, CO | SEC-registered investment adviser | $100 million to $500 million | 3 | % of assets, Fixed fee |
| [Go Fish Finance, LLC](https://advisorcensus.com/firm/go-fish-finance-llc-boulder-co-333606) ([md](https://advisorcensus.com/firm/go-fish-finance-llc-boulder-co-333606.md)) | 333606 | Boulder, CO | State-registered investment adviser | Under $25 million | 1 | Hourly, Fixed fee |
| [Gold Medal Waters, Inc.](https://advisorcensus.com/firm/gold-medal-waters-inc-boulder-co-132294) ([md](https://advisorcensus.com/firm/gold-medal-waters-inc-boulder-co-132294.md)) | 132294 | Boulder, CO | SEC-registered investment adviser | $100 million to $500 million | 8 | % of assets, Fixed fee |
| [Insight, Corp.](https://advisorcensus.com/firm/insight-corp-boulder-co-311445) ([md](https://advisorcensus.com/firm/insight-corp-boulder-co-311445.md)) | 311445 | Boulder, CO | State-registered investment adviser | $25 million to $100 million | 5 | % of assets, Subscription, Fixed fee |
| [Lucid Financial Planning](https://advisorcensus.com/firm/lucid-financial-planning-nederland-co-343677) ([md](https://advisorcensus.com/firm/lucid-financial-planning-nederland-co-343677.md)) | 343677 | Nederland, CO | State-registered investment adviser | Under $25 million | 0 | % of assets, Hourly, Fixed fee |
| [Lunsford Financial Planning, Inc.](https://advisorcensus.com/firm/lunsford-financial-planning-inc-louisville-co-128687) ([md](https://advisorcensus.com/firm/lunsford-financial-planning-inc-louisville-co-128687.md)) | 128687 | Louisville, CO | State-registered investment adviser | $25 million to $100 million | 22 | % of assets, Hourly, Fixed fee |
| [Outbound Financial](https://advisorcensus.com/firm/outbound-financial-boulder-co-287697) ([md](https://advisorcensus.com/firm/outbound-financial-boulder-co-287697.md)) | 287697 | Boulder, CO | SEC-registered investment adviser | $100 million to $500 million | 2 | % of assets, Hourly, Fixed fee |
| [Pantile Investments](https://advisorcensus.com/firm/pantile-investments-boulder-co-312696) ([md](https://advisorcensus.com/firm/pantile-investments-boulder-co-312696.md)) | 312696 | Boulder, CO | State-registered investment adviser | Under $25 million | 5 | % of assets, Fixed fee |
| [Peak Asset Management, LLC](https://advisorcensus.com/firm/peak-asset-management-llc-louisville-co-106944) ([md](https://advisorcensus.com/firm/peak-asset-management-llc-louisville-co-106944.md)) | 106944 | Louisville, CO | SEC-registered investment adviser | $1 billion to $5 billion | 30 | % of assets, Fixed fee |
| [Robinson Capital Management LLC](https://advisorcensus.com/firm/robinson-capital-management-llc-boulder-co-145220) ([md](https://advisorcensus.com/firm/robinson-capital-management-llc-boulder-co-145220.md)) | 145220 | Boulder, CO | State-registered investment adviser | $25 million to $100 million | 14 | % of assets, Fixed fee |
| [Simmons Investment Management LLC](https://advisorcensus.com/firm/simmons-investment-management-llc-louisville-co-314723) ([md](https://advisorcensus.com/firm/simmons-investment-management-llc-louisville-co-314723.md)) | 314723 | Louisville, CO | State-registered investment adviser | Under $25 million | 5 | % of assets, Hourly, Fixed fee |
| [Snowball Wealth Management](https://advisorcensus.com/firm/snowball-wealth-management-boulder-co-137419) ([md](https://advisorcensus.com/firm/snowball-wealth-management-boulder-co-137419.md)) | 137419 | Boulder, CO | SEC-registered investment adviser | $100 million to $500 million | 2 | % of assets, Hourly, Fixed fee |
| [The Millstone Evans Group, LLC](https://advisorcensus.com/firm/the-millstone-evans-group-llc-boulder-co-311142) ([md](https://advisorcensus.com/firm/the-millstone-evans-group-llc-boulder-co-311142.md)) | 311142 | Boulder, CO | SEC-registered investment adviser | $500 million to $1 billion | 5 | % of assets, Fixed fee |
| [The Wealth Conservancy, Inc.](https://advisorcensus.com/firm/the-wealth-conservancy-inc-boulder-co-112024) ([md](https://advisorcensus.com/firm/the-wealth-conservancy-inc-boulder-co-112024.md)) | 112024 | Boulder, CO | SEC-registered investment adviser | $100 million to $500 million | 43 | % of assets, Fixed fee, Other |
| [Tifin Give](https://advisorcensus.com/firm/tifin-give-boulder-co-313261) ([md](https://advisorcensus.com/firm/tifin-give-boulder-co-313261.md)) | 313261 | Boulder, CO | SEC-registered investment adviser | $25 million to $100 million | 4 | Fixed fee, Other |
| [To Wealth, LLC](https://advisorcensus.com/firm/to-wealth-llc-boulder-co-291594) ([md](https://advisorcensus.com/firm/to-wealth-llc-boulder-co-291594.md)) | 291594 | Boulder, CO | State-registered investment adviser | $25 million to $100 million | 8 | % of assets, Fixed fee |
| [Toro West Capital Advisors](https://advisorcensus.com/firm/toro-west-capital-advisors-louisville-co-331265) ([md](https://advisorcensus.com/firm/toro-west-capital-advisors-louisville-co-331265.md)) | 331265 | Louisville, CO | SEC-registered investment adviser | $100 million to $500 million | 2 | % of assets, Fixed fee |
| [Varra Financial](https://advisorcensus.com/firm/varra-financial-louisville-co-324044) ([md](https://advisorcensus.com/firm/varra-financial-louisville-co-324044.md)) | 324044 | Louisville, CO | SEC-registered investment adviser | $100 million to $500 million | 3 | % of assets, Fixed fee |
| [Welch Financial Planning, LLC](https://advisorcensus.com/firm/welch-financial-planning-llc-boulder-co-329418) ([md](https://advisorcensus.com/firm/welch-financial-planning-llc-boulder-co-329418.md)) | 329418 | Boulder, CO | SEC-registered investment adviser | $100 million to $500 million | 2 | % of assets, Hourly, Fixed fee |
| [Winding Trail Financial Planning, LLC](https://advisorcensus.com/firm/winding-trail-financial-planning-llc-lafayette-co-289035) ([md](https://advisorcensus.com/firm/winding-trail-financial-planning-llc-lafayette-co-289035.md)) | 289035 | Lafayette, CO | State-registered investment adviser | Under $25 million | 9 | % of assets, Hourly, Fixed fee |
| [Young Wealth Partners](https://advisorcensus.com/firm/young-wealth-partners-lafayette-co-339453) ([md](https://advisorcensus.com/firm/young-wealth-partners-lafayette-co-339453.md)) | 339453 | Lafayette, CO | State-registered investment adviser | Under $25 million | 0 | % of assets, Hourly, Fixed fee |

## Questions people ask

**How many financial advisory firms are there in Boulder, CO?**
AdvisorCensus lists 103 investment advisory firms with a principal office in the Boulder metro area, from Form ADV filings as of October 2026: 35 SEC-registered, 32 state-registered, and 36 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV.

**How many fee-only financial advisors are in Boulder, CO?**
37 of the 103 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed.

**How many financial advisors in Boulder, CO offer financial planning?**
46 of the 67 firms in Boulder, CO that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports.

**Are the financial advisors in Boulder, CO fiduciaries?**
Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 37 firms that meet AdvisorCensus's fee-only test report none of those sales ties.

**How do I check whether a financial advisor has disciplinary disclosures?**
Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck.

**Does AdvisorCensus rate, verify, or recommend these firms?**
No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content.

**What does regulatory assets under management mean?**
Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality.

## Related pages

- [Financial advisors in Colorado](https://advisorcensus.com/advisors/co) (https://advisorcensus.com/advisors/co.md)
- [Financial advisors in Boulder, CO](https://advisorcensus.com/advisors/co/boulder) (https://advisorcensus.com/advisors/co/boulder.md)
- [Flat-fee financial advisors in Colorado](https://advisorcensus.com/advisors/co/flat-fee) (https://advisorcensus.com/advisors/co/flat-fee.md)
- [Fee-only financial advisors in Boulder, CO](https://advisorcensus.com/advisors/co/boulder/fee-only) (https://advisorcensus.com/advisors/co/boulder/fee-only.md)
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Cite as: AdvisorCensus. Flat-fee financial advisors in Boulder, CO: 35 firms from Form ADV filings as of October 2026.