# Financial advisors for businesses in San Jose, CA

> AdvisorCensus lists 38 investment advisory firms with a principal office in the San Jose metro area that report businesses among their clients on Form ADV Item 5.D, from filings as of October 2026. Item 5.D asks each firm which types of clients it advises; reporting a client type means the firm serves it, not that it serves only that type. Firms are listed alphabetically; each firm's page lists its client types as filed.

Source: Form ADV filings as of October 2026. Rebuilt monthly. HTML page: https://advisorcensus.com/advisors/ca/san-jose/for-businesses

## At a glance

- Investment advisory firms: 38
- Registration: SEC-registered investment adviser: 29, State-registered investment adviser: 9
- How firms are compensated (Form ADV Item 5.E; shares of the firms that file it): Fee-only (AdvisorCensus test) 13 (34%); Percentage of assets 36 (95%); Hourly charges 15 (39%); Subscription fees (newsletter or periodical) 2 (5%); Fixed fees 19 (50%); Commissions 2 (5%); Performance-based fees 7 (18%); Other 4 (11%)
- Regulatory assets under management (Item 5.F): Under $25 million 2 (5%); $25 million to $100 million 7 (18%); $100 million to $500 million 10 (26%); $500 million to $1 billion 3 (8%); $1 billion to $5 billion 10 (26%); Over $5 billion 3 (8%); Not reported 3 (8%)
- Years registered: Under 5 years 10 (26%); 5 to 9 years 8 (21%); 10 to 19 years 10 (26%); 20 years or more 10 (26%)

## Firms (page 1 of 1, 1 to 38 of 38, sorted by name)

| Firm | CRD | City | Registration | Assets band | Years registered | Compensation |
| --- | --- | --- | --- | --- | --- | --- |
| [Agata Investments LLC](https://advisorcensus.com/firm/agata-investments-llc-saratoga-ca-318275) ([md](https://advisorcensus.com/firm/agata-investments-llc-saratoga-ca-318275.md)) | 318275 | Saratoga, CA | State-registered investment adviser | Not reported | 4 | Hourly, Fixed fee |
| [Allocate Management Company, LLC](https://advisorcensus.com/firm/allocate-management-company-llc-palo-alto-ca-316814) ([md](https://advisorcensus.com/firm/allocate-management-company-llc-palo-alto-ca-316814.md)) | 316814 | Palo Alto, CA | SEC-registered investment adviser | $1 billion to $5 billion | 4 | % of assets, Fixed fee, Performance fee |
| [Ardent Capital](https://advisorcensus.com/firm/ardent-capital-mountain-view-ca-134105) ([md](https://advisorcensus.com/firm/ardent-capital-mountain-view-ca-134105.md)) | 134105 | Mountain View, CA | State-registered investment adviser | $25 million to $100 million | 21 | % of assets |
| [Changing Parameters, LLC](https://advisorcensus.com/firm/changing-parameters-llc-los-altos-ca-132551) ([md](https://advisorcensus.com/firm/changing-parameters-llc-los-altos-ca-132551.md)) | 132551 | Los Altos, CA | SEC-registered investment adviser | $100 million to $500 million | 22 | % of assets |
| [Concentrum Wealth Management](https://advisorcensus.com/firm/concentrum-wealth-management-san-jose-ca-167151) ([md](https://advisorcensus.com/firm/concentrum-wealth-management-san-jose-ca-167151.md)) | 167151 | San Jose, CA | SEC-registered investment adviser | $500 million to $1 billion | 13 | % of assets, Hourly, Fixed fee |
| [Cornerstone Capital, Inc.](https://advisorcensus.com/firm/cornerstone-capital-inc-palo-alto-ca-105396) ([md](https://advisorcensus.com/firm/cornerstone-capital-inc-palo-alto-ca-105396.md)) | 105396 | Palo Alto, CA | SEC-registered investment adviser | $1 billion to $5 billion | 48 | % of assets, Fixed fee |
| [Cultivate Financial Group LLC](https://advisorcensus.com/firm/cultivate-financial-group-llc-los-gatos-ca-288980) ([md](https://advisorcensus.com/firm/cultivate-financial-group-llc-los-gatos-ca-288980.md)) | 288980 | Los Gatos, CA | State-registered investment adviser | $25 million to $100 million | 9 | % of assets, Fixed fee |
| [DWR Wealth Management, LLC](https://advisorcensus.com/firm/dwr-wealth-management-llc-san-jose-ca-133743) ([md](https://advisorcensus.com/firm/dwr-wealth-management-llc-san-jose-ca-133743.md)) | 133743 | San Jose, CA | SEC-registered investment adviser | $100 million to $500 million | 5 | % of assets, Hourly, Fixed fee |
| [Edelman Financial Engines](https://advisorcensus.com/firm/edelman-financial-engines-santa-clara-ca-104510) ([md](https://advisorcensus.com/firm/edelman-financial-engines-santa-clara-ca-104510.md)) | 104510 | Santa Clara, CA | SEC-registered investment adviser | Over $5 billion | 28 | % of assets, Hourly, Subscription, Fixed fee, Other |
| [Electric Capital Partners, LLC](https://advisorcensus.com/firm/electric-capital-partners-llc-palo-alto-ca-296943) ([md](https://advisorcensus.com/firm/electric-capital-partners-llc-palo-alto-ca-296943.md)) | 296943 | Palo Alto, CA | SEC-registered investment adviser | $1 billion to $5 billion | 5 | % of assets, Performance fee |
| [Evla Hills Equity Services LLC](https://advisorcensus.com/firm/evla-hills-equity-services-llc-saratoga-ca-142446) ([md](https://advisorcensus.com/firm/evla-hills-equity-services-llc-saratoga-ca-142446.md)) | 142446 | Saratoga, CA | State-registered investment adviser | $25 million to $100 million | 19 | % of assets, Performance fee |
| [Firsthand Capital Management, Inc.](https://advisorcensus.com/firm/firsthand-capital-management-inc-san-jose-ca-150647) ([md](https://advisorcensus.com/firm/firsthand-capital-management-inc-san-jose-ca-150647.md)) | 150647 | San Jose, CA | SEC-registered investment adviser | $25 million to $100 million | 17 | % of assets, Performance fee |
| [Flywheel Private Wealth LLC](https://advisorcensus.com/firm/flywheel-private-wealth-llc-los-altos-ca-325690) ([md](https://advisorcensus.com/firm/flywheel-private-wealth-llc-los-altos-ca-325690.md)) | 325690 | Los Altos, CA | SEC-registered investment adviser | $100 million to $500 million | 3 | % of assets |
| [H&H International Investment, LLC](https://advisorcensus.com/firm/h-and-h-international-investment-llc-palo-alto-ca-292451) ([md](https://advisorcensus.com/firm/h-and-h-international-investment-llc-palo-alto-ca-292451.md)) | 292451 | Palo Alto, CA | SEC-registered investment adviser | Over $5 billion | 8 | % of assets, Performance fee |
| [Heckman Financial & Insurance Services, Inc.](https://advisorcensus.com/firm/heckman-financial-and-insurance-services-inc-san-jose-ca-111549) ([md](https://advisorcensus.com/firm/heckman-financial-and-insurance-services-inc-san-jose-ca-111549.md)) | 111549 | San Jose, CA | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Hourly, Fixed fee |
| [Honu Wealth Management](https://advisorcensus.com/firm/honu-wealth-management-sunnyvale-ca-142563) ([md](https://advisorcensus.com/firm/honu-wealth-management-sunnyvale-ca-142563.md)) | 142563 | Sunnyvale, CA | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Hourly, Fixed fee |
| [Insights Investments](https://advisorcensus.com/firm/insights-investments-palo-alto-ca-309727) ([md](https://advisorcensus.com/firm/insights-investments-palo-alto-ca-309727.md)) | 309727 | Palo Alto, CA | SEC-registered investment adviser | $25 million to $100 million | 6 | % of assets, Subscription |
| [Integral Financial LLC](https://advisorcensus.com/firm/integral-financial-llc-cupertino-ca-120343) ([md](https://advisorcensus.com/firm/integral-financial-llc-cupertino-ca-120343.md)) | 120343 | Cupertino, CA | State-registered investment adviser | Not reported | 19 | % of assets, Hourly, Commissions |
| [Kera Capital Partners](https://advisorcensus.com/firm/kera-capital-partners-san-jose-ca-312875) ([md](https://advisorcensus.com/firm/kera-capital-partners-san-jose-ca-312875.md)) | 312875 | San Jose, CA | SEC-registered investment adviser | $1 billion to $5 billion | 5 | % of assets, Hourly, Fixed fee |
| [Legacy Capital Group California, Inc.](https://advisorcensus.com/firm/legacy-capital-group-california-inc-los-gatos-ca-111436) ([md](https://advisorcensus.com/firm/legacy-capital-group-california-inc-los-gatos-ca-111436.md)) | 111436 | Los Gatos, CA | SEC-registered investment adviser | $500 million to $1 billion | 18 | % of assets, Fixed fee, Commissions, Other |
| [Mine & Arao Wealth Creation and Management, LLC](https://advisorcensus.com/firm/mine-and-arao-wealth-creation-and-management-llc-campbell-ca-118319) ([md](https://advisorcensus.com/firm/mine-and-arao-wealth-creation-and-management-llc-campbell-ca-118319.md)) | 118319 | Campbell, CA | SEC-registered investment adviser | $100 million to $500 million | 8 | % of assets, Hourly |
| [New Assets Investment Advisors LLC](https://advisorcensus.com/firm/new-assets-investment-advisors-llc-milpitas-ca-167341) ([md](https://advisorcensus.com/firm/new-assets-investment-advisors-llc-milpitas-ca-167341.md)) | 167341 | Milpitas, CA | State-registered investment adviser | $25 million to $100 million | 13 | % of assets, Hourly, Performance fee |
| [NRI Wealth Management, LLC](https://advisorcensus.com/firm/nri-wealth-management-llc-santa-clara-ca-162234) ([md](https://advisorcensus.com/firm/nri-wealth-management-llc-santa-clara-ca-162234.md)) | 162234 | Santa Clara, CA | SEC-registered investment adviser | $100 million to $500 million | 4 | % of assets, Hourly, Fixed fee |
| [Olma Advisors](https://advisorcensus.com/firm/olma-advisors-los-gatos-ca-306220) ([md](https://advisorcensus.com/firm/olma-advisors-los-gatos-ca-306220.md)) | 306220 | Los Gatos, CA | State-registered investment adviser | Under $25 million | 6 | % of assets, Hourly, Fixed fee, Other |
| [Pantheon Wealth Planning](https://advisorcensus.com/firm/pantheon-wealth-planning-san-jose-ca-166825) ([md](https://advisorcensus.com/firm/pantheon-wealth-planning-san-jose-ca-166825.md)) | 166825 | San Jose, CA | State-registered investment adviser | Not reported | 13 | Hourly, Fixed fee |
| [Potentia Wealth](https://advisorcensus.com/firm/potentia-wealth-san-jose-ca-329135) ([md](https://advisorcensus.com/firm/potentia-wealth-san-jose-ca-329135.md)) | 329135 | San Jose, CA | SEC-registered investment adviser | $500 million to $1 billion | 2 | % of assets, Fixed fee |
| [Proflex Finance](https://advisorcensus.com/firm/proflex-finance-los-gatos-ca-334262) ([md](https://advisorcensus.com/firm/proflex-finance-los-gatos-ca-334262.md)) | 334262 | Los Gatos, CA | State-registered investment adviser | Under $25 million | 1 | % of assets |
| [Pruneyard Financial Group, Inc.](https://advisorcensus.com/firm/pruneyard-financial-group-inc-cupertino-ca-117378) ([md](https://advisorcensus.com/firm/pruneyard-financial-group-inc-cupertino-ca-117378.md)) | 117378 | Cupertino, CA | SEC-registered investment adviser | $25 million to $100 million | 24 | % of assets |
| [Retirement Capital Strategies, Inc.](https://advisorcensus.com/firm/retirement-capital-strategies-inc-san-jose-ca-139009) ([md](https://advisorcensus.com/firm/retirement-capital-strategies-inc-san-jose-ca-139009.md)) | 139009 | San Jose, CA | SEC-registered investment adviser | $100 million to $500 million | 16 | % of assets, Hourly, Fixed fee |
| [Rice Financial Consulting, Inc.](https://advisorcensus.com/firm/rice-financial-consulting-inc-los-gatos-ca-170346) ([md](https://advisorcensus.com/firm/rice-financial-consulting-inc-los-gatos-ca-170346.md)) | 170346 | Los Gatos, CA | SEC-registered investment adviser | $100 million to $500 million | 10 | % of assets |
| [Saratoga Research & Investment Management](https://advisorcensus.com/firm/saratoga-research-and-investment-management-saratoga-ca-110506) ([md](https://advisorcensus.com/firm/saratoga-research-and-investment-management-saratoga-ca-110506.md)) | 110506 | Saratoga, CA | SEC-registered investment adviser | $1 billion to $5 billion | 26 | % of assets |
| [Scharf Investments, LLC](https://advisorcensus.com/firm/scharf-investments-llc-los-gatos-ca-105508) ([md](https://advisorcensus.com/firm/scharf-investments-llc-los-gatos-ca-105508.md)) | 105508 | Los Gatos, CA | SEC-registered investment adviser | $1 billion to $5 billion | 43 | % of assets, Fixed fee, Performance fee |
| [Seek First Inc.](https://advisorcensus.com/firm/seek-first-inc-campbell-ca-312546) ([md](https://advisorcensus.com/firm/seek-first-inc-campbell-ca-312546.md)) | 312546 | Campbell, CA | SEC-registered investment adviser | $100 million to $500 million | 3 | % of assets, Fixed fee |
| [Silicon Valley Capital Partners, L.P.](https://advisorcensus.com/firm/silicon-valley-capital-partners-l-p-san-jose-ca-125114) ([md](https://advisorcensus.com/firm/silicon-valley-capital-partners-l-p-san-jose-ca-125114.md)) | 125114 | San Jose, CA | SEC-registered investment adviser | $1 billion to $5 billion | 23 | % of assets |
| [SP Asset Management LLC](https://advisorcensus.com/firm/sp-asset-management-llc-cupertino-ca-323369) ([md](https://advisorcensus.com/firm/sp-asset-management-llc-cupertino-ca-323369.md)) | 323369 | Cupertino, CA | SEC-registered investment adviser | $1 billion to $5 billion | 3 | % of assets |
| [Wealth Architects, LLC](https://advisorcensus.com/firm/wealth-architects-llc-mountain-view-ca-135373) ([md](https://advisorcensus.com/firm/wealth-architects-llc-mountain-view-ca-135373.md)) | 135373 | Mountain View, CA | SEC-registered investment adviser | $1 billion to $5 billion | 21 | % of assets, Hourly, Fixed fee |
| [Wealthfront Advisers LLC](https://advisorcensus.com/firm/wealthfront-advisers-llc-palo-alto-ca-148456) ([md](https://advisorcensus.com/firm/wealthfront-advisers-llc-palo-alto-ca-148456.md)) | 148456 | Palo Alto, CA | SEC-registered investment adviser | Over $5 billion | 17 | % of assets, Other |
| [Werba Rubin Papier Wealth Management, LLC](https://advisorcensus.com/firm/werba-rubin-papier-wealth-management-llc-san-jose-ca-139237) ([md](https://advisorcensus.com/firm/werba-rubin-papier-wealth-management-llc-san-jose-ca-139237.md)) | 139237 | San Jose, CA | SEC-registered investment adviser | $1 billion to $5 billion | 20 | % of assets |

## Questions people ask

**Which financial advisors in San Jose, CA work with businesses?**
38 investment advisory firms with a principal office in the San Jose metro area report businesses among their clients on Form ADV Item 5.D, as of October 2026; this page lists them. Form ADV Item 5.D asks every registered adviser which types of clients it advises, with the number of each and the assets it manages for them; a firm appears here when it reports at least one.

**How many financial advisory firms are there in San Jose, CA?**
AdvisorCensus lists 449 investment advisory firms with a principal office in the San Jose metro area, from Form ADV filings as of October 2026: 113 SEC-registered, 87 state-registered, and 249 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV.

**How many fee-only financial advisors are in San Jose, CA?**
77 of the 449 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed.

**How many financial advisors in San Jose, CA offer financial planning?**
118 of the 200 firms in San Jose, CA that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports.

**Are the financial advisors in San Jose, CA fiduciaries?**
Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 77 firms that meet AdvisorCensus's fee-only test report none of those sales ties.

**How do I check whether a financial advisor has disciplinary disclosures?**
Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck.

**Does AdvisorCensus rate, verify, or recommend these firms?**
No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content.

**What does regulatory assets under management mean?**
Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality.

## Related pages

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- [Financial advisors in San Jose, CA](https://advisorcensus.com/advisors/ca/san-jose) (https://advisorcensus.com/advisors/ca/san-jose.md)
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Cite as: AdvisorCensus. Financial advisors for businesses in San Jose, CA: 38 firms from Form ADV filings as of October 2026.