{ "path": "/advisors/ca/san-diego/no-account-minimum", "url": "https://advisorcensus.com/advisors/ca/san-diego/no-account-minimum", "page_type": "metro_answer", "title": "Financial advisors with no account minimum in San Diego, CA", "filters": {}, "scope_total": 27, "faq": [ { "q": "Which financial advisors in San Diego, CA have no account minimum?", "a": "27 investment advisory firms with a principal office in the San Diego metro area state in their Form ADV Part 2A brochure that they have no account minimum, as of October 2026; this page lists them. A firm appears here when its current Form ADV Part 2A brochure says it has no account minimum and AdvisorCensus found that sentence word for word in the brochure, with no other minimum beside it. Only brochures AdvisorCensus has read count, so a firm missing here may have no minimum without stating it; and a firm can still decline an account, or set a minimum fee, which its page shows when the brochure states one." }, { "q": "How many financial advisory firms are there in San Diego, CA?", "a": "AdvisorCensus lists 423 investment advisory firms with a principal office in the San Diego metro area, from Form ADV filings as of October 2026: 182 SEC-registered, 162 state-registered, and 79 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV." }, { "q": "How many fee-only financial advisors are in San Diego, CA?", "a": "132 of the 423 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed." }, { "q": "How many financial advisors in San Diego, CA offer financial planning?", "a": "241 of the 344 firms in San Diego, CA that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports." }, { "q": "Are the financial advisors in San Diego, CA fiduciaries?", "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 132 firms that meet AdvisorCensus's fee-only test report none of those sales ties." }, { "q": "How do I check whether a financial advisor has disciplinary disclosures?", "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck." }, { "q": "Does AdvisorCensus rate, verify, or recommend these firms?", "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content." }, { "q": "What does regulatory assets under management mean?", "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality." } ], "period": "2026-10-01", "answer_paragraph": "AdvisorCensus lists 27 investment advisory firms with a principal office in the San Diego metro area whose Form ADV Part 2A brochure states that the firm has no account minimum, a sentence checked word for word in the brochure, from filings as of October 2026. Firms are listed alphabetically; each firm's page quotes the brochure.", "about_market": "San Diego has 423 investment advisory firms with a principal office in the metro area as of October 2026: 182 SEC-registered, 162 state-registered, and 79 exempt reporting advisers. 132 of them meet AdvisorCensus's fee-only test (paid only by client fees, with no sales-related compensation ties such as an employee registered with a broker-dealer or licensed as an insurance agent), and 146 report under $100 million in regulatory assets under management. The metro area has 1,171,278 households, 248,402 of them with income of $200,000 or more, or 587 such households for each firm (Census Bureau, American Community Survey 2020–2024 5-year estimates).", "citation": "AdvisorCensus. Financial advisors with no account minimum in San Diego, CA: 27 firms from Form ADV filings as of October 2026.", "total_firms": 27, "page": 1, "total_pages": 1, "sort": "name", "registration_types": { "sec": 27, "state": 0, "exempt": 0 }, "fee_model_mix": [ { "code": "fee-only", "count": 14 }, { "code": "percentage_of_aum", "count": 25 }, { "code": "hourly", "count": 10 }, { "code": "subscription", "count": 0 }, { "code": "fixed", "count": 21 }, { "code": "commissions", "count": 0 }, { "code": "performance_based", "count": 5 }, { "code": "other", "count": 0 }, { "code": "not_reported", "count": 0 } ], "years_registered_distribution": [ { "code": "under_5", "count": 16 }, { "code": "5_to_9", "count": 5 }, { "code": "10_to_19", "count": 5 }, { "code": "20_plus", "count": 1 }, { "code": "not_reported", "count": 0 } ], "raum_band_distribution": [ { "code": "under_25m", "count": 2 }, { "code": "25m_100m", "count": 0 }, { "code": "100m_500m", "count": 14 }, { "code": "500m_1b", "count": 4 }, { "code": "1b_5b", "count": 2 }, { "code": "over_5b", "count": 3 }, { "code": "not_reported", "count": 2 } ], "firms": [ { "crd_number": 160657, "name": "\"Tate Asset Management\" and \"DCO Wealth Management\"", "name_as_filed": "\"TATE ASSET MANAGEMENT\" AND \"DCO WEALTH MANAGEMENT\"", "url": "https://advisorcensus.com/firm/tate-asset-management-and-dco-wealth-management-rancho-santa-fe-ca-160657", "city": "Rancho Santa Fe", "state": "CA", "years_registered": 9, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 334039, "name": "Adviceonly", "name_as_filed": "ADVICEONLY", "url": "https://advisorcensus.com/firm/adviceonly-san-diego-ca-334039", "city": "San Diego", "state": "CA", "years_registered": 0, "raum_band": "not_reported", "compensation_types": [ "hourly", "fixed" ], "enhanced": false }, { "crd_number": 343367, "name": "Alder Capital", "name_as_filed": "ALDER CAPITAL", "url": "https://advisorcensus.com/firm/alder-capital-san-diego-ca-343367", "city": "San Diego", "state": "CA", "years_registered": 0, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "performance_based" ], "enhanced": false }, { "crd_number": 146255, "name": "Ariston Services Group, LLC", "name_as_filed": "ARISTON SERVICES GROUP, LLC", "url": "https://advisorcensus.com/firm/ariston-services-group-llc-san-diego-ca-146255", "city": "San Diego", "state": "CA", "years_registered": 18, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed", "performance_based" ], "enhanced": false }, { "crd_number": 164081, "name": "Axxcess Wealth Management, LLC", "name_as_filed": "AXXCESS WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/axxcess-wealth-management-llc-carlsbad-ca-164081", "city": "Carlsbad", "state": "CA", "years_registered": 14, "raum_band": "over_5b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed", "performance_based" ], "enhanced": false }, { "crd_number": 170093, "name": "Bamboo Wealth Strategies", "name_as_filed": "BAMBOO WEALTH STRATEGIES", "url": "https://advisorcensus.com/firm/bamboo-wealth-strategies-san-diego-ca-170093", "city": "San Diego", "state": "CA", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 326620, "name": "Cascade Financial Partners, LLC", "name_as_filed": "CASCADE FINANCIAL PARTNERS, LLC", "url": "https://advisorcensus.com/firm/cascade-financial-partners-llc-san-diego-ca-326620", "city": "San Diego", "state": "CA", "years_registered": 3, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 109480, "name": "Dean Roland Russell, LLC", "name_as_filed": "DEAN ROLAND RUSSELL, LLC", "url": "https://advisorcensus.com/firm/dean-roland-russell-llc-san-diego-ca-109480", "city": "San Diego", "state": "CA", "years_registered": 27, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 145073, "name": "Decision Investments, Inc.", "name_as_filed": "DECISION INVESTMENTS, INC.", "url": "https://advisorcensus.com/firm/decision-investments-inc-san-diego-ca-145073", "city": "San Diego", "state": "CA", "years_registered": 1, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 315959, "name": "Essential Partners LLC", "name_as_filed": "ESSENTIAL PARTNERS LLC", "url": "https://advisorcensus.com/firm/essential-partners-llc-rancho-santa-fe-ca-315959", "city": "Rancho Santa Fe,", "state": "CA", "years_registered": 4, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 326204, "name": "Fiduciary Benefits Group", "name_as_filed": "FIDUCIARY BENEFITS GROUP", "url": "https://advisorcensus.com/firm/fiduciary-benefits-group-san-diego-ca-326204", "city": "San Diego", "state": "CA", "years_registered": 3, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 282177, "name": "Financial Focus LLC", "name_as_filed": "FINANCIAL FOCUS LLC", "url": "https://advisorcensus.com/firm/financial-focus-llc-carlsbad-ca-282177", "city": "Carlsbad", "state": "CA", "years_registered": 8, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 314509, "name": "First Light Retirement, LLC", "name_as_filed": "FIRST LIGHT RETIREMENT, LLC", "url": "https://advisorcensus.com/firm/first-light-retirement-llc-del-mar-ca-314509", "city": "Del Mar", "state": "CA", "years_registered": 5, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum" ], "enhanced": false }, { "crd_number": 323032, "name": "International Private Wealth Advisors LLC", "name_as_filed": "INTERNATIONAL PRIVATE WEALTH ADVISORS LLC", "url": "https://advisorcensus.com/firm/international-private-wealth-advisors-llc-san-diego-ca-323032", "city": "San Diego", "state": "CA", "years_registered": 4, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 316431, "name": "Kaiyo Wealth LLC", "name_as_filed": "KAIYO WEALTH LLC", "url": "https://advisorcensus.com/firm/kaiyo-wealth-llc-san-diego-ca-316431", "city": "San Diego", "state": "CA", "years_registered": 0, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 167732, "name": "Life Strategies, Inc.", "name_as_filed": "LIFE STRATEGIES, INC.", "url": "https://advisorcensus.com/firm/life-strategies-inc-cardiff-ca-167732", "city": "Cardiff", "state": "CA", "years_registered": 1, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 323605, "name": "Meketa Fiduciary Management, LLC", "name_as_filed": "MEKETA FIDUCIARY MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/meketa-fiduciary-management-llc-carlsbad-ca-323605", "city": "Carlsbad", "state": "CA", "years_registered": 3, "raum_band": "over_5b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 327155, "name": "Nectarine", "name_as_filed": "NECTARINE", "url": "https://advisorcensus.com/firm/nectarine-san-diego-ca-327155", "city": "San Diego", "state": "CA", "years_registered": 3, "raum_band": "not_reported", "compensation_types": [ "fixed" ], "enhanced": false }, { "crd_number": 167771, "name": "Practicecfo Investments", "name_as_filed": "PRACTICECFO INVESTMENTS", "url": "https://advisorcensus.com/firm/practicecfo-investments-san-diego-ca-167771", "city": "San Diego", "state": "CA", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 144316, "name": "Pure Financial Advisors, LLC", "name_as_filed": "PURE FINANCIAL ADVISORS, LLC", "url": "https://advisorcensus.com/firm/pure-financial-advisors-llc-san-diego-ca-144316", "city": "San Diego", "state": "CA", "years_registered": 17, "raum_band": "over_5b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 343551, "name": "SCSC Advisors, LLC", "name_as_filed": "SCSC ADVISORS, LLC", "url": "https://advisorcensus.com/firm/scsc-advisors-llc-rancho-santa-fe-ca-343551", "city": "Rancho Santa Fe", "state": "CA", "years_registered": 0, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 284125, "name": "Seabird Investment Partners", "name_as_filed": "SEABIRD INVESTMENT PARTNERS", "url": "https://advisorcensus.com/firm/seabird-investment-partners-san-diego-ca-284125", "city": "San Diego", "state": "CA", "years_registered": 10, 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1, "label": "Financial advisors for business owners in San Diego, CA" }, { "path": "/advisors/ca/san-diego/corporate-executives", "firm_count": 1, "label": "Financial advisors for corporate executives in San Diego, CA" }, { "path": "/advisors/ca/san-diego/women", "firm_count": 2, "label": "Financial advisors for women in San Diego, CA" } ] }, "csv": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }