{ "path": "/advisors/az/tucson/flat-fee", "url": "https://advisorcensus.com/advisors/az/tucson/flat-fee", "page_type": "metro_fee", "title": "Flat-fee financial advisors in Tucson, AZ", "filters": {}, "scope_total": 35, "faq": [ { "q": "How many financial advisory firms are there in Tucson, AZ?", "a": "AdvisorCensus lists 64 investment advisory firms with a principal office in the Tucson metro area, from Form ADV filings as of October 2026: 29 SEC-registered, 33 state-registered, and 2 exempt reporting advisers. Firms may request removal, so the count can differ slightly from the number of firms that file Form ADV." }, { "q": "How many fee-only financial advisors are in Tucson, AZ?", "a": "24 of the 64 firms meet AdvisorCensus's fee-only test: paid only by a percentage of assets, hourly charges, fixed fees, or subscription fees on Form ADV Item 5.E (no commissions, performance-based fees, or other compensation), with no sales-related compensation ties in the same filing: no employee registered with a broker-dealer or licensed as an insurance agent (Item 5.B), no brokerage, insurance, real estate, or other product sales business (Item 6.A), no related broker-dealer, insurance company, real estate broker, or futures commission merchant (Item 7.A), and no referral fees from others or other sales interest (Item 8). Form ADV has no fee-only box, so this is derived from the filing; it is not a fee-only certification, and a firm's own page lists its compensation arrangements as filed." }, { "q": "How many financial advisors in Tucson, AZ offer financial planning?", "a": "47 of the 62 firms in Tucson, AZ that answer Form ADV Item 5.G, which asks what advisory services a firm provides, report financial planning services, as of October 2026. Exempt reporting advisers do not answer Item 5.G. Each firm page lists every advisory service the firm reports." }, { "q": "Are the financial advisors in Tucson, AZ fiduciaries?", "a": "Every firm on this page is an investment adviser that files Form ADV, and an investment adviser owes its clients a fiduciary duty under federal law, made up of a duty of care and a duty of loyalty: it must act in the client's best interest and not put its own interests ahead of the client's, and must eliminate its conflicts of interest or disclose them fully and fairly. Form ADV has no fiduciary box because the duty comes with being an investment adviser. The duty covers the firm's advice; a firm or its people may also sell securities through a broker-dealer or insurance as licensed agents, roles held to other standards. The 24 firms that meet AdvisorCensus's fee-only test report none of those sales ties." }, { "q": "How do I check whether a financial advisor has disciplinary disclosures?", "a": "Each firm page shows how many Form ADV Item 11 disciplinary questions the firm answered yes and links to the firm's record on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), where the detail of each disclosure is public. Individual advisers' records are on the same site and on FINRA BrokerCheck." }, { "q": "Does AdvisorCensus rate, verify, or recommend these firms?", "a": "No. The directory shows what each firm filed, in alphabetical order unless you choose another sort, and no firm's position depends on payment. Firms that claim their page can add a description and links, marked as provided by the firm; the filed facts are never changed by that content." }, { "q": "What does regulatory assets under management mean?", "a": "Regulatory assets under management (RAUM) is the figure a firm reports on Form ADV Item 5.F: the securities portfolios it provides continuous and regular supervisory or management services for, at market value, including assets managed without discretion. It measures scale, not performance or quality." } ], "period": "2026-10-01", "answer_paragraph": "AdvisorCensus lists 35 investment advisory firms with a principal office in the Tucson metro area that report fixed fees among their Form ADV Item 5.E compensation arrangements, drawn from Form ADV filings as of October 2026. Firms are listed alphabetically; sort by years registered or assets band using the controls below, and read the methodology block for how this page is derived.", "about_market": "Tucson has 64 investment advisory firms with a principal office in the metro area as of October 2026: 29 SEC-registered, 33 state-registered, and 2 exempt reporting advisers. 24 of them meet AdvisorCensus's fee-only test (paid only by client fees, with no sales-related compensation ties such as an employee registered with a broker-dealer or licensed as an insurance agent), and 30 report under $100 million in regulatory assets under management. The metro area has 437,827 households, 40,497 of them with income of $200,000 or more, or 633 such households for each firm (Census Bureau, American Community Survey 2020–2024 5-year estimates).", "citation": "AdvisorCensus. Flat-fee financial advisors in Tucson, AZ: 35 firms from Form ADV filings as of October 2026.", "total_firms": 35, "page": 1, "total_pages": 1, "sort": "name", "registration_types": { "sec": 18, "state": 17, "exempt": 0 }, "fee_model_mix": [ { "code": "fee-only", "count": 15 }, { "code": "percentage_of_aum", "count": 32 }, { "code": "hourly", "count": 23 }, { "code": "subscription", "count": 0 }, { "code": "fixed", "count": 35 }, { "code": "commissions", "count": 0 }, { "code": "performance_based", "count": 1 }, { "code": "other", "count": 4 }, { "code": "not_reported", "count": 0 } ], "years_registered_distribution": [ { "code": "under_5", "count": 9 }, { "code": "5_to_9", "count": 12 }, { "code": "10_to_19", "count": 9 }, { "code": "20_plus", "count": 5 }, { "code": "not_reported", "count": 0 } ], "raum_band_distribution": [ { "code": "under_25m", "count": 6 }, { "code": "25m_100m", "count": 7 }, { "code": "100m_500m", "count": 15 }, { "code": "500m_1b", "count": 3 }, { "code": "1b_5b", "count": 1 }, { "code": "over_5b", "count": 1 }, { "code": "not_reported", "count": 2 } ], "firms": [ { "crd_number": 299139, "name": "Agave Wealth Advisors", "name_as_filed": "AGAVE WEALTH ADVISORS", "url": "https://advisorcensus.com/firm/agave-wealth-advisors-tucson-az-299139", "city": "Tucson", "state": "AZ", "years_registered": 7, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 114030, "name": "AIO Financial, LLC", "name_as_filed": "AIO FINANCIAL, LLC", "url": "https://advisorcensus.com/firm/aio-financial-llc-tucson-az-114030", "city": "Tucson", "state": "AZ", "years_registered": 6, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 169464, "name": "Annecy LLC", "name_as_filed": "ANNECY LLC", "url": "https://advisorcensus.com/firm/annecy-llc-tucson-az-169464", "city": "Tucson", "state": "AZ", "years_registered": 12, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 126058, "name": "Buttonwood Advisors, LLC", "name_as_filed": "BUTTONWOOD ADVISORS, LLC", "url": "https://advisorcensus.com/firm/buttonwood-advisors-llc-marana-az-126058", "city": "Marana", "state": "AZ", "years_registered": 16, "raum_band": "not_reported", "compensation_types": [ "fixed" ], "enhanced": false }, { "crd_number": 117428, "name": "Cambridge Financial Group, LLC", "name_as_filed": "CAMBRIDGE FINANCIAL GROUP, LLC", "url": "https://advisorcensus.com/firm/cambridge-financial-group-llc-tucson-az-117428", "city": "Tucson", "state": "AZ", "years_registered": 9, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed", "other" ], "enhanced": false }, { "crd_number": 130762, "name": "Capital West Partners, LLC", "name_as_filed": "CAPITAL WEST PARTNERS, LLC", "url": "https://advisorcensus.com/firm/capital-west-partners-llc-tucson-az-130762", "city": "Tucson", "state": "AZ", "years_registered": 22, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 154019, "name": "D Squared Capital Management, LLC", "name_as_filed": "D SQUARED CAPITAL MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/d-squared-capital-management-llc-oro-valley-az-154019", "city": "Oro Valley", "state": "AZ", "years_registered": 15, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 334200, "name": "Elion Financial, LLC", "name_as_filed": "ELION FINANCIAL, LLC", "url": "https://advisorcensus.com/firm/elion-financial-llc-tucson-az-334200", "city": "Tucson", "state": "AZ", "years_registered": 1, "raum_band": "25m_100m", "compensation_types": [ "fixed" ], "enhanced": false }, { "crd_number": 108475, "name": "Financial Directions LLC", "name_as_filed": "FINANCIAL DIRECTIONS LLC", "url": "https://advisorcensus.com/firm/financial-directions-llc-tucson-az-108475", "city": "Tucson", "state": "AZ", "years_registered": 26, "raum_band": "500m_1b", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 319273, "name": "Financial Planning First, LLC", "name_as_filed": "FINANCIAL PLANNING FIRST, LLC", "url": "https://advisorcensus.com/firm/financial-planning-first-llc-tuscon-az-319273", "city": "Tuscon", "state": "AZ", "years_registered": 0, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 300569, "name": "Forthright Finances LLC", "name_as_filed": "FORTHRIGHT FINANCES LLC", "url": "https://advisorcensus.com/firm/forthright-finances-llc-tucson-az-300569", "city": "Tucson", "state": "AZ", "years_registered": 7, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 143969, "name": "Fortress Financial Solutions, LLC", "name_as_filed": "FORTRESS FINANCIAL SOLUTIONS, LLC", "url": "https://advisorcensus.com/firm/fortress-financial-solutions-llc-tucson-az-143969", "city": "Tucson", "state": "AZ", "years_registered": 1, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 121362, "name": "Gordian Advisors, LLC", "name_as_filed": "GORDIAN ADVISORS, LLC", "url": "https://advisorcensus.com/firm/gordian-advisors-llc-tucson-az-121362", "city": "Tucson", "state": "AZ", "years_registered": 7, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 172370, "name": "GR Financial Group, LLC", "name_as_filed": "GR FINANCIAL GROUP, LLC", "url": "https://advisorcensus.com/firm/gr-financial-group-llc-tucson-az-172370", "city": "Tucson", "state": "AZ", "years_registered": 11, "raum_band": "1b_5b", "compensation_types": [ "percentage_of_aum", "fixed", "performance_based", "other" ], "enhanced": false }, { "crd_number": 38747, "name": "Greenberg Financial Group", "name_as_filed": "GREENBERG FINANCIAL GROUP", "url": "https://advisorcensus.com/firm/greenberg-financial-group-tucson-az-38747", "city": "Tucson", "state": "AZ", "years_registered": 36, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 124492, "name": "Hawtree Advisory Group, LLC", "name_as_filed": "HAWTREE ADVISORY GROUP, LLC", "url": "https://advisorcensus.com/firm/hawtree-advisory-group-llc-tucson-az-124492", "city": "Tucson", "state": "AZ", "years_registered": 14, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 306672, "name": "Kinghorn Law | Financial", "name_as_filed": "KINGHORN LAW | FINANCIAL", "url": "https://advisorcensus.com/firm/kinghorn-law-financial-tucson-az-306672", "city": "Tucson", "state": "AZ", "years_registered": 6, "raum_band": "not_reported", "compensation_types": [ "fixed", "other" ], "enhanced": false }, { "crd_number": 286172, "name": "Lazarow Wealth Management", "name_as_filed": "LAZAROW WEALTH MANAGEMENT", "url": "https://advisorcensus.com/firm/lazarow-wealth-management-tucson-az-286172", "city": "Tucson", "state": "AZ", "years_registered": 9, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 170087, "name": "Levin Funding Group LLC", "name_as_filed": "LEVIN FUNDING GROUP LLC", "url": "https://advisorcensus.com/firm/levin-funding-group-llc-tucson-az-170087", "city": "Tucson", "state": "AZ", "years_registered": 4, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 332925, "name": "Life Strategy Partners", "name_as_filed": "LIFE STRATEGY PARTNERS", "url": "https://advisorcensus.com/firm/life-strategy-partners-tucson-az-332925", "city": "Tucson", "state": "AZ", "years_registered": 2, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 323290, "name": "Margo Financial", "name_as_filed": "MARGO FINANCIAL", "url": "https://advisorcensus.com/firm/margo-financial-tucson-az-323290", "city": "Tucson", "state": "AZ", "years_registered": 3, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 150148, "name": "Nova Financial Services", "name_as_filed": "NOVA FINANCIAL SERVICES", "url": "https://advisorcensus.com/firm/nova-financial-services-tucson-az-150148", "city": "Tucson", "state": "AZ", "years_registered": 12, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 289548, "name": "NRG Wealth Management", "name_as_filed": "NRG WEALTH MANAGEMENT", "url": "https://advisorcensus.com/firm/nrg-wealth-management-oro-valley-az-289548", "city": "Oro Valley", "state": "AZ", "years_registered": 7, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 146931, "name": "Retirement Evolutions Wealth Management LLC", "name_as_filed": "RETIREMENT EVOLUTIONS WEALTH MANAGEMENT LLC", "url": "https://advisorcensus.com/firm/retirement-evolutions-wealth-management-llc-tucson-az-146931", "city": "Tucson", "state": "AZ", "years_registered": 18, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 309356, "name": "Rise Private Wealth Advisors", "name_as_filed": "RISE PRIVATE WEALTH ADVISORS", "url": "https://advisorcensus.com/firm/rise-private-wealth-advisors-tucson-az-309356", "city": "Tucson", "state": "AZ", "years_registered": 6, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 339660, "name": "Schulz Financial Group", "name_as_filed": "SCHULZ FINANCIAL GROUP", "url": "https://advisorcensus.com/firm/schulz-financial-group-tucson-az-339660", "city": "Tucson", "state": "AZ", "years_registered": 0, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed" ], "enhanced": false }, { "crd_number": 305645, "name": "Shepherd Wealth & Retirement LLC", "name_as_filed": "SHEPHERD WEALTH & RETIREMENT LLC", "url": "https://advisorcensus.com/firm/shepherd-wealth-and-retirement-llc-tucson-az-305645", "city": "Tucson", "state": "AZ", "years_registered": 4, "raum_band": "25m_100m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 157856, "name": "Silverman + Associates Wealth Management, LLC", "name_as_filed": "SILVERMAN + ASSOCIATES WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/silverman-plus-associates-wealth-management-llc-tucson-az-157856", "city": "Tucson", "state": "AZ", "years_registered": 15, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "fixed", "other" ], "enhanced": false }, { "crd_number": 312685, "name": "Southwest Investment Advisors, Inc.", "name_as_filed": "SOUTHWEST INVESTMENT ADVISORS, INC.", "url": "https://advisorcensus.com/firm/southwest-investment-advisors-inc-tucson-az-312685", "city": "Tucson", "state": "AZ", "years_registered": 5, "raum_band": "100m_500m", "compensation_types": [ "percentage_of_aum", "hourly", "fixed" ], "enhanced": false }, { "crd_number": 120385, "name": "Sunrise Wealth Management, LLC", "name_as_filed": "SUNRISE WEALTH MANAGEMENT, LLC", "url": "https://advisorcensus.com/firm/sunrise-wealth-management-llc-tucson-az-120385", "city": "Tucson", "state": "AZ", "years_registered": 24, "raum_band": "under_25m", "compensation_types": [ "percentage_of_aum", "hourly", 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