# Fee-only financial advisors in San Diego, CA

> AdvisorCensus lists 132 investment advisory firms with a principal office in the San Diego metro area that meet AdvisorCensus's fee-only test: paid only by client fees on Form ADV Item 5.E, with no employee registered with a broker-dealer or licensed as an insurance agent, no brokerage, insurance, or real estate sales business or related company, and no referral fees from others, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.

Source: Form ADV filings as of October 2026. Rebuilt monthly. HTML page: https://advisorcensus.com/advisors/ca/san-diego/fee-only/page/3

## At a glance

- Investment advisory firms: 132
- Registration: SEC-registered investment adviser: 59, State-registered investment adviser: 73
- How firms are compensated (Form ADV Item 5.E; shares of the firms that file it): Fee-only (AdvisorCensus test) 132 (100%); Percentage of assets 115 (87%); Hourly charges 64 (48%); Fixed fees 84 (64%)
- Regulatory assets under management (Item 5.F): Under $25 million 36 (27%); $25 million to $100 million 30 (23%); $100 million to $500 million 37 (28%); $500 million to $1 billion 9 (7%); $1 billion to $5 billion 4 (3%); Over $5 billion 4 (3%); Not reported 12 (9%)
- Years registered: Under 5 years 50 (38%); 5 to 9 years 37 (28%); 10 to 19 years 25 (19%); 20 years or more 19 (14%); Not reported 1 (1%)

## Firms (page 3 of 3, 101 to 132 of 132, sorted by name)

| Firm | CRD | City | Registration | Assets band | Years registered | Compensation |
| --- | --- | --- | --- | --- | --- | --- |
| [Seawise Financial, Inc.](https://advisorcensus.com/firm/seawise-financial-inc-cardiff-by-the-sea-ca-298012) ([md](https://advisorcensus.com/firm/seawise-financial-inc-cardiff-by-the-sea-ca-298012.md)) | 298012 | Cardiff by the Sea, CA | State-registered investment adviser | $25 million to $100 million | 8 | % of assets, Hourly |
| [Sestante Family Office](https://advisorcensus.com/firm/sestante-family-office-coronado-ca-335152) ([md](https://advisorcensus.com/firm/sestante-family-office-coronado-ca-335152.md)) | 335152 | Coronado, CA | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Fixed fee |
| [Silvia McColl Wealth Management, LLC](https://advisorcensus.com/firm/silvia-mccoll-wealth-management-llc-san-diego-ca-295339) ([md](https://advisorcensus.com/firm/silvia-mccoll-wealth-management-llc-san-diego-ca-295339.md)) | 295339 | San Diego, CA | SEC-registered investment adviser | $100 million to $500 million | 8 | % of assets, Hourly, Fixed fee |
| [Simplifi, Inc.](https://advisorcensus.com/firm/simplifi-inc-san-diego-ca-154900) ([md](https://advisorcensus.com/firm/simplifi-inc-san-diego-ca-154900.md)) | 154900 | San Diego, CA | SEC-registered investment adviser | $100 million to $500 million | 12 | % of assets, Hourly, Fixed fee |
| [Speiro Investments, LLC](https://advisorcensus.com/firm/speiro-investments-llc-lakeside-ca-171407) ([md](https://advisorcensus.com/firm/speiro-investments-llc-lakeside-ca-171407.md)) | 171407 | Lakeside, CA | State-registered investment adviser | $25 million to $100 million | 12 | % of assets |
| [Stack Asset Management](https://advisorcensus.com/firm/stack-asset-management-san-diego-ca-151247) ([md](https://advisorcensus.com/firm/stack-asset-management-san-diego-ca-151247.md)) | 151247 | San Diego, CA | State-registered investment adviser | Under $25 million | 8 | % of assets |
| [Steward Family Office, Inc.](https://advisorcensus.com/firm/steward-family-office-inc-escondido-ca-173846) ([md](https://advisorcensus.com/firm/steward-family-office-inc-escondido-ca-173846.md)) | 173846 | Escondido, CA | State-registered investment adviser | Not reported | 11 | Fixed fee |
| [Stolper & Co., Inc.](https://advisorcensus.com/firm/stolper-and-co-inc-san-diego-ca-6911) ([md](https://advisorcensus.com/firm/stolper-and-co-inc-san-diego-ca-6911.md)) | 6911 | San Diego, CA | SEC-registered investment adviser | $500 million to $1 billion | 50 | % of assets, Fixed fee |
| [Stone Steps Financial, LLC](https://advisorcensus.com/firm/stone-steps-financial-llc-encinitas-ca-175289) ([md](https://advisorcensus.com/firm/stone-steps-financial-llc-encinitas-ca-175289.md)) | 175289 | Encinitas, CA | SEC-registered investment adviser | $100 million to $500 million | 1 | % of assets, Hourly, Fixed fee |
| [Stout Capital Management LLC](https://advisorcensus.com/firm/stout-capital-management-llc-encinitas-ca-120587) ([md](https://advisorcensus.com/firm/stout-capital-management-llc-encinitas-ca-120587.md)) | 120587 | Encinitas, CA | State-registered investment adviser | $25 million to $100 million | Not reported | % of assets, Hourly, Fixed fee |
| [Stout Capital Management LLC](https://advisorcensus.com/firm/stout-capital-management-llc-encinitas-ca-342154) ([md](https://advisorcensus.com/firm/stout-capital-management-llc-encinitas-ca-342154.md)) | 342154 | Encinitas, CA | State-registered investment adviser | $25 million to $100 million | 0 | % of assets, Hourly, Fixed fee |
| [Syrios Wealth Management Group](https://advisorcensus.com/firm/syrios-wealth-management-group-la-jolla-ca-332139) ([md](https://advisorcensus.com/firm/syrios-wealth-management-group-la-jolla-ca-332139.md)) | 332139 | La Jolla, CA | SEC-registered investment adviser | $100 million to $500 million | 2 | % of assets, Fixed fee |
| [Taxable Wealth](https://advisorcensus.com/firm/taxable-wealth-san-diego-ca-304187) ([md](https://advisorcensus.com/firm/taxable-wealth-san-diego-ca-304187.md)) | 304187 | San Diego, CA | State-registered investment adviser | $25 million to $100 million | 7 | % of assets, Hourly, Fixed fee |
| [TED Buchan & Company](https://advisorcensus.com/firm/ted-buchan-and-company-san-diego-ca-140722) ([md](https://advisorcensus.com/firm/ted-buchan-and-company-san-diego-ca-140722.md)) | 140722 | San Diego, CA | SEC-registered investment adviser | $100 million to $500 million | 8 | % of assets, Fixed fee |
| [The Garrett Group](https://advisorcensus.com/firm/the-garrett-group-encinitas-ca-145451) ([md](https://advisorcensus.com/firm/the-garrett-group-encinitas-ca-145451.md)) | 145451 | Encinitas, CA | State-registered investment adviser | Under $25 million | 9 | % of assets |
| [Thrive Portfolios](https://advisorcensus.com/firm/thrive-portfolios-san-diego-ca-314414) ([md](https://advisorcensus.com/firm/thrive-portfolios-san-diego-ca-314414.md)) | 314414 | San Diego, CA | State-registered investment adviser | Under $25 million | 5 | % of assets, Hourly, Fixed fee |
| [Tide Cove Capital Partners LLC](https://advisorcensus.com/firm/tide-cove-capital-partners-llc-san-diego-ca-327373) ([md](https://advisorcensus.com/firm/tide-cove-capital-partners-llc-san-diego-ca-327373.md)) | 327373 | San Diego, CA | SEC-registered investment adviser | $100 million to $500 million | 3 | % of assets, Hourly, Fixed fee |
| [Torren Management, LLC](https://advisorcensus.com/firm/torren-management-llc-san-diego-ca-329263) ([md](https://advisorcensus.com/firm/torren-management-llc-san-diego-ca-329263.md)) | 329263 | San Diego, CA | SEC-registered investment adviser | $100 million to $500 million | 2 | % of assets, Hourly, Fixed fee |
| [Torrey Growth & Income Advisors, LLC](https://advisorcensus.com/firm/torrey-growth-and-income-advisors-llc-del-mar-ca-139940) ([md](https://advisorcensus.com/firm/torrey-growth-and-income-advisors-llc-del-mar-ca-139940.md)) | 139940 | Del Mar, CA | SEC-registered investment adviser | $100 million to $500 million | 20 | % of assets, Hourly, Fixed fee |
| [Torrey Pines Investment Management](https://advisorcensus.com/firm/torrey-pines-investment-management-del-mar-ca-330216) ([md](https://advisorcensus.com/firm/torrey-pines-investment-management-del-mar-ca-330216.md)) | 330216 | Del Mar, CA | State-registered investment adviser | Under $25 million | 2 | % of assets |
| [Tri-AD Capital Management I, LLC](https://advisorcensus.com/firm/tri-ad-capital-management-i-llc-escondido-ca-324364) ([md](https://advisorcensus.com/firm/tri-ad-capital-management-i-llc-escondido-ca-324364.md)) | 324364 | Escondido, CA | SEC-registered investment adviser | $500 million to $1 billion | 3 | % of assets, Fixed fee |
| [Trivant Custom Portfolio Group LLC](https://advisorcensus.com/firm/trivant-custom-portfolio-group-llc-san-diego-ca-129803) ([md](https://advisorcensus.com/firm/trivant-custom-portfolio-group-llc-san-diego-ca-129803.md)) | 129803 | San Diego, CA | SEC-registered investment adviser | $100 million to $500 million | 7 | % of assets |
| [Value Trend Capital Management LP](https://advisorcensus.com/firm/value-trend-capital-management-lp-el-cajon-ca-108716) ([md](https://advisorcensus.com/firm/value-trend-capital-management-lp-el-cajon-ca-108716.md)) | 108716 | El Cajon, CA | SEC-registered investment adviser | Under $25 million | 27 | % of assets |
| [Van Nostrand Wealth Management LLC](https://advisorcensus.com/firm/van-nostrand-wealth-management-llc-san-diego-ca-304200) ([md](https://advisorcensus.com/firm/van-nostrand-wealth-management-llc-san-diego-ca-304200.md)) | 304200 | San Diego, CA | State-registered investment adviser | $25 million to $100 million | 7 | % of assets, Hourly, Fixed fee |
| [VECTOR3 Wealth Management](https://advisorcensus.com/firm/vector3-wealth-management-san-diego-ca-343072) ([md](https://advisorcensus.com/firm/vector3-wealth-management-san-diego-ca-343072.md)) | 343072 | San Diego, CA | SEC-registered investment adviser | Under $25 million | 0 | % of assets |
| [Ward & Associates](https://advisorcensus.com/firm/ward-and-associates-san-diego-ca-107878) ([md](https://advisorcensus.com/firm/ward-and-associates-san-diego-ca-107878.md)) | 107878 | San Diego, CA | SEC-registered investment adviser | $100 million to $500 million | 27 | % of assets, Hourly |
| [Wealth Rescue Strategies, Inc.](https://advisorcensus.com/firm/wealth-rescue-strategies-inc-san-diego-ca-146965) ([md](https://advisorcensus.com/firm/wealth-rescue-strategies-inc-san-diego-ca-146965.md)) | 146965 | San Diego, CA | State-registered investment adviser | $25 million to $100 million | 14 | % of assets, Fixed fee |
| [Wealthbuilders, LLC](https://advisorcensus.com/firm/wealthbuilders-llc-carlsbad-ca-286348) ([md](https://advisorcensus.com/firm/wealthbuilders-llc-carlsbad-ca-286348.md)) | 286348 | Carlsbad, CA | State-registered investment adviser | $25 million to $100 million | 9 | % of assets, Hourly, Fixed fee |
| [Wealthrise Financial Planning, LLC](https://advisorcensus.com/firm/wealthrise-financial-planning-llc-carlsbad-ca-283764) ([md](https://advisorcensus.com/firm/wealthrise-financial-planning-llc-carlsbad-ca-283764.md)) | 283764 | Carlsbad, CA | SEC-registered investment adviser | $100 million to $500 million | 0 | % of assets, Hourly |
| [Western Financial Corporation](https://advisorcensus.com/firm/western-financial-corporation-san-diego-ca-6118) ([md](https://advisorcensus.com/firm/western-financial-corporation-san-diego-ca-6118.md)) | 6118 | San Diego, CA | SEC-registered investment adviser | $100 million to $500 million | 6 | % of assets |
| [Willow Creek Financial](https://advisorcensus.com/firm/willow-creek-financial-san-diego-ca-285670) ([md](https://advisorcensus.com/firm/willow-creek-financial-san-diego-ca-285670.md)) | 285670 | San Diego, CA | SEC-registered investment adviser | $500 million to $1 billion | 9 | % of assets, Hourly, Fixed fee |
| [Yield Growth Advisors](https://advisorcensus.com/firm/yield-growth-advisors-san-diego-ca-328437) ([md](https://advisorcensus.com/firm/yield-growth-advisors-san-diego-ca-328437.md)) | 328437 | San Diego, CA | State-registered investment adviser | Under $25 million | 2 | % of assets |

- Previous page: https://advisorcensus.com/advisors/ca/san-diego/fee-only/page/2.md

## Questions people ask

**How many financial advisory firms are there in San Diego, CA?**
AdvisorCensus lists 423 investment advisory firms with a principal office in the San Diego metro area, from Form ADV filings as of October 2026: 182 SEC-registered, 162 state-registered, and 79 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV.

**How many fee-only financial advisors are in San Diego, CA?**
132 of the 423 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed.

**How many financial advisors in San Diego, CA offer financial planning?**
241 of the 344 firms in San Diego, CA that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports.

**Are the financial advisors in San Diego, CA fiduciaries?**
Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 132 firms that meet AdvisorCensus's fee-only test report none of those sales ties.

**How do I check whether a financial advisor has disciplinary disclosures?**
Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck.

**Does AdvisorCensus rate, verify, or recommend these firms?**
No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content.

**What does regulatory assets under management mean?**
Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality.

## Related pages

- [Financial advisors in California](https://advisorcensus.com/advisors/ca) (https://advisorcensus.com/advisors/ca.md)
- [Financial advisors in San Diego, CA](https://advisorcensus.com/advisors/ca/san-diego) (https://advisorcensus.com/advisors/ca/san-diego.md)
- [Fee-only financial advisors in California](https://advisorcensus.com/advisors/ca/fee-only) (https://advisorcensus.com/advisors/ca/fee-only.md)
- [Flat-fee financial advisors in San Diego, CA](https://advisorcensus.com/advisors/ca/san-diego/flat-fee) (https://advisorcensus.com/advisors/ca/san-diego/flat-fee.md)
- [Hourly financial advisors in San Diego, CA](https://advisorcensus.com/advisors/ca/san-diego/hourly) (https://advisorcensus.com/advisors/ca/san-diego/hourly.md)
- [Financial advisors for business owners in San Diego, CA](https://advisorcensus.com/advisors/ca/san-diego/business-owners) (https://advisorcensus.com/advisors/ca/san-diego/business-owners.md)
- [Financial advisors for corporate executives in San Diego, CA](https://advisorcensus.com/advisors/ca/san-diego/corporate-executives) (https://advisorcensus.com/advisors/ca/san-diego/corporate-executives.md)
- [Financial advisors for women in San Diego, CA](https://advisorcensus.com/advisors/ca/san-diego/women) (https://advisorcensus.com/advisors/ca/san-diego/women.md)
- [Financial advisors in La Jolla, CA](https://advisorcensus.com/advisors/ca/san-diego/la-jolla) (https://advisorcensus.com/advisors/ca/san-diego/la-jolla.md)
- [Financial advisors in Carlsbad, CA](https://advisorcensus.com/advisors/ca/san-diego/carlsbad) (https://advisorcensus.com/advisors/ca/san-diego/carlsbad.md)
- [Financial advisors in Encinitas, CA](https://advisorcensus.com/advisors/ca/san-diego/encinitas) (https://advisorcensus.com/advisors/ca/san-diego/encinitas.md)
- [Financial advisors in Solana Beach, CA](https://advisorcensus.com/advisors/ca/san-diego/solana-beach) (https://advisorcensus.com/advisors/ca/san-diego/solana-beach.md)
- [Financial advisors in Rancho Santa Fe, CA](https://advisorcensus.com/advisors/ca/san-diego/rancho-santa-fe) (https://advisorcensus.com/advisors/ca/san-diego/rancho-santa-fe.md)
- [Financial advisors in Del Mar, CA](https://advisorcensus.com/advisors/ca/san-diego/del-mar) (https://advisorcensus.com/advisors/ca/san-diego/del-mar.md)
- [Financial advisors in San Francisco](https://advisorcensus.com/advisors/ca/san-francisco) (https://advisorcensus.com/advisors/ca/san-francisco.md)
- [Financial advisors in Los Angeles](https://advisorcensus.com/advisors/ca/los-angeles) (https://advisorcensus.com/advisors/ca/los-angeles.md)
- [Financial advisors in San Jose](https://advisorcensus.com/advisors/ca/san-jose) (https://advisorcensus.com/advisors/ca/san-jose.md)
- [Financial advisors in Sacramento](https://advisorcensus.com/advisors/ca/sacramento) (https://advisorcensus.com/advisors/ca/sacramento.md)
- [Financial advisors in Oxnard](https://advisorcensus.com/advisors/ca/oxnard) (https://advisorcensus.com/advisors/ca/oxnard.md)
- [Financial advisors in Riverside](https://advisorcensus.com/advisors/ca/riverside) (https://advisorcensus.com/advisors/ca/riverside.md)
- [Financial advisors in Santa Maria](https://advisorcensus.com/advisors/ca/santa-maria) (https://advisorcensus.com/advisors/ca/santa-maria.md)
- [Financial advisors in Santa Rosa](https://advisorcensus.com/advisors/ca/santa-rosa) (https://advisorcensus.com/advisors/ca/santa-rosa.md)

Cite as: AdvisorCensus. Fee-only financial advisors in San Diego, CA: 132 firms from Form ADV filings as of October 2026.