{ "path": "/advisors/ca/san-jose/for-retirement-plans", "url": "https://advisorcensus.com/advisors/ca/san-jose/for-retirement-plans", "page_type": "metro_answer", "title": "Financial advisors for retirement plans in San Jose, CA", "filters": {}, "scope_total": 34, "faq": [ { "q": "Which financial advisors in San Jose, CA work with retirement plans?", "a": "34 investment advisory firms with a principal office in the San Jose metro area report retirement plans among their clients on Form ADV Item 5.D, as of October 2026; this page lists them. Form ADV Item 5.D asks every registered adviser which types of clients it advises, with the number of each and the assets it manages for them; a firm appears here when it reports at least one." }, { "q": "How many financial advisory firms are there in San Jose, CA?", "a": "AdvisorCensus lists 449 investment advisory firms with a principal office in the San Jose metro area, from Form ADV filings as of October 2026: 113 SEC-registered, 87 state-registered, and 249 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV." }, { "q": "How many fee-only financial advisors are in San Jose, CA?", "a": "77 of the 449 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed." }, { "q": "How many financial advisors in San Jose, CA offer financial planning?", "a": "118 of the 200 firms in San Jose, CA that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports." }, { "q": "Are the financial advisors in San Jose, CA fiduciaries?", "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 77 firms that meet AdvisorCensus's fee-only test report none of those sales ties." }, { "q": "How do I check whether a financial advisor has disciplinary disclosures?", "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck." }, { "q": "Does AdvisorCensus rate, verify, or recommend these firms?", "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content." }, { "q": "What does regulatory assets under management mean?", "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality." } ], "period": "2026-10-01", "answer_paragraph": "AdvisorCensus lists 34 investment advisory firms with a principal office in the San Jose metro area that report retirement plans among their clients on Form ADV Item 5.D, from filings as of October 2026. Item 5.D asks each firm which types of clients it advises; reporting a client type means the firm serves it, not that it serves only that type. Firms are listed alphabetically; each firm's page lists its client types as filed.", "about_market": "San Jose has 449 investment advisory firms with a principal office in the metro area as of October 2026: 113 SEC-registered, 87 state-registered, and 249 exempt reporting advisers. 77 of them meet AdvisorCensus's fee-only test (paid only by client fees, with no sales-related compensation ties such as an employee registered with a broker-dealer or licensed as an insurance agent), and 71 report under $100 million in regulatory assets under management. The metro area has 679,914 households, 278,673 of them with income of $200,000 or more, or 621 such households for each firm (Census Bureau, American Community Survey 2020–2024 5-year estimates).", "citation": "AdvisorCensus. Financial advisors for retirement plans in San Jose, CA: 34 firms from Form ADV filings as of October 2026.", "total_firms": 34, "page": 1, "total_pages": 1, "sort": "name", "registration_types": { "sec": 25, "state": 9, "exempt": 0 }, "fee_model_mix": [ { "code": "fee-only", "count": 14 }, { "code": "percentage_of_aum", "count": 33 }, { "code": "hourly", "count": 16 }, { "code": "subscription", "count": 1 }, { "code": "fixed", "count": 20 }, { "code": "commissions", "count": 2 }, { "code": "performance_based", "count": 3 }, { "code": "other", "count": 3 }, { "code": "not_reported", "count": 0 } ], "years_registered_distribution": [ { "code": "under_5", "count": 9 }, { "code": "5_to_9", "count": 4 }, { "code": "10_to_19", "count": 13 }, { "code": "20_plus", "count": 8 }, { "code": "not_reported", "count": 0 } ], "raum_band_distribution": [ { "code": "under_25m", "count": 3 }, { "code": "25m_100m", "count": 5 }, { "code": "100m_500m", "count": 11 }, { "code": "500m_1b", "count": 6 }, { "code": "1b_5b", "count": 6 }, { "code": "over_5b", "count": 1 }, { "code": "not_reported", "count": 2 } ], "firms": [ { "crd_number": 329268, "name": "Abundit Wealth", "name_as_filed": "ABUNDIT WEALTH", "url": "https://advisorcensus.com/firm/abundit-wealth-san-jose-ca-329268", "city": "San Jose", "state": "CA", "years_registered": 2, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 318275, "name": "Agata Investments LLC", "name_as_filed": "AGATA INVESTMENTS LLC", "url": "https://advisorcensus.com/firm/agata-investments-llc-saratoga-ca-318275", "city": "Saratoga", "state": "CA", "years_registered": 4, "raum_band": "not_reported", "compensation_types": [ "hourly", "fixed" ], "enhanced": false }, { "crd_number": 107602, "name": "Altos Financial Management, LLC", "name_as_filed": "ALTOS FINANCIAL MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/altos-financial-management-llc-san-jose-ca-107602", "city": "San Jose", "state": "CA", "years_registered": 14, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 288450, "name": "Aria Wealth Management", "name_as_filed": "ARIA WEALTH MANAGEMENT", "url": "https://advisorcensus.com/firm/aria-wealth-management-saratoga-ca-288450", "city": "Saratoga", "state": "CA", "years_registered": 9, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 115479, "name": "ASL Financial, LLC", "name_as_filed": "ASL FINANCIAL, LLC", "url": "https://advisorcensus.com/firm/asl-financial-llc-los-gatos-ca-115479", "city": "Los Gatos", "state": "CA", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 226661, "name": "Betterwealth LLC", "name_as_filed": "BETTERWEALTH LLC", "url": "https://advisorcensus.com/firm/betterwealth-llc-san-jose-ca-226661", "city": "San Jose", "state": "CA", "years_registered": 11, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 132551, "name": "Changing Parameters, LLC", "name_as_filed": "CHANGING PARAMETERS, LLC", "url": "https://advisorcensus.com/firm/changing-parameters-llc-los-altos-ca-132551", "city": "Los Altos", "state": "CA", "years_registered": 22, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 157913, "name": "Clarity Wealth Advisors", "name_as_filed": "CLARITY WEALTH ADVISORS", "url": "https://advisorcensus.com/firm/clarity-wealth-advisors-san-jose-ca-157913", "city": "San Jose", "state": "CA", "years_registered": 12, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 167151, "name": "Concentrum Wealth Management", "name_as_filed": "CONCENTRUM WEALTH MANAGEMENT", "url": "https://advisorcensus.com/firm/concentrum-wealth-management-san-jose-ca-167151", "city": "San Jose", "state": "CA", "years_registered": 13, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 105396, "name": "Cornerstone Capital, Inc.", "name_as_filed": "CORNERSTONE CAPITAL, INC.", "url": "https://advisorcensus.com/firm/cornerstone-capital-inc-palo-alto-ca-105396", "city": "Palo Alto", "state": "CA", "years_registered": 48, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 133743, "name": "DWR Wealth Management, LLC", "name_as_filed": "DWR WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/dwr-wealth-management-llc-san-jose-ca-133743", "city": "San Jose", "state": "CA", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 104510, "name": "Edelman Financial Engines", "name_as_filed": "EDELMAN FINANCIAL ENGINES", "url": "https://advisorcensus.com/firm/edelman-financial-engines-santa-clara-ca-104510", "city": "Santa Clara", "state": "CA", "years_registered": 28, "raum_band": "over_5b", "compensation_types": [ "percentage_of_aum", "hourly", "subscription", "fixed", "other" ], "enhanced": false }, { "crd_number": 324860, "name": "Entrust Investment Services, Inc", "name_as_filed": "ENTRUST INVESTMENT SERVICES, INC", "url": "https://advisorcensus.com/firm/entrust-investment-services-inc-campbell-ca-324860", "city": "Campbell", "state": "CA", "years_registered": 2, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly" ], "enhanced": false }, { "crd_number": 142446, "name": "Evla Hills Equity Services LLC", "name_as_filed": "EVLA HILLS EQUITY SERVICES LLC", "url": "https://advisorcensus.com/firm/evla-hills-equity-services-llc-saratoga-ca-142446", "city": "Saratoga", "state": "CA", "years_registered": 19, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "performance_based" ], "enhanced": false }, { "crd_number": 150647, "name": "Firsthand Capital Management, Inc.", "name_as_filed": "FIRSTHAND CAPITAL MANAGEMENT, INC.", "url": "https://advisorcensus.com/firm/firsthand-capital-management-inc-san-jose-ca-150647", "city": "San Jose", "state": "CA", "years_registered": 17, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "performance_based" ], "enhanced": false }, { "crd_number": 111549, "name": "Heckman Financial & Insurance Services, Inc.", "name_as_filed": "HECKMAN FINANCIAL & INSURANCE SERVICES, INC.", "url": "https://advisorcensus.com/firm/heckman-financial-and-insurance-services-inc-san-jose-ca-111549", "city": "San Jose", "state": "CA", "years_registered": 1, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 142563, "name": "Honu Wealth Management", "name_as_filed": "HONU WEALTH MANAGEMENT", "url": "https://advisorcensus.com/firm/honu-wealth-management-sunnyvale-ca-142563", "city": "Sunnyvale", "state": "CA", "years_registered": 1, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 120343, "name": "Integral Financial LLC", "name_as_filed": "INTEGRAL FINANCIAL LLC", "url": "https://advisorcensus.com/firm/integral-financial-llc-cupertino-ca-120343", "city": "Cupertino", "state": "CA", "years_registered": 19, "raum_band": "not_reported", "compensation_types": [ "percentage_of_aum", "hourly", "commissions" ], "enhanced": false }, { "crd_number": 136200, "name": "James A. Jimenez", "name_as_filed": "JAMES A. JIMENEZ", "url": "https://advisorcensus.com/firm/james-a-jimenez-san-jose-ca-136200", "city": "San Jose", "state": "CA", "years_registered": 29, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 150150, "name": "Johnson Lyman Wealth Advisors", "name_as_filed": "JOHNSON LYMAN WEALTH ADVISORS", "url": "https://advisorcensus.com/firm/johnson-lyman-wealth-advisors-los-altos-ca-150150", "city": "Los Altos", "state": "CA", "years_registered": 17, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 111436, "name": "Legacy Capital Group California, Inc.", "name_as_filed": "LEGACY CAPITAL GROUP CALIFORNIA, INC.", "url": "https://advisorcensus.com/firm/legacy-capital-group-california-inc-los-gatos-ca-111436", "city": "Los Gatos", "state": "CA", "years_registered": 18, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed", "commissions", "other" ], 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"percentage_of_aum", "hourly", "fixed", "other" ], "enhanced": false }, { "crd_number": 292274, "name": "Orchard City Wealth Management, LLC", "name_as_filed": "ORCHARD CITY WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/orchard-city-wealth-management-llc-los-gatos-ca-292274", "city": "Los Gatos", "state": "CA", "years_registered": 0, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 329135, "name": "Potentia Wealth", "name_as_filed": "POTENTIA WEALTH", "url": "https://advisorcensus.com/firm/potentia-wealth-san-jose-ca-329135", "city": "San Jose", "state": "CA", "years_registered": 2, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 117378, "name": "Pruneyard Financial Group, Inc.", "name_as_filed": "PRUNEYARD FINANCIAL GROUP, INC.", "url": "https://advisorcensus.com/firm/pruneyard-financial-group-inc-cupertino-ca-117378", 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